Jobs
>
Raleigh

    Senior Manager Credit Risk - Raleigh, United States - City National Bank

    City National Bank
    City National Bank Raleigh, United States

    1 week ago

    Default job background
    Description

    Overview:

    SENIOR MANAGER CREDIT RISK WHAT IS THE OPPORTUNITY? Senior Manager Credit Risk will oversee a functional Group of Senior Credit Administrators and will support the Chief Credit Officer in managing, directing, and controlling the lending activities of the Bank in the areas of responsibility for the Credit Administration. In their capacity, the Senior Manager Credit Risk will provide leadership to Senior Credit Administrators and collectively, provide oversight, review, effective challenge, and adjudication of First Line Credit Risk taking, utilizing their delegated lending authority. The Senior Manager Credit Risk will have responsibility for Credit Policy, regulatory responses, oversight of First Line Portfolio Management, Underwriting, and recommendations for transfers to the Special Assets Division. This position will assist the Chief Credit Officer with other duties as assigned while participating in various councils and committees when tasked. Risk Management Division
    This is a great opportunity to grow your career with a stable and expanding organization as a member of City National's Risk Management team. The focus is on ensuring business activities remain safe, compliant and well-positioned for future opportunity and sustainable growth. What you will do
    • Directly and indirectly monitor the lending portfolio to which the Senior Manager Credit Risk and their team oversee to help ensure that CNB operates within Bank's risk appetite, policies and procedures, and in accordance with applicable laws and regulations.
    • Provide expertise and make recommendations regarding the Banks Credit Policy and Credit & Portfolio Management Policy.
    • Along with their team, provide effective oversight of First Line of Defense in their day-to-day administration of the Bank's portfolio management and underwriting functions for core business lines.
    • Make recommendations and implement change designed to improve and monitor workflow from initial loan analysis until funding to ensure efficient and rapid credit decision making while maintaining accuracy and compliance with Banks credit risk appetite and any pertinent regulations.
    • Review and approve or decline credits within delegated authority limits and make recommendations related to credits that require additional approval authority.
    • Along with their team, provide effective oversight to ensure timely, accurate and appropriate credit risk ratings and impairment analyses.
    • Ensure effective use of technology to maximize efficiency and accuracy within lending processes.
    • Coordinate and align with RBC parent on credit related policies, procedures, strategies and practices.
    • Ensure CNB is able to manage the portfolios within the set concentration limits and Board approved risk appetite
    • For their assigned responsibility, lead the review and challenge of 1st LOD credit strategies, new initiatives, and new products/services.
    • Ensure that credit analyses and actions adhere to Bank credit policy and regulatory guidelines.
    • Responsible for providing oversight for the coordination with the examiners, in all Asset Quality related examination data, document requests and information that is needed.
    • Maintains, updates, and recommends changes to the Banks loan policy as it pertains, but is not limited to, underwriting criteria, loan authorities, structure requirements, and other items as deemed necessary and prudent. Periodically reviews and reevaluates the adequacy and effectiveness of established policies and procedures.
    • Manage a team of multiple Senior Credit Administrators and potentially Credit Administrators.
    • Recruit and retain qualified colleagues to ensure staff is properly resourced, skilled and staffing level is adequate to provide effective challenge, oversight and to meet the needs of the business.
    • Present to Senior Management, Senior Management Committees and Board or Board Committees when required.

    Must-Have*

    • Bachelor's Degree or equivalent
    • Minimum 12 years of senior credit experience in C&I, Commercial Real Estate, Consumer, Mid and Large Corporate Lending
    • Minimum 7 years of senior management-level credit experience including adjudication and portfolio management
    • Minimum 7 years in credit oversight positions as a senior credit administrator or senior loan officer from a prominent commercial banking institution

    Skills and Knowledge

    • Master's degree preferred
    • Credit expertise is required in C&I and commercial real estate lending. SBA lending knowledge are desired.
    • Must have proven executive level skills including significant responsibility in a senior management role.
    • Knowledge of specialist lending activities that may include: entertainment lending, private banking, telecommunication and media, technology, mortgage warehousing, equipment leasing and other.
    • An interpersonal style which enables the executive to effectively interface with senior management including the President, City National Bank, Board of Directors, clients, other colleagues, and regulators.
    • The ability to attract, build and develop a talented and creative team with sufficient knowledge, skills, experience and positive work habits to drive successful delivery of the companys credit strategies. Someone who effectively partners with key constituents and constituencies and is recognized for being a team player and collaborative.
    • Demonstrated expertise in financial analysis, loan structuring, and problem credit resolution.
    • Experience in asset recovery and loan work-outs.
    • Experience in credit risk grading and portfolio monitoring. Understanding of the SBA SOP strongly preferred.
    • This position must be personable and diplomatic, possess understanding of others and be dedicated to supporting the communities in which City National operates.
    Compensation Starting base salary: $195,995 - $364,003 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
    *To be considered for this position you must meet at least these basic qualifications
    The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
    City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.' ABOUT CITY NATIONAL We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to be at the heart of our company today. City National is a subsidiary of Royal Bank of Canada, one of North Americas leading diversified financial services companies. #LI-BD1 #CA-BD1
  • First Citizens Bank

    Credit Admin Business Risk

    1 day ago

    First Citizens Bank Raleigh, NC, United States

    Overview · This position is responsible for overseeing risk management activities assigned for compliance, operational and regulatory risks within the Credit Administration Organization. Managing and coordinating with subject matter experts to provide centralized coordination for ...

  • UBS

    Credit Risk Review Officer

    1 week ago

    UBS Raleigh, United States

    Job Reference 289382BRCityNew York, Raleigh, Salt Lake City, WeehawkenJob TypeFull Time Your roleDo you have a background in finance, business administration, economics or accounting? Are you an experienced credit professional who is familiar with a variety of credit products and ...

  • UBS

    Credit Risk Review Officer

    1 week ago

    UBS Raleigh, United States

    Job Reference #289382BRCityNew York, Raleigh, Salt Lake City, WeehawkenJob TypeFull Time Your roleDo you have a background in finance, business administration, economics or accounting? Are you an experienced credit professional who is familiar with a variety of credit products an ...

  • Wells Fargo

    Senior Credit Risk Specialist

    1 week ago

    Wells Fargo Raleigh, United States

    By using a Site or interacting with a Wells Fargo advertisement or page or account on a third party site, you consent to this Policy, including your consent to our use and disclosure of information about you in the manner described in this Policy. · Senior Credit Risk Specialist ...

  • Resource Solutions

    Principal Auditor, US Financial Risk – Credit Risk

    2 days ago

    Resource Solutions Cary, United States

    Job Title Principal Auditor, US Financial Risk – Credit Risk · Corporate Title Assistant Vice President · Location Cary, NC · Overview · Group Audit (GA) is a professional, business focused, proactive risk-based global function that operates with transparency, integrity, and inde ...

  • Greene Resources

    Vendor Risk Analyst

    1 week ago

    Greene Resources Raleigh, NC, United States

    Vendor Risk Analyst · Our client is seeking a Vendor Risk Analyst for their growing team The Vendor Risk Analyst will work with the Credit Unions Information Security, Risk and Compliance, and Legal teams and other internal departments that utilize vendor relationships to offer ...

  • Greene Resources

    Vendor Risk Analyst

    1 week ago

    Greene Resources Raleigh, NC, United States

    · Job Number: 47187 · Vendor Risk Analyst · Job Description: · Our client is seeking a Vendor Risk Analyst for their growing team The Vendor Risk Analyst will work with the Credit Unions Information Security, Risk and Compliance, and Legal teams and other internal departments ...

  • First Citizens Bank

    Credit Resolution Group Quality Analyst

    6 days ago

    First Citizens Bank Raleigh, United States

    Overview: · This position provides quality auditing services through analysis to the Credit Resolution function of the Bank. Evaluates work processes to ensure compliance with applicable procedures and regulations. Collaborates on the development of process enhancements in respo ...

  • Greene Resources

    Vendor Risk Analyst

    2 weeks ago

    Greene Resources Raleigh, United States

    Position: Vendor Risk Analyst · Location: Raleigh, NC · Experience: Four (4) to six (6) years of experience in Compliance and/or Risk Management in the Financial Services industry. · Education: Bachelor's degree in accounting, Finance, or related field, preferred. · Type: Ful ...

  • First Citizens Bank

    Senior Commercial Underwriter

    1 week ago

    First Citizens Bank Raleigh, United States

    Overview:This position leads underwriting efforts by servicing commercial portfolios at the highest level of ability and complexity. Supports the commercial lending team with expertise in structuring, analysis, and credit documentation for commercial credit actions. Establishes v ...

  • First Citizens Bank

    Senior Commercial Underwriter

    1 week ago

    First Citizens Bank Raleigh, United States

    Overview: · This position leads underwriting efforts by servicing commercial portfolios at the highest level of ability and complexity. Supports the commercial lending team with expertise in structuring, analysis, and credit documentation for commercial credit actions. Establishe ...

  • Atlas Dynamics

    Sales Working Student

    1 week ago

    Atlas Dynamics White Oak, United States

    About Atradius Germany: · More than "just" an insurance company. We know and understand our customers' business and their needs. As competent sparring partners, we accompany our B2B customers in the long term and on a personal level. Atradius is one of the world's leading credit ...

  • First Citizens Bank

    Commercial Underwriter II

    2 weeks ago

    First Citizens Bank Raleigh, United States

    Overview: · This position supports the commercial lending team by underwriting at an advanced level of complexity for commercial portfolios. Provides guidance to structuring, servicing, and analysis for both new and renewal credits. Identifies, gathers, and reviews financial inf ...

  • Intec Select Ltd

    Senior SDS Developer

    2 days ago

    Intec Select Ltd Raleigh, United States

    Senior SDS Developer - 12month - £650 PD - Inside IR 35 · A highly reputable financial services corporation is currently hiring an experienced consultant with strong capabilitiesin SDS coding, Experian PowerCurve and experience working with analytical tools such as SQL, SAS, R o ...

  • TD Bank Group

    VP, Credit Management Retail Card Services

    1 week ago

    TD Bank Group Raleigh, United States

    We are working to deliver a legendary mobile experience. If your experience is less than optimal, please visit us on a desktop or laptop. · **VP, Credit Management Retail Card Services & Credit abuse** · 346497BR · Risk Management · Statewide · Wilmington , DE · Additional Loca ...

  • City National Bank

    Credit Officer II

    1 week ago

    City National Bank Raleigh, United States

    Overview: · CREDIT OFFICER II - PBB WHAT IS THE OPPORTUNITY? Participates in the loan management process by providing credit and loan underwriting expertise to a team of Personal & Business Banking Relationship Managers. Is client facing and manages all aspects of credit relatio ...

  • Greene Resources

    VP, Fraud Risk and BSA

    1 day ago

    Greene Resources Raleigh, United States

    · Job Number: 47256 · VP, Fraud Risk and BSA · Job Description: · The Vice President, Fraud Risk and BSA plays a pivotal role in safeguarding the financial interests of our members by identifying, assessing, and mitigating fraud risks across all credit union operations. This ...

  • General Motors Financial Company, Inc.

    AmeriCredit Sr Credit Analyst I

    2 weeks ago

    General Motors Financial Company, Inc. Raleigh, United States

    What makes you a dream candidate? Knowledge in analyzing credit data to determine the degree of risk involved in extending credit Ability to make decisions to approve or deny the extension of credit within set credit authority established by senior m Credit Analyst, Credit, Analy ...

  • First Citizens

    Risk Analyst III

    2 days ago

    First Citizens Raleigh, United States

    Overview · This position provides risk analytics and research support for credit loss modeling and credit risk analytics. Produce automated reports on data quality, model input and output stability, and model outcomes analysis. Additionally, the position will assist in minimizin ...

  • First Citizens

    Risk Analyst III

    1 week ago

    First Citizens Raleigh, United States

    Overview · This position provides risk analytics and research support for credit loss modeling and credit risk analytics. Produce automated reports on data quality, model input and output stability, and model outcomes analysis. Additionally, the position will assist in minimizin ...