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Dedham

    Service Associate I - Dedham, United States - Eastern Bank

    Eastern Bank
    Eastern Bank Dedham, United States

    1 week ago

    Default job background
    Description

    Service Associates are skilled in the duties of both a Customer Service Representative (sales on the platform), and Teller (transactions at the teller line).

    Major Responsibilities:

    Works toward achieving specific individual sales and service goals through the following activities:

    • Opens deposit accounts
    • Prepares and processes loan applications for various lending units (mortgage, consumer, small business, etc.)
    • Closes loans for customers for applicable business lines (i.e. consumer lending)
    • Makes referrals to other bank business lines and third-party partners
    • Proactively reaches out, by phone and in person, to high-value customers in efforts to retain and grow the portfolio
    • For licensed individuals, sells annuities and/or insurance products
    • Responsible for operational compliance and adherence to policy
    • Handles daily account maintenance and other service issues as necessary(supermarket position only) Walks the aisles of the supermarket to talk with prospects and existing bank customers about the bank's products and services

    Teller Duties:

    • Process deposits to customer accounts; includes verification of cash, verification of endorsements, and providing customers with receipts.
    • Cash checks for customers and non-customers according to bank policy.
    • Process and properly record the sale of monetary instruments (i.e. official bank checks).
    • Properly file all government-mandated reports related to large cash transactions and the sale of all monetary instruments.
    • Process foreign currency purchases and sales.
    • Process various types of loan payments and credit card cash advances.
    • Relative to all duties, must adhere to all bank policies and procedures.

    Qualifications:

    • Incumbent has the authority to use discretion in some circumstances, but if/when written policy is unclear or there is any uncertainty, the service associate should seek guidance from his/her immediate supervisor
    • Incumbent must have the ability to work independently, multi-tasking in a fast-paced environment. Individual should be an outgoing self-starter and be technically literate.
    • High school diploma or equivalent required
    • 1-2 years of sales experience in a retail, financial services or hospitality environment preferred.
    • Some banking experience is preferred (i.e. teller or otherwise) is a plus.
    • Basic business acumen and professionalism is a must.
    • The ability to communicate information and ideas so others will understand. Must be able to exchange accurate information in these situations.
    • Ability to build relationships and strong alliances across the organization.
    • Ability to quickly learn all details about the products and services offered by the bank.

    Working Conditions :

    • Ability to remain in a stationary position for long periods of time without a break and with continuous customer contact
    • Incumbent must be able to transport items weighing 15 pounds or more.
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