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    GMM Branch Manager - Upper Marlboro, United States - United Bank Inc

    United Bank Inc
    United Bank Inc Upper Marlboro, United States

    1 week ago

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    Description

    **GMM Branch Manager**

    **Location:** Largo, MD, US, 20774 **Job Description**

    Examines, evaluates, and authorizes or recommends approval of customer applications for mortgage loans.

    **ESSENTIAL JOB RESPONSIBILITIES**

    Manages the day-to-day functions of a mortgage branch and its employees.

    Analyzes applications and uses good judgment in deciding applications for mortgage loans; follows company credit policies and utilizes internal risk scorecard in determining credit worthiness of applicant.

    Ensures company service levels are upheld; completes decision process within the designated time frame from receipt of application.

    Follows established department policy in regards to decision level and authority.

    Works with funding/fulfillment employees to answer questions and expedite processes.

    Utilizes consistent lending practices to increase volume.

    Follows-up daily on approvals to maintain or exceed minimum required capture ratios.

    Develops and maintains a positive relationship with loan originators/aggregators.

    Decisions a minimum number of applications daily as set by the department.

    Responsible for complying with the various rules, regulations, policies and ethical standards governing the financial services industry including compliance with the Bank Secrecy Act.

    Performs other duties as assigned.

    **SUPERVISORY RESPONSIBILITIES**

    Management responsibility includes assigning and controlling work, hiring and firing, annual reviews and salary/bonus recommendations of all employees in the assigned Branch.

    **Qualifications**

    Bachelors degree or equivalent combination of education and experience

    3 to 5 years related work experience

    **REQUIRED KNOWLEDGE, SKILLS AND ABILITIES**

    Working knowledge of Mortgage/Branch Operations.

    Management/supervisory experience required

    Ability to perform in a fast paced environment while maintaining quality results.

    Ability to understand and interpret all major credit bureaus.

    Excellent negotiation skills.

    Excellent verbal and written communication skills.

    Excellent leadership, problem solving and time management skills.

    Proficient in Microsoft Office products.

    Excellent analytical skills.

    Excellent planning, organizational and prioritization skills.

    Excellent understanding and application of Fair Lending Laws.

    **ROUTINE DECISIONS AND FORMAL POLICY SETTING**

    Decisions applications for mortgage loans daily.

    Formally responsible for making recommendations regarding policies associated with the jobs purpose and essential responsibilities

    If you are looking for an organization that offers meaningful and interesting roles with an excellent benefits and compensation package, career development, and camaraderie, look no further than George Mason Mortgage, LLC.

    George Mason Mortgage, LLC is an industry-leading lender and a wholly owned subsidiary of United Bank. With headquarters in Fairfax, Virginia, we have expanded our name with retail offices throughout Virginia, Washington, D.C., Maryland, North Carolina and South Carolina. Founded in 1980, our goal is to provide solid financial value to homeowners while standing by our reputation of consistently being a top lender.

    Our specialized team of talented individuals allows us to close loans efficiently. With in-office processing, underwriting and closing, we are in control of the mortgage process and work with our clients every step of the way. Join a team of professionals who bring a variety of talent to the table, while working for a reputable company that fully supports its employees.



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