Mortgage Loan Officer - Albany, United States - Citizens

Citizens Albany, United States

2 weeks ago

Description

At Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances.

In this role, you'll deepen relationships with your clients by collaborating with peers across banking, lending and investing, helping them with short- and long-term financial goals.

Become a part of an organization committed to serving customers, colleagues and communities in which we do business.

Citizens is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally.

We are committed to offering comprehensive and competitive benefits, encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

Citizens is honored to be a top Lender in the Mortgage sector and is passionate about growing our market share in the states we currently operate.

We are currently hiring dedicated Mortgage Loan Officers who proactively identify, build and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities.

External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts.

Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations.

You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information.

It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.

Primary responsibilities include

Go above and beyond for customers - Aspire to deliver outstanding customer service
Drive sales through service - Achieve sales and referral goals by developing a positive customer experience
Build book of business - Proactively seek ways to develop and expand customer relationships in order to contribute towards the branch success
Maximize personal productivity - Desire to improve personal efficiency through attention to detail, self-motivation, and adaptability to achieve branch and personal goals
Grow your own capabilities - Actively participate in opportunities to expand knowledge, influencing and interpersonal skills

Qualifications, Education, Certifications and/or Other Professional Credentials

BA/BS degree preferred or equivalent experience in residential mortgage sales
Three plus years of retail residential mortgage sales experience
Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)
Established relationships with local referral networks
Ability to communicate clearly and effectively, both verbally and in writing, across a broad range of audiences
Strong computer skills and experience using laptop technology
Successful candidate must meet and follow all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.

Pay Transparency
Commissioned based.

Individuals in this role have historically earned between $100, $250,000.00 per year, based on performance and productivity against commission plan parameters.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more.

Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States.

For an overview of our benefits, visit
Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. This sales role is commission-based. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.
Equal Employment Opportunity
At Citizens we value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability.

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.

Equal Employment and Opportunity Employer
Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.
Why Work for Us
At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth
05/18/2024

Mortgage Loan Officer

1 week ago

Citizens Albany, United States

At Citizens, tailored advice, personalized experiences, and innovative ideas, products, and solutions, are central to helping clients navigate changing circumstances. In this role, youll deepen relationships with your clients by collaborating with peers across banking, lending an ...
Mortgage Loan Officer

1 week ago

Citizens Albany, United States

At Citizens, you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globa ...
Community Development Loan Officer

1 week ago

KeyCorp Albany, United States

Location:555 Patroon Creek Boulevard - Albany, New York 12206 Job Summary. The Community Development Mortgage Loan Officer (CDLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current a Loan Officer, Development, Of ...
Loan Officer Assistant

2 weeks ago

M&T Bank Ballston Lake, United States

**Overview:** · Acts in a liaison capacity for mortgage originators and customers providing follow-up and resolution to questions and concerns. Provide general sales, marketing and operational support for assigned mortgage originator. Adhere to the requirements of federal registr ...
Financial Analyst

1 week ago

DASNY - Dormitory Authority of the State of New York Albany, United States

Minimum Qualifications · Bachelor's degree plus three years relevant experience; or · Bachelor's degree and successful completion of the DASNY Public Finance Diversity Fellowship; or · Associate's degree plus six years of relevant experience; or · A High School diploma or equival ...
Financial Analyst

1 week ago

Dormitory Authority of the State of New York (DASNY) Albany, United States

**Position Title: Financial Analyst** · **Grade/Classification: 4(D1) - Professional I** · **Salary Range: $68,536-$87,386** · **Bargaining Unit: CSEA** · **FLSA Status: Exempt** · **Last Revised: March 7,2024** · ***Primary Purpose** · Working independently, the Financial Analys ...
Principal Radiological Health Specialist

1 week ago

Health, Department of Albany, United States

**Minimum Qualifications** · Current New York State Department of Health employee with permanent or contingent permanent status as a Principal Radiological Health Specialist, Grade 27. · Promotion Provisional Opportunity - Current qualified employees of the New York State Departm ...
Administrative Assistant 1

1 week ago

State Police, Division of Albany, United States

**Minimum Qualifications** · One (1) year permanent service as a New York State employee in a title allocated Salary Grade 6 or higher, · OR · Please Note: A typing performance test will be required for those interested employees outside of the Office Assistant 1 (Keyboarding) ti ...
Administrative Assistant 1/trainee

1 week ago

Health, Department of Albany, United States

**Minimum Qualifications** · NY HELPS: · Administrative Assistant 1 (Grade 11): High school diploma or high school equivalency diploma; and two years of the above experience. · A certification (e.g., IAAP Certified Administrative Professional) or associate's degree in office admi ...
Office Assistant 1

3 days ago

Attorney General, Office of the Albany, United States

**Minimum Qualifications** · NY HELPS: · This title is part of the New York Hiring for Emergency Limited Placement Statewide Program (NY HELPS). · At a future date (within one year of permanent appointment), it is expected employees hired under NY HELPS will have their non-compet ...
Program Manager

4 days ago

New York Housing Trust Fund Albany, United States

**Possible Hybrid Workplace Opportunity** · New York State Homes and Community Renewal (HCR) is the State's affordable housing agency, with a mission to build, preserve, and protect affordable housing and increase homeownership throughout New York State. · This position is on the ...
Administrative Assistant 1/ Trainee

1 day ago

Health, Department of Albany, United States

**Minimum Qualifications** · NY HELPS Non-Competitive Minimum Qualifications: · Administrative Assistant Trainee 1: High school or high school equivalency diploma. · Reassignment & Transfer Opportunities: Current New York State Department of Health employee with permanent or cont ...
Associate Executive Director for Program and

2 days ago

LaSalle School Albany, United States

**WHO ARE WE**:The LaSalle School (LSS) is a highly regarded, and nationally accredited provider of therapeutic, educational, and supportive services designed to accomplish positive, personal growth and lasting change in the lives of youth and families in need. With over a quarte ...
Health Program Administrator/trainee

1 week ago

Health, Department of Albany, United States

**Minimum Qualifications** · Health Program Administrator Trainee 1: A bachelor's degree or higher. · Health Program Administrator Trainee 2: A bachelor's degree and one year of experience in the administration, supervision and oversight of agency programs including the design, i ...
Research Scientist 4

1 week ago

Health, Department of Albany, United States

**Minimum Qualifications** · Bachelor's degree in a Natural Science and five years of professional post-degree research experience in the appropriate field; or a Master's Degree and four years of such experience; or a doctorate in the appropriate field and two years of such exper ...
Administrative Assistant 2

1 week ago

NYS Department of Health Albany, United States

**Provisional Qualifications**:NYS employee with one year of permanent competitive or 55 b/c service as Administrative Assistant 1, SG-11. If appointed provisionally, you must take the next examination for this title and be reachable on the resulting eligible list to remain in th ...
Assistant Research Scientist/research Scientist 1

1 week ago

Health, Department of Albany, United States

**Minimum Qualifications** · Assistant Research Scientist, Grade 14: Bachelor's degree in toxicology, environmental health sciences, biochemistry, biology, chemistry, epidemiology, immunology, industrial hygiene, pharmacology, or a related field, AND at least one year of post deg ...
Project Coordinator

1 week ago

Health, Department of Albany, United States

**Minimum Qualifications** · Bachelor's degree and four years of professional experience planning, coordinating, and implementing projects and/or organizational initiatives involving multiple stakeholders. One year of the experience must have been at a supervisory level. · J.D. o ...
Associate Health Planner

1 week ago

Health, Department of Albany, United States

**Minimum Qualifications** · NY HELPS (non-competitive): Seven years of experience where your primary duty was performing two of the five activites below: · Health services research and analysis of health care systems resources, beds, services allocations, or processes of care. · ...
Internal Controls Officer

1 week ago

Information Technology Services, Office of Albany, United States

**Minimum Qualifications** · A master's degree or J.D. may substitute for one year of experience. · **Duties Description** · Under the direction of the Director of Enterprise Risk Management within the Chief Risk and Data Privacy Office, Enterprise Risk Management, Internal Contr ...