- Develops and maintains significant professional presence that yields sales increasing our Association's market share in the assigned territory.
- Builds professional relationships with customers, prospective customers and influencers based on mutual trust and respect.
- Gain understanding of customer goals, credit strengths and weaknesses to deliver "value added"/constructive financial information to the customer.
- Determines and defines the appropriate customer interaction and coordinates the appropriate staff that may directly or indirectly be a part of the relationship to serve the customer's loan and servicing needs
- Communicates to the customer and to internal team members regarding the customer's needs.
- Introduces customers to the Association's process and the retail service team that will support the process.
- Represent and communicate our mission and values and abide by our conduct policy, security policy and confidentiality expectations.
- Gather and document customer financial information and application details, in compliance with lending requirements and in coordination with Rural 1st Processing Specialist
- Interpret and evaluate financial information and ask appropriate follow-up and probing questions to determine the appropriate product or service.
- Recommend loan terms, conditions, and collateral position consistent with the request and associated loan risks, and then set clear expectations with the customer, and document pertinent customer information in Relationship.
- Communicate credit decisions, loan terms and conditions to the customer.
- Manage the disbursement process in home loan construction projects
- Partner with Country Home Loan Specialist- to complete servicing actions required for individual customer circumstances
- Partner with Customer Support Specialist- to monitor the portfolio for timely identification and service loans that expose the association to risk.
- Negotiate and communicate these options to the customer, and may partner with the Special Accounts Loan Officer for resolution.
- Engage in telephone and face-to-face conversation to serve customers and give and receive information from customers, staff, vendors, outside consultants and the public.
- Use a computer and similar office technology and tools. This involves reading the screen and keying/typing information.
- Speak and make presentations to individuals or groups on technical subjects related to job.
- Travel via auto or commercial transportation to carry out essential responsibilities of the job.
- Successfully interact with and represent the organization to customers, staff, officers, board members, vendors, and/or the public at all levels.
- Provide sound technical advice to customers and other staff in the subject field(s) related to this position.
- Understand and explain various subject matter and consulting concepts, programs, terminology, and methods.
- Reason, judge, compare, calculate, evaluate, decide, and critique such information as written material, numerical data, responses to customer needs, and/or other related work activities.
- Requirements of the job include the ability to do the work, with or without reasonable accommodations.
- It is the Association's policy to make reasonable accommodations for individuals with disabilities.
-
Mortgage Loan Officer
2 weeks ago
PNC Financial Services Group Fort Wayne, United StatesJob Profile · Position Overview · Job Description Summary · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclu ...
-
Mortgage Loan Officer
4 weeks ago
PNC Fort Wayne, United States**Position Overview** · Job Description Summary · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplac ...
-
Mortgage Loan Officer
1 week ago
PNC Financial Services Group Fort Wayne, United StatesPosition Overview · Job Description Summary · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace ...
-
Mortgage Loan Officer
1 week ago
PNC Fort Wayne, United StatesPosition Overview · Job Description Summary · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace ...
-
Mortgage Loan Officer
3 weeks ago
PNC Financial Services Group Fort Wayne, United StatesPosition Overview · Job Description Summary · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace ...
-
Mortgage Loan Officer
1 week ago
PNC Financial Services Group Fort Wayne, United StatesJob Profile · Position Overview · Job Description Summary · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclu ...
-
Branch Manager/escrow Officer
2 weeks ago
SEEK Executive LLC. Indian Wells, United StatesJob Summary: · We are seeking a detail-oriented Escrow Officer to join our team. The Escrow Officer/ Branch Manager will be responsible for managing all aspects of the escrow process, ensuring a smooth and efficient closing for our clients. · **Duties**: · - Oversee the entire es ...
-
1st Source Fort Wayne, United States** Retail Sales Specialist, Loan Production Office, Fort Wayne, IN** · **Job Category****:** Retail · **Requisition Number****:** RETAI001445 · Showing 1 location · **Job Details** · **Description** · **POSITION SUMMARY** · Responsible for counseling and advising bank clients ...
-
1st Source Fort Wayne, United States** Retail Sales Specialist, Loan Production Office, Fort Wayne, IN** · **Job Category****:** Retail **Requisition Number****:** RETAI001445 Showing 1 location **Job Details** · **Description** · **POSITION SUMMARY** Responsible for counseling and advising bank clients, prospec ...
-
Consumer Loan Underwriter
2 weeks ago
Partners 1st Federal Credit Union Fort Wayne, United States: · **Partners 1st Federal Credit Union will provide U** with a competitive salary, paid illness, personal time, vacation, holidays, medical/dental/vision/life insurance, generous 401(k) retirement plan with company matches, tuition reimbursement, weekly pay, and a professional a ...
-
Commercial / Ag Loan Assistant
1 week ago
Farmers & Merchants State Bank Fort Wayne, United States**Description** · ***: · - The Commercial/Ag -Loan Assistant will provide administrative - assistance and support for multiple Commercial / Ag lending officers while acting as a liaison between the clients and the Bank to ensure all commercial clients within their region are serv ...
-
Post-closing Associate
2 weeks ago
Ruoff Mortgage Company Inc Fort Wayne, United States: · **Position Summary** · The Post Closing Associate is responsible for receiving/sorting incoming mail, reviewing Signed Closing Packages, and processing needed items to move files from funding to shipping including uploading documents electronically into the mortgage loan file ...
-
Looking for a Weekend Receptionist Job?
3 weeks ago
Towne House Retirement Fort Wayne, United States**Overview** · The Towne House is a life-plan retirement community operated by BHI Senior Living. Since 1965, we have been investing in senior living by investing in you. The Towne House is a place where residents can peacefully enjoy retirement throughout various stages of healt ...
-
Electronic Funds Transfer Processor
2 weeks ago
Fire Police City County FCU Fort Wayne, United States: · **JOB SUMMARY** · Perform clerical duties involving electronic funds transfers (EFT), card services, and automated clearinghouse (ACH) functions in a timely, accurate manner that provides members with quality service. Reconcile accounts in accordance with credit union policie ...
-
Warehouse Associate
2 weeks ago
Renewal by Anderson Metro & Midwest Fort Wayne, United States**Warehouse Associate** · **Renewal by Andersen · - Fort Wayne, Indiana** · Renewal by Andersen is the custom division of Andersen Windows. Founded in 1903, Andersen Windows has been the world's largest and most recognized brand for exclusive window and door systems. Renewal by A ...
-
Junior Sales Representative
2 weeks ago
D.R. Horton Fort Wayne, United States**Essential Duties and Responsibilities** include the following. Other duties may be assigned. · - Greet and qualify visitors · - Demonstrate models/homes/home sites · - Overcome sales objections; close for the sale · - Document the transaction · - Track progress of loan, options ...
-
Branch Sales Teller
2 weeks ago
Partners 1st Federal Credit Union Fort Wayne, United States: · **Partners 1st Federal Credit Union will provide U** with a competitive salary, paid vacation and holidays, generous 401(k) retirement plan with company matches, weekly pay, and a professional and fun office working environment. · **This position is for U** if you are a self- ...
-
Administrative Assistant
2 weeks ago
Quality Counseling & Psychological Services Fort Wayne, United StatesQuality Counseling is seeking a full-time receptionist and office manager. This is an ideal position for a trained medical receptionist or an experience caseworker who prefers to work in office instead of out in the field. · **Salary**:$38,000 to 40,000 per year, plus generous be ...
-
Case Manager
2 weeks ago
Firefly Children & Family Alliance Fort Wayne, United States**BUILD A CAREER THAT MEANS MORE** · **Few jobs offer the satisfaction and gratification that come from doing work that improves the lives of vulnerable children and families. That's where Firefly Children and Family Alliance stands out from the crowd. As one of our employees, yo ...
-
Customer Experience Specialist
2 weeks ago
STAR Financial Bank Fort Wayne, United StatesIf you are searching for an employer that provides you with unlimited career growth and development opportunities, look no further _**_Voted as one of the best places to work in the state of Indiana for 2024_**_, STAR Financial Bank strives to be the employer of choice and truly ...
Rural 1st Loan Officer - Bluffton, IN, United States - Disability Solutions
Description
Farm Credit Mid-America is a financial services cooperative serving financial needs of farmers and rural residents in Arkansas, Indiana, Kentucky, Missouri, Ohio, and Tennessee. Our purpose is to secure the future of rural communities and agriculture. We are passionate about serving the needs of our rural communities and creating positive customer experiences.Farm Credit Mid-America is a great place to work We have been named as a Best Places to Work in Kentucky for the past 11 years. At Farm Credit Mid-America we put our customers and team members at the heart of all we do.
SCHEDULE: Full Time
TRAVEL REQUIRED: 50% - 75%
COMPENSATION: $57,361.00 to $119,842.00 base salary plus potential annual uncapped incentive based upon sales production. Base pay is determined by your skills, qualifications, experience, and location. Farm Credit Mid-America/Rural 1st may compensate outside of the salary range for bona fide reasons not related to membership in a protected class.
About Our Opportunity
Our Rural 1st Loan Officer is a sales position primarily responsible for building relationships with business contacts and customers in the consumer market segments. Depending on experience, an individual may be hired as a senior level. Our Rural 1st Loan Officers use knowledge of the consumer marketplace, products and finance to fully understand our customer's or prospect's business and personal plans and then markets the Farm Credit Mid-America financial services that best meet the needs.
This role has the responsibility for originating credit to customers by assessing the request and obtaining business and financial information needed to determine the viability and profitability of the deal. After initially screening for soundness, the Loan Officer partners with our analysts and underwriters for final decision. Having a constant focus on customer relationships, Rural 1st Loan Officers partner with internal teams to serve the customer's loan, lease, crop insurance and servicing needs.
How You Will Spend Your Time
Sales and Relationship Management
Deliver Sound Credit
Service Portfolio
Minimum Education & Experience
Bachelor's degree in agriculture, business or related degree preferred. At least 1 year of successful experience, in trainee role or in a similar field. Generally competent with routine customers who have basic product needs.
Mental & Physical Requirements
Farm Credit Mid-America provides a competitive total rewards package to our team members. This includes an award winning 401(k) Plan. Our Health and Financial wellness benefits provide safety, security and peace of mind for you and your family. Here is a highlight of our Total Rewards and Benefits.
Farm Credit Mid-America is an Equal Opportunity Employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability or any other category protected by law.
#IND123
#LI-HYBRID
Nearest Major Market: Fort Wayne
