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    Commercial Loan Review Officer I - New York, United States - Valley Bank

    Valley Bank
    Valley Bank New York, United States

    Found in: beBee S2 US - 2 weeks ago

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    Description
  • The Loan Review Officer I will provide an independent assessment of credit risk by examining individual credits and portfolios for adherence to policies and procedures, adequate supervision, appropriate risk ratings, and sound underwriting.
  • Evaluate the accuracy of loan officer risk ratings; assigning and supporting more suitable risk ratings where appropriate.
  • Test loan officer compliance to Bank policies/procedures.
  • Assess management supervision; determine sufficiency of credit risk management processes.
  • Must have a comprehensive understanding of lending products, lending process and the Loan Review function as it relates to the review of lending portfolios.
  • This includes understanding loan origination, loan maintenance, loan accounting, regulatory requirements, and regulatory examiners' expectations and how the combination of these areas translates across KRIs with focus on commercial lending (CRE and C-I), residential and consumer products.
  • Bachelor's Degree in Accounting, Finance, or Business related field and a minimum of three years' experience as a Loan Review Officer or High School Diploma/GED and a minimum of seven years' experience as a Loan Review Officer, Commercial Credit Analyst, or Commercial Loan Officer.
  • Loan Review Certification preferred.

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