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    Banking Business Administrator - San Francisco, CA, United States - Seis

    Seis
    Default job background
    Full time
    Description
    Full Time] Head of Banking Operations - Utah at Seis (United States) | BEAMSTART Jobs Head of Banking Operations - Utah
    Full Time
    Remote Work
    Stock Options
    Seis is banking for the 44 million native Spanish speakers living in the US.

    Our mission is to build the most delightful, full-service banking experience for anyone who wants to bank in their native Spanish.

    Our goal is to make such an amazing banking experience that people will wish they spoke Spanish so they could bank with us.

    We treat Spanish speakers as first class citizens & are ending dial 2 for español.

    We launched our checking account + debit card product in Q4'21 and are growing very quickly - we need your help to continue creating an amazing experience for our customers.

    We've been covered by CNN , Univision , CNN Español , Solo Dinero , and other press outlets.

    com), Austen Allred (CEO @ Bloomtech), Deepak Chhugani (CEO @ Nuvo Cargo), Dan Romero (Coinbase), Elad Gil, Shrug Capital, Peterson Ventures, Jason Garcia (Head of Capital Markets @ Mercury), and many others.

    The goal is to make sure customers with legitimate disputes get an A+ experience, while also stopping back actors from taking advantage of Seis via fraud.


    Partner bank relationship:
    run the day-to-day operational relationship with our partner bank. This includes many things (see below), including advocating for our customers and helping our partner understand the unique use cases & behaviors of our customer base


    AML:
    run our AML identification process closely with our partner bank. This means proactively identifying accounts that should be closed, responding quickly to bank requests, and advocating for customers accounts that don't show signs of AML

    Negative account balances:
    build & run the process for preventing & investigating accounts with negative balances


    Card inventory:
    manage our debit card inventory soup to nuts, from forecasting demand, to purchasing supply, to working with our card vendors, to shopping around to get better rates, to making sure that our customers are always getting the card they ordered on time, and at the cheapest cost possible

    Case Management:

    Improve our current case management system to help us give the best & most organized experience possible for customers with any type of escalated issue.


    EDD:
    Continue to build out our EDD function in partnership with our banking partner, from high level strategy to process implementation

    Fraudulent Merchants:
    run the operations of ensuring fraudulent merchants don't charge our customers' cards, while also making sure that legitimate merchants aren't blocked

    Suspected Fraud on debit cards: sometimes Visa flags a customer's card as "Suspected Fraud" based on one of their transactions.

    This needs to help the customers who are actually vulnerable while having zero impact on customers trying to make real, authentic transactions.


    Rejected Docs in applications:
    run the process where we help customers submit (and resubmit) the correct documents as part of their account application, so they can open a Seis account
    Work cross-functionally to improve our product, investigate thorny technical (either engineering or banking-related) issues, and fix bugs
    Customer Support no longer has to manage disputes
    Our partner bank says we're their most organized & proactive client
    We get charged less for negative account balances, thereby increasing margins
    More customers get through our application process
    You can speak professionally & kindly to many different stakeholders, including our bank partner
    You have some product sense and knowledge of banking products such as ACH, International Wires, SWIFT, checks, and debit cards
    We'll pay for relocation to Utah if you aren't already here
    ~ We offer fully paid medical, dental, and vision insurance
    ~Banking 100% in Spanish for the 44 million US Spanish speakers
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