Jobs
>
New York City

    Director Credit Administration Payment Risk - New York, United States - First Citizens Bank

    Default job background
    Description

    Overview This Second Line of Defense role is responsible for assessment and oversight of risks taken by the Bank at an advanced level of ability.

    Oversees First Line of Defense activities through objective risk assessment, effective challenge, monitoring, and reporting of the Bank's Risk Profile, including top and emerging risks.

    Provides leadership, consultation, and support for risk management techniques, practices, and procedures that protect the Bank from loss or exposure.

    Facilitates the development of analyses and reports to support the appropriate identification, assessment, monitoring, and reporting of new or existing risks.

    Assists in the review and enhancement of internal controls. Maintains a strong knowledge of new or emerging risk management techniques and trends through professional networking and industry involvement.

    Develops collaborative partnerships with internal departments, external auditors, regulatory agencies, and other stakeholders to support the company's Risk Management Framework.

    May provide guidance to less experienced associates in the department.


    Responsibilities Responsibilities:

    • Fully represent credit risk appetite within the payments business in conjunction with CRM and DCCO.
    • Ensure portfolio management activities are well coordinated, specific to the card and ACH business and in line with broader portfolio management expectations.
    • Participate as a key leader in new card campaign development and management.
    • Monitor collection and troubled card management to ensure alignment between the card team, credit administration and advisory services.
    • Partner with FinTech and Centralized Credit Management Team to present needed payment product policy updates to Credit Administration Meeting, Credit Risk Management Meeting and other key constituents, including the development of standard reporting templates and cadence.
    • Understand system and data capabilities for the Bank's payment products and coordinate with FinTech and product teams on any changes to ensure policies, procedures and reports are considered from a credit perspective.
    • Partner with Escalation & Risk Oversight team to provide oversight on payment product credit risk management inclusive of credit logic for card automation origination and portfolio management activities and associated dashboards.
    • Ensure credit logic for card automated activities are consistent with existing policies/procedures and are routinely executed within this understanding.
    • Identify gaps in processes and work toward process improvement.
    • Work effectively to develop strong internal relationships with Credit, IT, Data Analytics, FinTech Centralized Credit Management Team, Payment Product Teams, Payment Operation, Corporate Compliance and SOX. The base pay for this position is relative to your experience but the range is generally $174,361.00 to $235,900.00 per year. This position is eligible for variable compensation, which may be in the form of incentive, bonus, or commission pay.
    First Citizens offers a competitive, comprehensive benefits program which you can review here:
    Qualifications Basic Qualifications:
    Bachelor's Degree and 6 years of experience in Financial Services, Enterprise Risk Management, Operational Risk Management, Compliance, Audit, Finance, or Accounting OR High School Diploma or GED and 10 years of experience in Financial Services, Enterprise Risk Management, Operational Risk Management, Compliance, Audit, Finance, or

    Accounting Preferred Education:

    Advanced Degree Preferred Qualifications:
    Experience with credit and loan monitoring processes Experience with management of credit card and ACH portfolio Experience with Credit underwriting systems Experience with Agile methodologies a benefit Dedicated team player Excellent interpersonal, communication and organizational skills Demonstrated project management, analytical and problem-solving skills Ability to collaborate, negotiate, influence and build consensus across the organization


  • Amex New York, United States

    **About American Express** · At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we're supporting our customers' financial confidence to move ahead, taking commerce to new heights, or encouraging p ...

  • Avidia Bank

    Payments Risk Analyst

    3 weeks ago


    Avidia Bank Hudson, United States

    Avidia Bank · Equal Employment Opportunity/M/F/disability/protected veteran status · Description:The Payments Risk Analyst will work in-office at least 3 days per week, with the flexibility to work remotely two days per week. Therefore we are seeking candidates within a reasonabl ...

  • Avidia Bank

    Payments Risk Analyst

    3 weeks ago


    Avidia Bank Hudson, United States Full time

    Avidia Bank · Equal Employment Opportunity/M/F/disability/protected veteran status · Description:The Payments Risk Analyst will work in-office at least 3 days per week, with the flexibility to work remotely two days per week. Therefore we are seeking candidates within a reasonabl ...

  • Avidia Bank

    Payments Risk Analyst

    2 weeks ago


    Avidia Bank Hudson, United States

    Avidia Bank · Equal Employment Opportunity/M/F/disability/protected veteran status · Description:The Payments Risk Analyst will work in-office at least 3 days per week, with the flexibility to work remotely two days per week. Therefore we are seeking candidates within a reasonabl ...


  • Sia Partners New York, United States

    Sia Partners is a next-generation consulting firm focused on delivering superior value and tangible results to its clients as they navigate the digital revolution. Our global footprint and expertise in more than 40 sectors and services allow us to enhance our clients' businesses ...


  • First Citizens Bank Careers New York, United States

    Overview: This Second Line of Defense role is responsible for assessment and oversight of risks taken by the Bank at an advanced level of ability. Oversees First Line of Defense activities through objective risk assessment, effective challenge, monitoring, and reporting of the Ba ...


  • Snaplii Newark, United States

    Job Description · Job DescriptionSalary: · About Snaplii · Snaplii is a leading Digital Wallet platform that has redefined the way Users and Merchants engage for more efficient communication. Our platform offers value-added features, including secure credit card payments, a cura ...


  • Citi New York, NY, United States Full time

    The Payments Controls and Regulatory Management Risk Director is a senior specialist who sits in the Payments business and will work globally to make sure a robust framework exists to manage and mitigate operational, compliance and regulatory risks across the business. · This ro ...


  • Citi New York, United States

    The Payments Controls and Regulatory Management Risk Director is a senior specialist who sits in the Payments business and will work globally to make sure a robust framework exists to manage and mitigate operational, compliance and regulatory risks across the business. · This rol ...

  • Citi

    Tts Payments

    3 weeks ago


    Citi New York, United States

    As a TTS Payments - Control and Regulatory Management, VP in the Global Payments Control and Regulatory Controls team, you will play a crucial role in managing day to day risk and control agenda for multiple product vertical - Domestic Payments, Banking as a Service and Payment E ...


  • The Clearing House New York, United States

    **Qualifications Required**: · - Bachelor's degree in risk management, business administration, finance, or a related area. · - At least 6-8 years of first or second line risk management experience (preferably related to Operations, Technology, or Product management). · - 8+ year ...


  • Melio New York, United States

    **Risk Operations Specialist** · **_ Location: Hybrid in New York City (3 day in-office requirement)_** · **Qualifications**: · - 1+ years of experience within risk, customer experience or payment operations, ideally within the fintech space · - 1+ years experience working with Z ...

  • Meta

    Kyc Program Manager

    3 weeks ago


    Meta New York, United States

    As a member of the Meta FinTech Compliance Team, you will be executing on large-scale projects in the payments area including new product launches, control automation, and technology migrations. You will interact with other Team Leads to continually help drive process innovation ...


  • Amex New York, United States

    **You Lead the Way. We've Got Your Back.** · With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, ...


  • Pfizer New York, United States

    ROLE SUMMARY · The Risk & Resilience Planner is responsible for risk management within Global Workplace Experience, providing direction and guidance in EH&S reporting, business resilience, risk / crisis management and compliance. · Reporting directly to the Business Risk Manageme ...


  • Bank of America New York, United States

    At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. · One of the keys t ...

  • Disney Direct to Consumer

    Lead Data Analyst

    2 weeks ago


    Disney Direct to Consumer New York, United States

    The Subscriber Lifecycle vertical is looking for a Lead Data Analyst to join the Commerce Analytics team supporting global commerce experimentation across Disney's streaming service offerings (Disney+, Hulu, ESPN+). The Commerce Experimentation Analytics function partners closely ...


  • Sumitomo Mitsui Banking Corporation New York, United States

    SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 ...


  • Klarna New York, United States

    **We are on a mission **to liberate humanity from all the meaningless time spent managing their purchases and finances, so they can do more of what they love. Klarna was founded on a bold belief: that people are capable of achieving the extraordinary, even when faced with the see ...


  • The Clearing House New York, United States

    **Position Summary**: · This Senior Vice President of CHIPS is responsible for driving strategy and product development for CHIPS, a systemically important high value payment system that settles approximately $1.9 trillion daily. The position is a key member of the Company's prod ...