Credit Risk Analytics Manager - New York, United States - Klarna
Description
We are on a mission to liberate humanity from all the meaningless time spent managing their purchases and finances, so they can do more of what they love.
Klarna was founded on a bold belief:
that people are capable of achieving the extraordinary, even when faced with the seemingly impossible.
Our journey has been one of continuous learning, facing immense challenges head-on, dedicating countless hours of hard work, and never wavering in our commitment or resilience - and now we are looking for individuals to join us on our journey and contribute to our mission.
As a Senior Credit Risk Analyst you will play a pivotal role in shaping our credit risk strategies for the US & UK markets.
Notably, we've recently achieved significant milestones such as optimizing our US risk strategy for positive gross profits and launching our new Pay in 4 product.
You will have the opportunity to change the credit industry by working on the Klarna Card product, making customer favorite payment method available everywhere.
Who You Are:
- We are seeking ambitious individuals with a strong drive to succeed.
- As part of our diverse, collaborative teams based in Stockholm, London, and New York, you will challenge the status quo and help us achieve our objectives.
- We value problem solvers, initiative takers, and those who can identify opportunities for improvement.
- Your passion for your work should align with our fastpaced, international working environment.
- You will have a crucial role in propelling Klarna to new heights, so a commitment to going above and beyond is essential.
- We embrace change, and we encourage you to challenge the status quo persistently.
What You Will Do:
- Your responsibilities will include:
- Conducting statistical analysis to evaluate the impact of changes in credit strategy in a rapidly evolving industry.
- Build with a team of passionate engineers and analysts the future of underwriting.
- Proactively communicating with various stakeholders to analyze trends, assess their implications, and propose solutions/optimizations.
- Ensuring that metrics and strategies are tailored to the current credit environment and emerging risks, such as macro trends.
- Providing analytical expertise on new products and markets to support broader business goals, collaborating closely with other teams as needed.
- Establishing robust controls, monitoring, and testing programs.
- Developing professionally in an entrepreneurial organization, allowing you to work in areas of your interest.
- Utilizing analytical tools (e.g., SQL, Python, or similar) to analyze data, identify trends, and challenge business decisions.
You Should Have:
- 13 years of experience in consulting, investment banking, fintech/payments companies, or other highgrowth organizations in a quantitative or analytical role.
- A degree from a university in Science, Technology, Engineering, Mathematics, or a Business field.
- An outstanding track record in optimizing business performance and identifying gaps in business strategy, particularly in financial services and credit risk.
- Techsavviness, with the ability to write rules for credit decisions.
- Proficiency in data extraction and manipulation, as well as programming languages (SQL, R, Python, MatLab, Java, C#, etc.).
- Significant drive, ambition, and a structured problemsolving approach.
- Excellent stakeholder management skills.
- A curious mindset and a love for questioning the "why."
- Proficiency in verbal and written English communication.
You Might Also Have:
- Strong attention to detail.
- Strong conceptual ability.
- Significant drive and ambition.
- $118,000 - $150,000 In addition to the posted salary range, there are additional components to Klarna's compensation package.
**About Klarna
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