-
Credit Officer
14 hours ago
Echo San Diego, United StatesOur client, a leading real estate financing company located in San Diego, CA, is seeking a Senior Underwriter to add to their dynamic and growing team. This role will report to the Managing Director of Underwriting and will work with established real estate professionals while me ...
-
Credit Officer II
2 weeks ago
City National Corporation San Diego, United StatesCREDIT OFFICER II - PBB WHAT IS THE OPPORTUNITY? Participates in the loan management process by providing credit and loan underwriting expertise to a team of Personal & Business Banking Relationship Managers. Is client facing and manages all aspects of credit relationships for cl ...
-
Senior Credit Risk Review Officer
2 weeks ago
Western Alliance Bank San Diego, United StatesJob TitleSr. Credit Risk Review OfficerLocation · ScottsdaleWhat you'll do:This position is responsible for planning and executing quarterly continuous credit file examination of assigned reviewable units or risk segments. The Senior Credit Risk Review Officer will perform and l ...
-
Member Services Representative
2 weeks ago
CABRILLO CREDIT UNION San Diego, United States: · - **Virtual Branch position is 100% onsite, work location at Corporate HQ**: · - ** Regular Fulltime, Hourly-Non-Exempt**: · - ** Reporting to the Assistant Branch Manager** · **SUMMARY** · The **Member Services Representative** is responsible for providing a variety of trans ...
-
Teller Ii
2 weeks ago
Wheelhouse Credit Union San Diego, United States: · To perform routine member transactions such as receiving and disbursing funds, posting deposits, loan payments, and withdrawals in an accurate, efficient, friendly, and professional manner. This position will also remain current on all laws, rules and regulations including BS ...
-
Phone Branch Representative I
3 weeks ago
Wheelhouse Credit Union San Diego, United States: · **Summary**: · Handle all incoming calls and service requests directed to our Phone Branch. Open new accounts, handle member inquiries/transactions, account/loan maintenance and research requests. Provide accurate information, research and resolve members' problems, and deter ...
-
Credit Analyst San Diego Ca
2 weeks ago
Lendsure Mortgage Corp San Diego, United States**Credit Analyst** · **Annual Salary Range $53,100 - $64,900, Base salary plus bonus.** · LendSure Mortgage Corp is looking for a Credit Analyst to work out of San Diego CA Office. **This job is 100% on site**. · LendSure Mortgage Corp. is a fast-growing Wholesale Lender offering ...
-
Director of Credit
3 weeks ago
Highcrest Capital, LLC San Diego, United States**Director of Credit** · **Company**: Highcrest Capital LLC · **Job Title**:Director of Credit · **Location**: San Diego, California, or Austin, Texas · **Overview**: · Highcrest Capital LLC ("Company") is seeking an experienced Director of Credit to oversee and guide our dynamic ...
-
Executive Assistant
2 weeks ago
MyPoint Credit Union San Diego, United States**Executive Assistant** · MyPoint Credit Union is a member-owned financial institution that first opened its doors in 1948 to serve the community. MyPoint has now proven itself to be the financial services leader within the community and the region. · Come join our family · MyPoi ...
-
Leasing Coordinator
2 weeks ago
Barker Management Inc San Diego, United StatesMUST HAVE TAX CREDIT and BOND EXPERIENCE MUST HAVE TAX CREDIT and BOND EXPERIENCE · **Barker Management Inc. is a leader in the Property Management Services industry who has provided quality service to customers since 1972 We consider the employees of Barker to be one of our most ...
-
Member Service Representative
2 weeks ago
Navy Federal Credit Union San Diego, United States Full time**Overview** · To provide members and prospective members the full range of products and services offered by Navy Federal Credit Union including depository accounts such as checking, savings, certificate IRA, revocable trust and estate accounts; Lending products; and credit/debit ...
-
Sba Closer
3 weeks ago
U.S. Bank National Association San Diego, United StatesAt U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each ...
-
Member Service Representative
2 weeks ago
Navy Federal Credit Union San Diego, United States Part time**Overview** · To provide members and prospective members the full range of products and services offered by Navy Federal Credit Union including depository accounts such as checking, savings, certificate IRA, revocable trust and estate accounts; Lending products; and credit/debit ...
-
Member Service Representative
2 weeks ago
Navy Federal Credit Union San Diego, United States Part time**Overview** · To provide members and prospective members the full range of products and services offered by Navy Federal Credit Union including depository accounts such as checking, savings, certificate IRA, revocable trust and estate accounts; Lending products; and credit/debit ...
-
Sdsu Global Campus International Team Student
2 weeks ago
San Diego State University Research Foundation San Diego, United StatesOverview: · **The salary range for this position is $16.85 per hour and is non-neogotiatable.** · The mission of the SDSU Global Campus (SDSUGC) is to provide self-support education and training to enhance careers and transform lives and organizations. SDSUGC serves as the princi ...
-
Investigative Analyst
2 weeks ago
U.S. Secret Service San Diego, United States**Duties**: · The selectee will serve as an Investigative Analyst in the Criminal Investigative Division. Typical work assignments include: · - Identifying analytical approaches and formulating strategies for data retrieval and analysis, trends, relationships, and/or profile anal ...
-
Front Desk Agent
2 weeks ago
Legacy Resort Hotel & Spa San Diego, United StatesThe Front Desk Agent greets, checks-in and checks-out guests and responds to inquiries and problems in an efficient, courteous and professional manner to achieve maximum customer satisfaction while complying with all Legacy high standards of quality. · This position is based out ...
-
Front Desk Coordinator
2 weeks ago
Platinum Dermatology Partners LLC San Diego, United States**Company Conformance Statements** · In the performance of their respective tasks and duties all employees are expected to conform to the following: · - Perform quality work within deadlines with or without direct supervision. · - Interact professionally with other employees, cus ...
-
Commercial Valet Supervisor
2 weeks ago
LAZ Parking San Diego, United States**Job Details** · - **Location: Spreckles Theater**: · - ** Pay Rate**: $20.50 · - ** Hours**: Full-Time Monday -Friday · - 9 am to 5:30 pm Sometimes Saturdays - 8 am to 4:30 pm · - ** Requirements**: Driver's license is required, minimum of 2 years · **The Spirit of the Position ...
-
Part-time Resident Community Manager-delta Manor
3 weeks ago
Interfaith Housing Assistance Corporation San Diego, United States Part timeInterfaith Housing Assistance Corporation is a nonprofit organization dedicated to enrich the lives of low-and moderate-income families, seniors and disabled persons through the provision of affordable housing. We are currently searching for Part-time Resident Community Manager t ...
Credit Officer II - San Diego, United States - City National Bank
Description
Overview:
CREDIT OFFICER II - PBB
WHAT IS THE OPPORTUNITY?
Participates in the loan management process by providing credit and loan underwriting expertise to a team of Personal & Business Banking Relationship Managers.
Provides credit product expertise in an advisory capacity and ensures all due diligence and background evaluation is complete and thorough before credit approval is granted.
Validates the credit analysis prepared by the Credit Analyst's and provides opinions and recommendations regarding proposed credit and potential risks.
Ensures all due diligence and background evaluation is complete and thorough before Credit Risk Recommendation ("CRR") is submitted.Solutions are thorough, and require analysis, interpretation, and evaluation of financial statements, cash flow analysis, third party reporting, familiarity with various industries, collateral issues and values,
What you will do
Responds to questions or inquiries from internal and external clients concerning credit policies, procedures, structuring, etc. before it is elevated, if necessary, to the Credit Manager.
Assists in loan portfolio reviews and audits along with coordination and communication with Credit Operations Risk Manager, Credit Team Leads, Credit Managers and Division Credit Manager.
Assists the Credit Manager in departmental reporting of past dues, portfolio reviews, etc.Evaluates and examines credit requests in order to assess credit worthiness including loan quality, credit risk classification, loan structure, collateral analysis, pricing and adherence to Bank policies.
Attends client meetings at Credit Managers request to facilitate delivery of the credit product and/or or assist in problem resolution.
Manages the financial analysis and preparation of the CRR.This includes ensuring that the CRR contains a well-supported recommendation or decision; the risk rating is correct and supported; and the data and analytics used to support the decision are accurate and calculated correctly.
Collaborates with team members by providing credit alternatives and creative ways to structure credits ensuring that transactions are within profitability and portfolio risk standards.
Restructures loans and/or lines of credit as required. Assumes accountability for minimizing Bank losses.Corresponds with Special Assets department including reconciliation of criticized and classified SBA loan portfolio.
Assists in ensuring SBA loan portfolio remains compliant with SBA Standard Operation Procedures requirements.
Assists in early problem loan identification and the timely and accurate changes in loan grades. Monitors and takes initiative to respond to past dues based on information provided by the Relationship Manager.
Assists with quarterly, semi-annual, and annual financial reviews of clients financial condition including monitoring covenants and conditions.
Assists with portfolio reviews and responds to questions raised in internal and external audits and examinations.
Maintains up-to-date knowledge on all Bank lending policies and regulations. Confers with the Manager and appropriate Bank personnel regarding new/existing lending requirements and regulations.
Acts in accordance with Bank credit culture and strategies.
Responsible and accountable for appropriate quality controls related to the financial products the bank provides, the services the bank delivers, the processes employed and the incentives with which colleagues are awarded.
All City National products, financial solutions and services are to be provided ethically and with integrity in a manner that is consistent with the client-first culture and values embodied in City Nationals PRIDE statement.
Must-Have*Bachelor's Degree or equivalentMinimum 5 years experience in underwriting small to medium sized and moderately-complex commercial credit required.
Minimum 5 years of experience in a banking or financial services environment required.
Experience in underwriting Personal and Business Banking commercial credit loans, which includes analyzing, interpreting, and evaluating financial statements, cash flow analysis, familiarity with various industries, collateral issues and values, loan structuring and guarantor personal financial statements and tax returns.
Skills and KnowledgeCompensation
Starting base salary:
$ $75.42 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*To be considered for this position you must meet at least these basic qualifications
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification.
It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
Benefits and Perks
At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues.
Benefits and Perks .
INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
City National Bank is an equal opportunity employer committed to diversity and inclusion.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.
'ABOUT CITY NATIONAL
We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish.
City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today.
City National is a subsidiary of Royal Bank of Canada, one of North Americas leading diversified financial services companies.#J-18808-Ljbffr