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    Risk Operations Specialist - New York, United States - RAMP

    RAMP
    RAMP New York, United States

    2 weeks ago

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    Description
    About RampRamp is the ultimate platform for modern finance teams.

    Combining corporate cards with expense management, bill payments, vendor management, accounting automation and more, Ramp's all-in-one solution is designed to save businesses time and money, and free finance teams to do the best work of their lives.

    Our mission is to help build healthier businesses, and it's working:
    over 25,000 businesses on Ramp to save an average 5% and close their books 8x faster.

    Founded in 2019, Ramp powers the fastest-growing corporate card and bill payment platform in America, and enables tens of billions of dollars in purchases each year.

    Ramp's investors include Founders Fund, Stripe, Citi, Goldman Sachs, Coatue Management, D1 Capital Partners, Redpoint Ventures, General Catalyst, and Thrive Capital, as well as over 100 angel investors who were founders or executives of leading companies.

    The Ramp team comprises talented leaders from leading financial services and fintech companies
    • Stripe, Affirm, Goldman Sachs, American Express, Mastercard, Visa, Capital One as well as technology companies such as Meta, Uber, Netflix, Twitter, Dropbox, and Instacart.
    In 2023, Ramp was named Fast Company's #1 Most Innovative Company in North America, LinkedIn's #1 Top Startup in the U.S., a CNBC Disruptor, and a TIME100 Most Influential Company.

    About the RoleAs an early member of Ramp's Risk Strategy & Operations, you will drive operational initiatives related to underwriting, customer risk management, and fraud.

    This role requires an understanding of underwriting processes, fluency with data, and the ability to analyze risk vectors such as credit and fraud risks.

    We take our responsibility to serve our customers' commitment to their financial health seriously, and our approach is anchored in data-driven and systematic decisions to delight our customers.

    What You'll DoDevelop and execute Ramp's risk underwriting policy used to onboard new business to the Ramp platform across corporate credit card and bill pay productsBuild and maintain monitoring dashboards for underwriting outcomes, processes and lossesPartner with product and engineering to build best in class risk tooling to increase operations efficiencyResearch emerging underwriting and fraud trends to innovate on Ramp's decisioning systems and policiesWhat You NeedMinimum 2 years of experience in Risk/ Underwriting Operations or Fraud ManagementExperience within consumer/corporate/small business cards, payments, invoices, lending, or related industriesExcellent written and verbal communication skillsNice-to-HavesBA/BS from an accredited universityExperience in high growth startupsExperience building complex financial productsKnowledge of SQL, Python, or RBenefits (for U.S.-based full-time employees)100% medical, dental & vision insurance coverage for youPartially covered for your dependentsOne Medical annual membership401k (including employer match on contributions made while employed by Ramp)Flexible PTOFertility HRA (up to $5,000 per year)WFH stipend to support your home office needsWellness stipendParental LeaveRelocation support for NYPet insurance
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