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- Ensure portfolio management activities are well coordinated, specific to the card and ACH business and in line with broader portfolio management expectations.
- Participate as a key leader in new card campaign development and management.
- Monitor collection and troubled card management to ensure alignment between the card team, credit administration and advisory services.
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- Understand system and data capabilities for the Bank's payment products and coordinate with FinTech and product teams on any changes to ensure policies, procedures and reports are considered from a credit perspective.
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- Identify gaps in processes and work toward process improvement.
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Director Credit Administration Payment Risk - New York, United States - First Citizens Bank
Description
Overview This Second Line of Defense role is responsible for assessment and oversight of risks taken by the Bank at an advanced level of ability.
Oversees First Line of Defense activities through objective risk assessment, effective challenge, monitoring, and reporting of the Bank's Risk Profile, including top and emerging risks.
Provides leadership, consultation, and support for risk management techniques, practices, and procedures that protect the Bank from loss or exposure.
Facilitates the development of analyses and reports to support the appropriate identification, assessment, monitoring, and reporting of new or existing risks.
Assists in the review and enhancement of internal controls. Maintains a strong knowledge of new or emerging risk management techniques and trends through professional networking and industry involvement.Develops collaborative partnerships with internal departments, external auditors, regulatory agencies, and other stakeholders to support the company's Risk Management Framework.
May provide guidance to less experienced associates in the department.Responsibilities Responsibilities:
Qualifications Basic Qualifications:
Bachelor's Degree and 6 years of experience in Financial Services, Enterprise Risk Management, Operational Risk Management, Compliance, Audit, Finance, or Accounting OR High School Diploma or GED and 10 years of experience in Financial Services, Enterprise Risk Management, Operational Risk Management, Compliance, Audit, Finance, or
Accounting Preferred Education:
Advanced Degree Preferred Qualifications:
Experience with credit and loan monitoring processes Experience with management of credit card and ACH portfolio Experience with Credit underwriting systems Experience with Agile methodologies a benefit Dedicated team player Excellent interpersonal, communication and organizational skills Demonstrated project management, analytical and problem-solving skills Ability to collaborate, negotiate, influence and build consensus across the organization