Jobs
>
Flower Mound

    Commercial Loan Officer I - Flower Mound, United States - Point Bank

    Point Bank
    Point Bank Flower Mound, United States

    4 weeks ago

    Default job background
    Description
    About the Organization

    PointBank has been an independent, locally-owned community bank serving Denton County, Texas since over 135 years Currently, we have nine branches conveniently located throughout Denton County.

    We, at PointBank, would like to invite you to use our banking services, as well as consider joining our team of dedicated employees PointBank's mission is to make every customer feel like the only customer so they refer their family and friends.

    To accomplish this, we provide a fun and professional environment where employees are challenged to be the best version of themselves.

    Description

    Solicit, promote, market, and facilitate the overall sale of products of the bank.

    Contribute to the bank's growth by the effective sale of bank services outside PointBank premises to new and existing customers with emphasis on great, friendly and professional customer service.


    REPORTING RELATIONSHIP AND SCOPE
    This position reports directly to the SVP - Sr. Lending Officer

    This position reports indirectly to the SVP - Sr. Credit Officer


    FLSA STATUS
    This position is classified as Exempt under the Outside Sales Exemption of the FLSA.


    OVERVIEW
    Responsible for servicing and collecting loans and meeting customer needs within the guidelines of Bank policies.

    Evaluate, service, monitor and administer loan products to commercial businesses; pursue commercial customers to maintain a high quality loan and deposit portfolio; determine collateral values; analyze data for approval within guidelines.

    Able to recognize and react to cross-selling opportunities, referring customers to appropriate personnel and provide information on a variety of accounts and services.

    Be involved in local community and events.


    ESSENTIAL JOB FUNCTIONS

    Expected to service existing portfolio consisting of $70MM-$100MM, including monitoring loans to ensure proper risk rating and identify any potential problems.

    Monitor loan maturity report and prepare renewals if needed
    Monitor past-due loan report and call customer for payment
    Monitor loan ticklers/exceptions reports and make contact with customers for the collection of new/current financial information.
    Process and approve loan modification and collateral substitution requests
    Perform loan monitoring duties for the bank to include:
    Location and extraction of financial information and loan documentation from the banks document-imaging system.
    Review the customer's financial information.

    Through personal marketing and networking efforts, loan officer will target, solicit, secure, and service a variety of real estate and commercial loans outside of PointBank premises to meet personal production and overall bank goals.

    Approve loans within loan policy guidelines and up to amounts allowed in lending authority limits. Requests in excess of individual lending authority will be presented by loan officer to loan committees for approval.

    Obtain all required documentation from the customer and perform all credit and underwriting analysis needed to prepare a complete loan request package and/or presentation in accordance with bank policies, procedures and regulations.

    Maximize bank profitability through appropriate pricing of loan originations, fee income, and selling of all bank products and services.
    Verifies loan agreements are complete and accurate according to policy.
    Familiar with standard concepts, practices, and procedures within a particular field.
    Daily review, approval and disposition of commercial overdrafts within authority limits.
    Ensure that approved loans are processed, closed and funded in an expeditious manner.
    Promote a positive image for PointBank and its employees in the community.

    Represent the bank out in the community at events, including, but not limited to, chamber of commerce functions, mixers, charity events, golf tournaments, etc.

    Identify such events where there is the greatest potential to connect with potential commercial customers to develop leads. Follow up on leads with sales calls to potential customers at their place of business.
    Assist with the professional appearance of the inside and outside of the Branch.
    Report to the Facilities Manager of any maintenance, landscaping, or housekeeping needs.
    Attend all meetings and complete all training required to ensure regulatory compliance.
    Comply with all applicable Federal and State regulations and guidance associated with the performance of your job function.

    Comply with all applicable BSA/AML/OFAC policies and procedures associated with the performance of your job function, including participation in required training and identifications of suspicious activity.

    Responsible for making suggestions to improve branch/departmental operations and overall bank.
    Perform other duties and assignments within the bank at Management's request; accept periodic cross-training.

    EQUIPMENT USE, PHYSICAL & MENTAL DEMANDS, AND
    WORKING CONDITIONS

    Frequency:
    (R) Rarely 0-15%; (O) Occasionally (16-45%); (F) Frequently %)


    EQUIPMENT USE
    Telephones-F

    Copier/Fax Machine-O

    Computer-F

    PHYSICAL & MENTAL DEMANDS


    Light work-Exerting up to 20 pounds of force occasionally, and/or up to 10 pounds of force frequently to lift, carry, push, pull or otherwise move objects, including the human body.

    Stooping/Crouching-O

    Standing/Walking-F

    Sitting-F

    Pushing/Pulling/Lifting-O

    Fingering/Grasping-F

    Repetitive Motions-F

    Talking/Hearing-F

    Reading/Writing-F


    Close Visual Acuity-worker is required to perform such tasks as preparing and analyzing data and figures, transcribing, or viewing a computer terminal.

    Interpreting Data-F

    Problem Solving-F

    Making Decisions-F

    Organizing-F


    WORKING CONDITIONS
    Worker is subject to inside environmental conditions; protection from weather conditions but not necessarily from temperature changes-F

    Worker is subject to outside environmental conditions when traveling to visit customers and potential customers outside of the bank, or when traveling to required bank meetings and training sessions-F

    Worker is subject to local travel as required to call on customers and potential customers outside of the bank, or when traveling to required bank meetings and training sessions-F

    The above statements describe the general nature and level of work being performed.

    They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of the position.

    Employees holding this position will be required to perform any other job-related duties as requested by management. All requirements are subject to possible modification to reasonably accommodate individuals with a disability. If you are an individual with a disability and would like to request a reasonable accommodation as part of the employment selection process, please contact Recruiter at

    PointBank is an Equal Opportunity Employer of minorities, women, veterans, and disabled.

    Full-Time/Part-Time
    Full-Time

    Location
    Flower Mound

    Position Requirements

    Requires a bachelor's degree in area of specialty and/or 3+ years of experience in the field or in a related area.

    EOE Statement
    The above statements describe the general nature and level of work being performed.

    They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of the position.

    Employees holding this position will be required to perform any other job-related duties as requested by management. All requirements are subject to possible modification to reasonably accommodate individuals with a disability.

    If you are an individual with a disability and would like to request a reasonable accommodation as part of the employment selection process, please contact Recruiter at PointBank is an Equal Opportunity Employer of minorities, women, veterans, and disabled.

    This position is currently accepting applications.
    #J-18808-Ljbffr
  • CrossCountry Mortgage, LLC

    Loan Officer Assistant

    1 week ago

    CrossCountry Mortgage, LLC Flower Mound, United States

    Job Description: · Schedule: Monday through Friday · Hours: 9:00am-6:00pm · Lunch Break: 1-hour lunch break (unpaid) · Pay Range: $18/hr - $22/hr · Benefits: · Paid Time Off (PTO) · Health, Vision, and Dental Insurance · 401k Benefits · Employee Assistance Programs (EAP) · L ...

  • CrossCountry Mortgage

    Loan Officer Assistant

    1 week ago

    CrossCountry Mortgage Flower Mound, United States

    Job Description: · Schedule: Monday through Friday · Hours: 9:00am-6:00pm · Lunch Break: 1-hour lunch break (unpaid) · Pay Range: $18/hr - $22/hr · Benefits: · Paid Time Off (PTO) · Health, Vision, and Dental Insurance · 401k Benefits · Employee Assistance Programs (EAP) ...

  • The Ladders

    Commercial Loan Officer I

    2 days ago

    The Ladders Flower Mound, United States

    About the Organization · PointBank has been an independent, locally-owned community bank serving Denton County, Texas since over 135 years Currently, we have nine branches conveniently located throughout Denton County. We, at PointBank, would like to invite you to use our banking ...

  • Point Bank

    Commercial Loan Officer I

    1 week ago

    Point Bank Flower Mound, United States

    About the Organization · PointBank has been an independent, locally-owned community bank serving Denton County, Texas since over 135 years Currently, we have nine branches conveniently located throughout Denton County. We, at PointBank, would like to invite you to use our banking ...

  • Guild Mortgage Company

    Loan Officer Assistant

    19 hours ago

    Guild Mortgage Company Southlake, United States Full time

    Guild Mortgage Company , closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of pro ...

  • Farm Credit

    Loan Officer

    5 days ago

    Farm Credit Denton, United States Full time

    Loan Officer at AgTrust Farm Credit · AgTrust Farm Credit is a premier resource to help people in urban areas who aspire to find and purchase their ideal home in the country. In addition, we help farmers, ranchers, agribusinesses, and rural homeowners achieve their dreams by pro ...

  • gpac

    Commercial Loan Officer

    1 week ago

    gpac Grapevine, United States

    Job Description · A Community Bank we partner with is looking for a Commercial Loan Officer to join its team. · This position originates, evaluates, prepares loans in compliance with established guidelines, is responsible for marketing loan products, maintains loan relationship ...

  • Lee Wealth Group Mortgage

    Loan Officer

    3 weeks ago

    Lee Wealth Group Mortgage Dallas, United States

    We are looking for an experienced, service, and detail-oriented mortgage loan officer to join our team. We believe in removing obstacles and creating a supportive environment for you to thrive in. If you have a proven track record of creating lending solutions for your clients, w ...

  • Blue Signal Search

    Loan Officer

    1 week ago

    Blue Signal Search Dallas, United States

    Our client is a rapidly expanding, hard money lending company experiencing tremendous growth. Their team is driven by innovative thinking and a modern perspective that aims to streamline the financial industry by prioritizing relationships over transactions. As their business con ...

  • AgTrust Farm Credit

    Loan Officer

    21 hours ago

    AgTrust Farm Credit Denton, United States

    Job Description · Job DescriptionLoan Officer at AgTrust Farm Credit · AgTrust Farm Credit is a premier resource to help people in urban areas who aspire to find and purchase their ideal home in the country. In addition, we help farmers, ranchers, agribusinesses, and rural homeow ...

  • AgTrust Farm Credit

    Loan Officer

    1 week ago

    AgTrust Farm Credit Denton, United States

    Loan Officer at AgTrust Farm Credit · AgTrust Farm Credit is a premier resource to help people in urban areas who aspire to find and purchase their ideal home in the country. In addition, we help farmers, ranchers, agribusinesses, and rural homeowners achieve their dreams by pro ...

  • Tri Pointe Homes Holdings, Inc.

    Loan Officer

    20 hours ago

    Tri Pointe Homes Holdings, Inc. Plano, United States

    Overview: · Want to work for a fast-paced, innovative company? Tri Pointe Homes is always looking for individuals to help us push forward in our pursuit of high-level home buying. If this sounds like a career for you, apply to be a part of our great team. · Tri Pointe Connect, ...

  • CornerStone Staffing

    Loan Officer

    10 hours ago

    CornerStone Staffing Fort Worth, United States

    Job Description · Job DescriptionWe are seeking a dedicated Loan Officer to join our team. The ideal candidate will be responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. · Job Title: Loan Officer · Job ID: 14598 ...

  • Exeter Finance

    Loan Officer

    1 week ago

    Exeter Finance Irving, United States

    At Exeter Finance, we are committed to helping customers find the right financing for their next vehicle purchase. By building strong relationships with our customers and network of dealer partners we are able to give options that make sense, getting customers behind the wheel of ...

  • PeopleFund

    Loan Officer

    1 week ago

    PeopleFund Dallas, United States

    Job Type · Full-time · Description · About the Role: · The Loan Officer's primary role is to assist entrepreneurs with their financing needs. The Loan Officer will develop key relationships to support small business owners, oversee the loan application process, determine client ...

  • Century Communities

    Loan Officer

    8 hours ago

    Century Communities Dallas, United States

    Description · Position at Inspire Home Loans About Inspire Home Loans As the proud affiliate lender of Century Communities—one of the nation's largest homebuilders and industry leader in online sales—we know what it takes to be a market gamechanger, and that includes providing ...

  • Dexian - DISYS

    Loan Officers

    3 weeks ago

    Dexian - DISYS Plano, TX, United States

    Job Title: Credit Analyst · Location: Plano TX Hybrid - 3 days onsite) · Pay rate : $28- $29.70 · Job Description : · Specialize in determining a business's or individual's credit worthiness. · Looks at all past credit purchases and, based on their findings, decides if a perso ...

  • Gpac

    Commercial Loan Officer

    3 weeks ago

    Gpac Grand Prairie, United States Full time

    Position: Commercial Loan Officer · We have have partnered with a well-established company in the Financial Services industry. Our client is a community leader who believes in giving back and has built a strong reputation for providing exceptional financial solutions to its custo ...

  • Terrydale Capital

    Commercial Loan Officer

    1 week ago

    Terrydale Capital Dallas, United States

    Terrydale Capital is in need of a Commercial Loan Officer to join our growing team We are actively searching for a dedicated and efficient Commercial Loan Officer who thrives in a fast-paced environment and excels at maintaining strong professional relationships. · Position Overv ...

  • Kriya Lending

    Mortgage Loan Officer

    1 week ago

    Kriya Lending Irving, United States

    Responsibilities: · Assist clients in understanding various mortgage products and programs available to them. · Proven track record of meeting or exceeding sales targets and objectives. · Evaluate clients' financial situations, including credit history, income, and debt, to deter ...