- Review, analyze, and underwrite Direct Auto applications using sound judgment and company guidelines in the decision-making process.
- Assist Branch employees with negotiation of loans based on internal lending guidelines, fair lending practices, and the ECOA (Equal Credit Opportunity Act).
- Maintain confidentiality with sensitive financial and/or personal information.
- Review financial statements, credit reports, applicable debt ratios, and loan-to-value ratios in order to make credit decisions that mitigate future risk for the company.
- Communicate in a style or manner that develops and maintains a strong business relationship with all contacts.
- May perform additional functions depending on market demand and staffing in order to provide consistent quality customer service.
- Associate's degree in a related field of study ( Business Administration, Management, Marketing, Finance). Some college coursework or additional years of experience can be substituted for associate's degree.
- Strong analytical, organizational, and time management skills.
- Strong decision-making and negotiation skills.
- Solution-based communication style.
- Proficient in Microsoft Office Products, including Word, Excel, and PowerPoint.
- Bachelor's degree in Business Administration, Management, Marketing, Finance, or a related field.
- Minimum of one (1) year of Consumer Finance and/or underwriting experience.
- Minimum of one (1) year of work experience in a professional setting.
- Health Insurance - Health Savings Account (HSA) with employer contributions if enrolled in a qualifying plan, Flexible Spending Account (FSA), and Dependent Care FSA
- Vision Insurance
- Dental Insurance
- Company-paid Basic Life, Long-Term Disability, and AD&D Insurance
- Voluntary worksite benefits including Accident, Critical Illness, Hospital Indemnity, Short-Term Disability, Supplemental Life, and Supplemental AD&D Insurance
- 401(k) and Company Matching Contributions
- Paid Time Off - full-time employees may accrue a minimum of 120 hours per year
- 11 Paid Holidays
- FMLA
- Employee Assistance Program (EAP)
- Paid Parental Leave
- Referral Incentives
- Education Assistance Program
- Complimentary FIMC Membership Plan
- Access to industry-specific training programs
- Certain roles may qualify for additional benefits such as Relocation Assistance, Debt Assistance, Cell Phone Reimbursement, and Travel/Auto Reimbursement. Contact for additional information.
-
Claims Leader-Officer
3 weeks ago
Great American Insurance Group Richfield, United States Full timeNational Interstate is a member of Great American Insurance Group. As one of the leading commercial transportation insurers in the nation, we offer risk financing solutions in all 50 states tailored to meet the needs of a wide variety of transportation classes. Our offerings incl ...
-
Experienced Personal Lines Account Manager
1 week ago
Gpac Minneapolis, United States Full timeJob Overview: The Personal Lines Insurance Account Manager is responsible for managing and maintaining a portfolio of personal insurance clients. They act as a liaison between clients and the insurance agency, providing exceptional customer service, assisting with policy inquirie ...
-
Director
1 week ago
Country Financial Bloomington, United StatesDirector - National Auto Product Job Number: · Primary Location · :US-IL-Bloomington Our Director - National Auto Product at COUNTRY Financial is accountable for product premium volume growth and profitability results within assigned state(s) or assigned line(s) of business. ...
-
Insurance Sales Agent
2 weeks ago
The Auto Club Group Burnsville, United States Regular, Full timeIt's a great time to join AAA The Auto Club Group · JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARD · Job Type: · Full time · Exempt/Non Exempt: · Hourly · Job Description: · Why Choose a Career with the AAA The Auto Club Group (ACG)Established brand that has been around f ...
-
Insurance Sales Agent
1 week ago
The Auto Club Group Burnsville, United States Regular, Full timeIt's a great time to join AAA The Auto Club Group · JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARD · Job Type: · Full time · Exempt/Non Exempt: · Hourly · Job Description: · Why Choose a Career with the AAA The Auto Club Group (ACG)Established brand that has been around f ...
-
Construction Casualty Underwriter-AVP
1 week ago
Zurich Insurance Company Ltd Minneapolis, United StatesZurich is currently hiring an experienced Construction Casualty Underwriter (Levell III or IV, AVP)?to join the Construction team in Edina, Minnesota The position would be remote. · Zurich is one of the leading insurance providers in the construction industry, our mission is to ...
-
Member Representative
1 week ago
The Auto Club Group Burnsville, United States Regular, Full timeIt's a great time to join AAA The Auto Club Group · JOIN THE TEAM COMMITTED TO DRIVING YOUR CAREER FORWARD · Job Type: · Full time · Exempt/Non Exempt: · Hourly · Job Description: · Why Choose a Career with the AAA The Auto Club Group (ACG) · Established brand that has been aroun ...
-
Commercial Lines Field Underwriter
4 days ago
Integrity Insurance Minneapolis, United States Full timeIt's ok if you don't meet every requirement. At Integrity, we prioritize creating a diverse, equitable and inclusive workplace. If you're enthusiastic about this role but your previous experience only partially matches qualifications in the job description, we still encourage you ...
-
CL Field Underwriter
2 days ago
Grange Insurance Minneapolis, United StatesIt's ok if you don't meet every requirement. At Grange, we prioritize creating a diverse, equitable and inclusive workplace. If you're enthusiastic about this role but your previous experience only partially matches qualifications in the job description, we still encourage you to ...
-
Commercial Lines Field Underwriter
2 days ago
The Ladders Minneapolis, United StatesIt's ok if you don't meet every requirement. At Integrity, we prioritize creating a diverse, equitable and inclusive workplace. If you're enthusiastic about this role but your previous experience only partially matches qualifications in the job description, we still encourage you ...
-
Policy Services Technician
4 days ago
W.R. Berkley Corporation Minneapolis, United StatesCompany Details · Berkley Human Services, a Berkley Company, is devoted to meeting the needs of Human Services Organizations. Our insurance policies are written through our Berkley affiliates, each of which is rated A+ (Superior) by A.M. Best Company with a Financial Category of ...
-
Territory Sales Manager
1 week ago
Grange Insurance Minneapolis, United States** Territory Sales Manager** · **Job Category****:** Sales **Requisition Number****:** TERRI003998 Showing 1 location **Job Details** · **Description** · **Summary:** This position is responsible for owning and managing an assigned territory, driving profitable premium growth ...
-
Associate Account Manager
1 week ago
Brown & Brown Insurance Minneapolis, United StatesBuilt on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. · Brown & Brown has an exciting opportunity available for an Associate Account Manager for our Cyber team in Minneapolis, MN · Provides hi ...
-
Account Manager
1 week ago
Brown & Brown Insurance Minneapolis, United StatesBuilt on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers. · Brown & Brown has an exciting opportunity available for a Account Manager for our team in Minneapolis, MN · Provides high quality custom ...
-
Multi-Line Field Adjuster
1 week ago
Midwest Family Mutual Insurance Company Minneapolis, United StatesJob Description · Job DescriptionMidwest Family Mutual Insurance Company is seeking an experienced Field Claims Adjuster. Candidates must live within the Twin Cities Metro area, and preferably have 5 or more years of experience handling Multi-Line Property and Casualty claims in ...
-
Customer Service Representative
1 week ago
Big I Minnesota Minneapolis, United StatesThe Customer Service Representative at Pinnacle Insurance of MN is responsible for maintaining solid customer relationships by handling customer inquiries and concerns during the renewal process with speed, accuracy, and professionalism through daily interaction with customers, i ...
-
Branch Claims Representative
5 days ago
Auto-Owners Insurance Lake Elmo, United StatesA career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs. · Job Description · We offer a merit-based work-from-home program based on job responsibilit ...
-
Sr. Risk
1 week ago
Holmes Murphy & Associates Minneapolis, United StatesThe Role: · The Sr. Risk and Safety Consultant advises clients and internal staff in alignment with company vision, mission and strategy. This includes detailed analysis of client's risk management program and staying abreast of changes in the insurance market. Additionally, thi ...
-
Personal Insurance Account Manager
1 week ago
Big I Minnesota Wayzata, United StatesThe Personal Lines Insurance Account at Minnesota Insurance Group is responsible for maintaining and maximizing profitable relationships with existing personal insurance clients and supporting producers in growing the book of business through existing and new client sales opportu ...
-
Commercial Insurance Account Manager
46 minutes ago
Big I Minnesota Wayzata, United StatesThe Commercial Lines Insurance Account Manager is responsible for maintaining and maximizing profitable relationships with existing commercial clients and growing the book of business through new client sales opportunities. · Office locations include the choice of Wayzata or Coo ...
001074 - Auto Underwriter I - Eagan, United States - Mariner Finance
Description
Position
: Auto Underwriter IHours of Work:
Full Time, Non-Exempt
To the extent permitted by law, the Company may, in its sole discretion, change the work schedule to address business needs. Work hours will depend on the business hours of the time zone serviced.
Supervisory Responsibility: None
In This Role, You Will...
Underwrite Direct Auto loan applications on a timely basis. You will support the Underwriting Manager of Direct Auto Lending and work directly with Branch employees. You may also underwrite other loan products as needed.
Responsibilities and Essential Duties:
Required Qualifications:
Preferred Qualifications:
Physical Demands:
While performing the duties of this job, the employee is frequently required to sit for extended periods; reach with hands and arms; and talk or hear. The employee is occasionally required to move about. The employee must occasionally lift and/or move up to twenty (20) pounds. Specific vision abilities required by this job include close vision and the ability to adjust focus.
This job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee. Duties, responsibilities, and activities may change or new ones may be assigned at any time or without notice.
#LI-Hybrid
Compensation: Hourly Rate (commensurate with experience)
Benefits: Mariner Finance offers comprehensive benefits to eligible employees, including:
Benefits provided are consistent with applicable state laws and Company policies. Eligibility may vary based on full-time or part-time status, location, or management level.
