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Magstatt-le-Bas

    Mortgage Loan Originator - Omaha, United States - American National

    American National
    American National Omaha, United States

    Found in: Lensa US 4 C2 - 4 days ago

    Default job background
    Description
    ESSENTIAL JOB FUNCTIONS:

    1. Soliciting residential first mortgages through contacts with realtors, builders, and professionals.
    2. Interviews and explains different financing programs to mortgage loan applicants. Advises applicant in choosing the appropriate financing course and obtains pertinent financial and loan information.
    3. Coordinates with loan operations on the processing of the application and reviews the loan papers in preparation for closing. Explains the documents to applicants at closing.
    4. Communicates with applicants and realtors on progress of application.
    5. Achieve compliance certification and use knowledge of compliance/CRA regulations in day-to-day activities. Maintain knowledge of trends and developments in the local real estate market, as well as the changing rules and regulations pertaining to both private and government-insured mortgages.
    NECESSARY KNOWLEDGE, SKILLS & ABILITIES:
    1. Knowledge of Secondary Market and mortgage loan regulations and guidelines.
    2. Knowledge of VA and FHA loans.
    3. Knowledge of word processing software.
    4. Skills in operating various office equipment such as: computer terminal, personal computer, adding machine, and copy machine.
    5. Ability to communicate both oral and written in a courteous and professional manner.
    6. Ability to work under pressure to meet deadlines.
    EDUCATION & EXPERIENCE:
    1. College degree in Business Administration and/or equivalent work experience.
    2. Three years previous mortgage lending experience.
    Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

    The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR c)

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