- Develops and expands referral sources in order to solicit first mortgages. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes Regularly, seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged.
- Collects and analyzes applicant's financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans.
- Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources.
- Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support employee's loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process.
-
Loan Officer or Experienced Loan Officer Assistant
12 hours ago
Federal Hill Mortgage Baltimore, United StatesAre you an experienced mortgage professional (Loan Officer or Experienced Loan Officer Assistant) who would like to earn a 6-figure plus income without having to bring in any of your own business or chase leads? · We are looking for YOU This position is for a local experienced Lo ...
-
Mortgage Loan Officer
2 weeks ago
PNC Financial Services Group Baltimore, United StatesJob Profile · Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where ...
-
Sr. Loan Officer
2 weeks ago
New American Funding Baltimore, United StatesOverview: · Inside Loan Agents receive 100% inbound calls from qualified home shoppers looking to make their next purchase. We pay top commissions, and supply the best on going training and leadership in the Call Center Industry, all focused on your success. · NAF LO's have all ...
-
Mortgage Loan Officer
2 weeks ago
latitude Baltimore, United StatesA Mortgage Loan Officer, also known as a Mortgage Loan Originator, is a financial professional who assists individuals and businesses in obtaining mortgage loans. They work with borrowers to evaluate their financial situation, assess their loan eligibility, and guide them through ...
-
Sr. Loan Officer
2 weeks ago
New American Funding Baltimore, United StatesOverview: · Inside Loan Agents receive 100% inbound calls from qualified home shoppers looking to make their next purchase. We pay top commissions, and supply the best on going training and leadership in the Call Center Industry, all focused on your success. · NAF LO's have all ...
-
Mortgage Loan Officer
1 week ago
PNC Financial Services Group Baltimore, United StatesJob Profile · Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture wher ...
-
Mortgage Loan Officer
1 week ago
Fulton Bank Baltimore, United StatesValue Proposition: · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communi ...
-
Mortgage Loan Officer
1 week ago
Fulton Bank Baltimore, United StatesEmployee Value Proposition: · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our loca ...
-
Mortgage Loan Officer
3 weeks ago
PNC Baltimore, United States**Position Overview** · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our ...
-
Mortgage Loan Officer
5 days ago
PNC Financial Services Group Baltimore, United StatesJob Profile · Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture wher ...
-
Mortgage Loan Officer
4 days ago
Latitude, Inc. Baltimore, United StatesJob Description · Job DescriptionAre you a motivated and experienced Mortgage Loan Officer looking for a new opportunity? Join our dynamic team at a leading financial institution in the mortgage industry. We are seeking a talented individual who can provide exceptional customer s ...
-
Mortgage Loan Officer
4 days ago
Latitude, Inc. Baltimore, United StatesJob Description · Job DescriptionA Mortgage Loan Officer, also known as a Mortgage Loan Originator, is a financial professional who assists individuals and businesses in obtaining mortgage loans. They work with borrowers to evaluate their financial situation, assess their loan el ...
-
Mortgage Loan Officer in Maryland
2 weeks ago
Morty Baltimore, United StatesJob Description · Job Description · Join Morty as a mortgage loan officer in Maryland. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Maryland and dedicated closing team to advance your career and achieve succe ...
-
Mortgage Loan Officer in Maryland
4 days ago
Morty Baltimore, United StatesJob Description · Job DescriptionJoin Morty as a mortgage loan officer in Maryland. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Maryland and dedicated closing team to advance your career and achieve success. · ...
-
Mortgage Loan Officer in Maryland
3 days ago
Morty Baltimore, United StatesJob Description · Job Description · Join Morty as a mortgage loan officer in Maryland. Leverage our innovative mortgage technology, extensive lender marketplace, extremely competitive mortgage rates in Maryland and dedicated closing team to advance your career and achieve succe ...
-
Mortgage Loan Officer- Salisbury Md
3 days ago
TD Bank Annapolis, United StatesWork Location: · Annapolis, Maryland · Hours: · 40 · Pay Details: · USD · Line of Business: · Personal & Commercial Banking · **Job Description**: · Depth & Scope: · - Meets with Prospects identified directly as well as referred by realtors, developers, attorneys and other extern ...
-
Loan Officer
4 days ago
Mutual of Omaha Mortgage Columbia, United StatesCompany Overview · From your first day to your next promotion, Mutual of Omaha Mortgage invests in your career. We are looking for an ambitious and driven individual to grow with us. We operate in a fast-paced, dynamic environment where everyone on the team strives to be the "be ...
-
Loan Officer
4 days ago
Mutual of Omaha Mortgage Columbia, United StatesJob Description · Job DescriptionCompany Overview · From your first day to your next promotion, Mutual of Omaha Mortgage invests in your career. We are looking for an ambitious and driven individual to grow with us. We operate in a fast-paced, dynamic environment where everyone o ...
-
Loan Officer
2 days ago
Jackson Henry Mortgage LLC Spring, United StatesJob Description · Job DescriptionLoan Officer Job Description: · We Are Hiring Loan Originators · We are looking for experienced, NMLS and Texas Licensed Mortgage Loan Originators to join our team. We believe in removing obstacles, providing a healthy and supportive environment f ...
-
Loan Officer Assistant
6 days ago
Primary Residential Mortgage Towson, United StatesPosition Purpose - Responsibilities/Duties/Functions/Tasks · The purpose of this position is to assist the loan officer and processor with the work flow on each transaction, including chasing docs, following up with title and insurance companies, and providing status updates to ...
Mortgage Loan Officer - Baltimore, United States - Fulton Bank
Description
Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.
Overview
This is a commissioned career opportunity that will be based of the Baltimore, MD market.
Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.
Responsibilities
Qualifications
Required Education
High School Diploma or equivalent.
Required Experience
1 or more years Recent residential mortgage lending experience to include experience in the local market. Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience.
1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization.
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
Pay Transparency
This position is fully commissioned.
Benefits
Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.
NMLS
This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.
EEO Statement
Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.
Sponsorship Statement
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.