-
Loan Officer or Experienced Loan Officer Assistant
12 hours ago
Federal Hill Mortgage Baltimore, United StatesAre you an experienced mortgage professional (Loan Officer or Experienced Loan Officer Assistant) who would like to earn a 6-figure plus income without having to bring in any of your own business or chase leads? · We are looking for YOU This position is for a local experienced Lo ...
-
Mortgage Loan Officer
2 weeks ago
PNC Financial Services Group Baltimore, United StatesJob Profile · Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where ...
-
Mortgage Loan Officer
2 weeks ago
APGFCU Bel Air, United StatesAPGFCU - Your Community Credit Union For over 80 years, APGFCU has shared our financial experience and provided valuable products and services to build stability and financial independence, one member at a time.We are looking for those who want to join this movement and become a ...
-
Mortgage Loan Officer
1 week ago
HAR-CO Credit Union Bel Air, United StatesJob Description · Job DescriptionSummary · Mortgage Officer will solicit and originate mortgage applications within eligible lending footprint of MD, DE and PA. Certain products will require membership eligibility. Production targets will be set to include first and second mortga ...
-
Mortgage Loan Officer
2 weeks ago
PNC Financial Services Group Nottingham, United StatesPosition Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our em ...
-
Mortgage Loan Officer
3 weeks ago
PNC Financial Services Group Nottingham, United StatesPosition Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our em ...
-
Mortgage Loan Officer
3 days ago
PNC Financial Services Group Nottingham, United StatesPosition Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our em ...
-
Sr. Loan Officer
2 weeks ago
New American Funding Baltimore, United StatesOverview: · Inside Loan Agents receive 100% inbound calls from qualified home shoppers looking to make their next purchase. We pay top commissions, and supply the best on going training and leadership in the Call Center Industry, all focused on your success. · NAF LO's have all ...
-
Sr. Loan Officer
2 weeks ago
New American Funding Baltimore, United StatesOverview: · Inside Loan Agents receive 100% inbound calls from qualified home shoppers looking to make their next purchase. We pay top commissions, and supply the best on going training and leadership in the Call Center Industry, all focused on your success. · NAF LO's have all ...
-
Mortgage Loan Officer
1 week ago
Fulton Bank Baltimore, United StatesEmployee Value Proposition: · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our loca ...
-
Loan Officer Assistant
6 days ago
Primary Residential Mortgage Towson, United StatesPosition Purpose - Responsibilities/Duties/Functions/Tasks · The purpose of this position is to assist the loan officer and processor with the work flow on each transaction, including chasing docs, following up with title and insurance companies, and providing status updates to ...
-
Mortgage Loan Officer
4 days ago
Latitude, Inc. Baltimore, United StatesJob Description · Job DescriptionA Mortgage Loan Officer, also known as a Mortgage Loan Originator, is a financial professional who assists individuals and businesses in obtaining mortgage loans. They work with borrowers to evaluate their financial situation, assess their loan el ...
-
Mortgage Loan Officer
4 days ago
All Financial Services Owings Mills, United StatesJob Description · Job DescriptionSalary: $50, $200,000.00 per year · SUMMARY/OBJECTIVE: · Mortgage Loan Officers educate, advise, and guide potential borrowers through the loan application process. They have a passion for helping people and possess the ability to understand and ...
-
Mortgage Loan Officer
2 weeks ago
latitude Baltimore, United StatesA Mortgage Loan Officer, also known as a Mortgage Loan Originator, is a financial professional who assists individuals and businesses in obtaining mortgage loans. They work with borrowers to evaluate their financial situation, assess their loan eligibility, and guide them through ...
-
Mortgage Loan Officer
1 week ago
PNC Financial Services Group Baltimore, United StatesJob Profile · Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture wher ...
-
Mortgage Loan Officer
1 week ago
Fulton Bank Baltimore, United StatesValue Proposition: · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communi ...
-
Mortgage Loan Officer
5 days ago
PNC Financial Services Group Baltimore, United StatesJob Profile · Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture wher ...
-
Mortgage Loan Officer
3 weeks ago
PNC Baltimore, United States**Position Overview** · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our ...
-
Mortgage Loan Officer
4 days ago
Latitude, Inc. Baltimore, United StatesJob Description · Job DescriptionAre you a motivated and experienced Mortgage Loan Officer looking for a new opportunity? Join our dynamic team at a leading financial institution in the mortgage industry. We are seeking a talented individual who can provide exceptional customer s ...
-
Mortgage Loan Officer
3 weeks ago
Fulton Bank Baltimore, United States OTHERValue Proposition · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communiti ...
Mortgage Loan Officer - Bel Air, United States - APGFCU
Description
APGFCU - Your Community Credit Union For over 80 years, APGFCU has shared our financial experience and provided valuable products and services to build stability and financial independence, one member at a time.
We offer competitive pay and great benefits.
SUMMARY
:
Under the direction of the Mortgage Sales Manager the Outside Mortgage Consultant is responsible for meeting production targets via the origination of first mortgage real-estate loans through full time outside sales initiatives.
This will be accomplished by partnering with local realtors and real estate offices and other relationship-based businesses such as financial planners, insurance agents and attorneys to drive home buyer referrals to APGFCU mortgage lending.
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Business Development :
Call on realtors and relationship-based businesses, at their sites of business, to promote APGFCU mortgage lending programs and to solicit home loan referrals.
Presents the credit union's mortgage products and services while maintaining high levels of professionalism and member service.
Consultation :
Guide members through qualification steps and assist with finding the best loan product and program to fit their needs.
Consider Conventional, Jumbo, VA, FHA, USDA and Home Equity financing options, simultaneous 1 st
and 2 nd
loan scenarios, premium pricing, lender-paid and borrower-paid single-premium mortgage insurance options and down-payment and closing cost assistance programs, all as the situation warrants.
Input complete, accurate, quality applications via phone and face-to-face interviews, adhering to all applicable regulations.
Pipeline Management / Application Follow-Up :
Monitor pipeline report on a daily basis to track delays and follow up with members who have not submitted their loan paperwork.
Advise members on the required paperwork to be submitted for underwriting and compliance, and sets appropriate expectations for return of the paperwork.
Regularly follow up on preapproval applications in an effort to provide timely updates and information to members during their search for homes, and increasing the likelihood the member will choose the credit union for financing once a purchase contract is signed.
Act as primary contact for members throughout the loan process.
At the time of application convey detailed expectations regarding the estimated turnaround time, rate-lock on first mortgages, documentation required, key milestones and status steps.
While the loan is in-process the Outside Mortgage Consultant will be called upon to discuss rate and fee changes in response to updated information, provide additional member support as needed, and communicate loan denial when applicable.
With prior approval of the member/buyer, provide regular and timely loan status updates to referring partner.
Service :
Consistently demonstrate exceptional member service, as evidenced by member satisfaction surveys and referring partner testimonials.
Cross-Sell :
Recognize and pursue cross-sell opportunities, including auto, credit card and share accounts.
Performance Standards:
Accuracy in application documentation and adherence to established policies, practices, and procedures for mortgage lending. Must maintain excellent member service.
Must maintain a high degree of professionalism and ethical behavior.
Required to place member needs and benefit ahead of personal gain.
Schedule:
The ability to work a flexible schedule to accommodate the schedules of our partners and member / buyers, including evenings, weekends, and holidays.
Represent the credit union at First Time Homebuyer-related Workshops, Realtor Expos, and local housing agency events. Cultivate relationships with local housing agencies for the purpose of promoting credit union First Time Home buying programs .
Additional:
Responsible for completion of applicable training and compliance on federal regulations and APGFCU policies and procedures as related to the duties of this position (Bank Secrecy Act, Information Security as examples, if applicable).
QUALIFICATIONS
Education:
Associates Degree required, Bachelor Degree preferred. Experience may be substituted in lieu of degree.
Experience:
Three years or more of outside mortgage sales experience.
Registration:
In accordance with the SAFE Act requirements, all applicants for employment in the Mortgage Consultant role will be required to register or renew with the National Mortgage Licensing System (NMLS) and maintain a status in good standing.
Proficient knowledge of Conventional, VA, FHA, USDA and Jumbo loan financing
Experience reading and interpreting tri-merge credit reports and DU or LP findings
Proficient knowledge of secondary mortgage market underwriting, pricing, operations and requirements
Initiative to call on prospective business sources with confident and professional demeanor
Must be self-directed with a demonstrated ability to work independently to seek out and seize opportunities
Excellent communication skills, including interviewing prospective borrowers and the ability to effectively communicate to all levels both orally and in writing.
Requires strong negotiating and decision making skills with the ability to resolve disputes and be able to work under fast-paced and dynamic environment.
Technologically proficient with systems, standard office software and other tools
Highly self-motivated with ability to work well in a team environment
Detail oriented and organized.
Fast and eager learner with a willingness to grow
Physical Demands:
The physical demands described here are representatives of those that must be met by an employee to successfully perform the essential functions of this job.
While performing the duties of this job, the employee is frequently required to walk, drive, sit, and talk or hear.
The employee is occasionally required to stand; use hands to finger, handle, or feel objects, tools, controls; reach with hands and arms; climb or balance; stoop, kneel, crouch, or crawl; and taste or smell.
The employee must occasionally lift and/or move up to 50 pounds.Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, depth perception, and the ability to adjust focus.
Excellent Employee Benefits:401K
Pension Plan
Medical, Dental, and Visual Plan
Annual Leave, Sick and Holidays
Tuition Reimbursement
APGFCU is an Equal Opportunity/Affirmative Action employer.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability to Protected Veteran status.
Please use the attached link to view the EEO law posterAPGFCU is committed to working with and providing reasonable accommodations to persons of all abilities, including persons with disabilities.
If you need a reasonable accommodation for any part of the employment process, please send to the Human Resources Department and let us know the nature of your request and your contact information.
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant.
However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information.
41 CFR c)#J-18808-Ljbffr