- Novo is a rapidly growing series B fintech startup with a mission-driven team that's passionate about helping every small business in America
- Positive, inclusive, supportive culture cheering you on your journey
- We work with very new technologies and architecture patterns
- We provide learning and development budgets to help you grow and bond with your team
- Able to work from the office 3+ days per week
- Offices in NYC, Miami, Delaware, India, and Colombia
- Responsible for optimizing the north star metric of $ Losses / $ Gross Transaction Volume, balancing increased customer friction against seamless money movement
- Lead the creation and enhancement of risk and fraud management tools, identifying needs for new products or improvements based on market trends, technological advancements, and regulatory requirements
- Analyze risk factors associated with the company's financial products or services, understanding potential vulnerabilities and developing strategies to mitigate these risks
- Implement and maintain systems that detect and prevent fraudulent activities, utilizing advanced analytics, machine learning models, and real-time monitoring systems
- Engage with customers to understand their needs and behaviors, using insights to design effective risk and fraud management solutions. This includes gathering direct feedback and analyzing customer data
- Conduct ongoing monitoring of the effectiveness of risk and fraud management systems and report on their performance to senior management and stakeholders
- Partner with the Risk Operations team to design new automation that enhances the effectiveness and connectivity of our Risk Ops tooling
- Partner closely with data scientists, engineers, and designers to lead a cross-functional roadmap spanning investments in modeling, customer experiences, and scalable infrastructure
- Own OKRs and build a roadmap for the risk and fraud product area based on the needs of our risk team and our ambitions for scale and speed to market
- Operate cross-functionally and build strong partnerships within Novo and with external vendors to deliver excellent products and services
- Manage risk horizontally across every product line, from ideation to planning, execution, and launch, throughout the entire customer lifecycle
- Creatively testing assumptions and ideas using surveys, internal working sessions, prototypes, and data to build or remove confidence in solutions related to risk quickly
- Working with fraud and risk functional areas to prioritize solutions and working with design and engineering resources to deliver them from start to finish
- Collaborating extensively with stakeholders (data science and risk) on opportunities and solutions to drive a data-driven approach to protect against fraud
- 8+ years of experience of overall experience in the technology industry
- 4+ years of experience in fraud & risk financial services space
- 2+ years of experience in product management
- 1+ years of experience in heavy data-focused work
- Experience with risk and fraud teams applying data science to solve fraud problems.
- Experience with small business financing or other financial products
- Proven track record delivering products with demonstrable contribution to business outcomes
- Comfortable in an ambiguous matrixed organization
- Analytical skills: You have a data-driven learning style and use quantitative information to make product decisions
- Technical mindset: You understand modern technologies and architectural patterns and how they can drive platform performance
- Collaborative approach: You deliver results with cross-functional teams, and partner with and empower team members appropriately
- Customer-centric: Experience shaping platform direction and execution based on developer and customer needs
- Strategic: Experience developing and driving key strategies that shaped an organization
- High-growth tech start-up experience in a rapidly scaling organization
- Previous experience working with customer operations and support team
- Strong data science background
- Jira
- Confluence
- Sprig
- Heap
- Business Intelligence Platforms (SQL/PSQL a plus)
- Alloy
- Sardine
- Figma
- Figjam
- Competitive salary and meaningful equity
- Unlimited PTO
- Health, vision, and dental insurance
- Monthly wellness stipend
- 401k
-
Manager of Risk Management
3 weeks ago
HCA Florida Kendall Hospital Miami, United States**Introduction**: · We are seeking a(an) Manager of Risk Management with HCA Florida Kendall Hospital to promote growth and unlock possibilities. At HCA Healthcare, we are committed to the care and improvement of human life. Share your leadership skills and come make a difference ...
-
Manager of Risk Management
3 weeks ago
HCA Healthcare Miami, United States Full timeDescription · Introduction · We are seeking a(an) Manager of Risk Management with HCA Florida Kendall Hospital to promote growth and unlock possibilities. At HCA Healthcare, we are committed to the care and improvement of human life. Share your leadership skills and come make a ...
-
Manager, Fraud Risk
3 weeks ago
Ramp Miami, United StatesAbout RampRamp is the ultimate platform for modern finance teams. Combining corporate cards with expense management, bill payments, vendor management, accounting automation and more, Ramp's all-in-one solution is designed to save businesses time and money, and free finance teams ...
-
Manager, Enterprise Risk Management
3 weeks ago
CIRCLE Miami, United StatesCircle is a financial technology company at the epicenter of the emerging internet of money, where value can finally travel like other digital data — globally, nearly instantly and less expensively than legacy settlement systems. This ground-breaking new internet layer opens up p ...
-
Compliance Officer Risk Manager
1 week ago
Larkin Community Hospital South Miami, United StatesManages Larkin Community Hospital risk management activities. Administers the risk management program to reduce the frequency and severity of events. Manages and analyzes risk management data and conducts educational programs. Gathers data for insurance renewal, assists with inve ...
-
Head of Strategy and Risk Management
2 weeks ago
Banco de Credito e Inversiones Miami, United StatesJob Description · Job DescriptionABOUT BCIBci provides financial services to individuals and corporation. We focus on being a global leader in innovations and personalized client experience and, with more than 10,500 employees, Bci is recognized as one of the best companies in wh ...
-
Head of Strategy and Risk Management
3 weeks ago
Banco de Credito e Inversiones Miami, FL, United StatesJob Description · Job Description · ABOUT BCI Bci provides financial services to individuals and corporation. We focus on being a global leader in innovations and personalized client experience and, with more than 10,500 employees, Bci is recognized as one of the best companie ...
-
Head of Risk Business Management
3 weeks ago
Ramp Miami, FL, United StatesAbout RampRamp is the ultimate platform for modern finance teams. Combining corporate cards with expense management, bill payments, vendor management, accounting automation and more, Ramp's all-in-one solution is designed to save businesses time and money, and free finance teams ...
-
Safety & Risk Manager
2 weeks ago
Clevelander Ocean LP Miami Beach, United StatesJob Description · Job DescriptionSUMMARY: This position is responsible for planning, directing, and implementing organization safety program to ensure safe, healthy, and accident-free work environment. · DUTIES AND RESPONSIBILITIES: · Plans and implements safety policies and proc ...
-
Risk Management Analyst
4 days ago
The University of Miami Coral Gables, United StatesCurrent Employees: · If you are a current Staff, Faculty or Temporary employee at the University of Miami, please click here to log in to Workday to use the internal application process. To learn how to apply for a faculty or staff position using the Career worklet, please revie ...
-
Risk Management Analyst
1 week ago
InsideHigherEd Coral Gables, United States Administrative Jobs ,Current Employees:If you are a current Staff, Faculty or Temporary employee at the University of Miami, please click here to log in to Workday to use the internal application process. To learn how to apply for a faculty or staff position using the Career worklet, please review th ...
-
Risk Management Analyst
3 weeks ago
University of Miami Coral Gables, United States Full timeCurrent Employees: · If you are a current Staff, Faculty or Temporary employee at the University of Miami, please click to log in to Workday to use the internal application process. To learn how to apply for a faculty or staff position using the Career worklet, please review th ...
-
Santander Holdings USA Inc Miami, United States Full timeDirector of IT Risk and Control Self Assessment (RCSA)Miami, United States of AmericaThe Director of IT Risk and Control Self Assessment (RCSA) within the Business Control & Risk Management function, operates within the first line of defense and is directly accountable to lead th ...
-
Risk Manager
3 weeks ago
City of Doral, FL Doral, United StatesSalary: · $78, $124,881.22 Annually · Location : · City of Doral, FL · Job Type: · Full Time · Job Number: · Department: · Human Resources · Opening Date: · 10/23/2023 · Closing Date: · Continuous · General Purpose · Position is posted on a continuous basis until a ...
-
Real Estate Portfolio Risk Officer
3 weeks ago
City National Bank of Florida Miami, United StatesOverview: · Responsible for the ongoing administration of assigned loan portfolio, including but not limited to, underwriting and processing of new commercial real estate credit requests including more complex credits, construction projects, underwriting specialty property assets ...
-
Servicenow Project Manager
2 weeks ago
HARAMAIN SYSTEMS INC. Miami, United States**Role : ServiceNow Project Manager** · **Location : USA/Remote** · **6+ months contract** · - ServiceNow Project Manager will manage multiple projects with internal and external dependencies, complex scopes, and a higher level of risk requiring mitigation plans · - Guide project ...
-
Bilingual Spanish Branch Manager
1 week ago
PNC Financial Services Group Miami, United StatesJob Profile · Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where ...
-
Asset Manager
3 weeks ago
Arbor Realty Trust Miami, United States**Job Purpose** · The Asset Manager will be responsible for the management of assets in Arbor Realty Trust's (ART) loan portfolio, specifically in our Build to Rent portfolio. · **Essential Job Functions (Duties/Responsibilities)** · The Asset Manager will have the following duti ...
-
Sr. Advisor
1 week ago
Santander Holdings USA Inc Miami, United States Full timeSr. Advisor - Regulatory ComplianceDallas, United States of AmericaThe Sr. Advisor - Regulatory Compliance serves as a subject matter expert on key Federal Reserve regulations, including the Bank Holding Company Act and Reg Y, to ensure documents, projects, processes or product i ...
-
Management & Sales Controller Dgf Us
3 weeks ago
DHL Miami, United States**Job title**:Management & Sales Controller DGF · **Job location**:Miami, FL · **Description** · - The Management and Sales Controller DGF US is responsible for accurate & timely reporting of financial performance in CREST & Forwin, ensure compliance with all legal and Group fina ...
Product Manager, Risk - Miami, United States - Novo
Description
We started Novo to challenge the status quo—we're on a mission to increase the GDP of the modern entrepreneur by creating the go-to FinTech platform for small businesses (SMBs). Novo is flipping the script of the FinTech world, and we're excited to lead the small business FinTech revolution.
We are looking for people of character. Pragmatic and capable people who want to see their work drive better outcomes for small businesses — the backbone of our economy. You will join our team and work on the building blocks of everything Novo ships.
Why Novo?
About the Role:
We are looking for a Product Manager or Sr. Product Manager to join our Product team and work on exploring, shaping, and building the future of business banking. You will be responsible for building out Novo's risk and fraud systems that balance increased customer friction against the seamless movement of money.
You will work with engineering, design, operations, risk, data science, compliance, and other teams to achieve the business's strategies and objectives. At Novo, we believe in product discovery and definition as much as we do development and delivery. Come learn about the modern small business entrepreneur and how you can help support 99.7% of all businesses in the U.S.A.
What you'll be doing:
You will help them shape the strategies and help deliver an AI-first customer experience to Novo's small business owners. You will achieve this through:
Requirements for the Role:
Things You're Good At:
Nice to Have, But Not Required:
About our Stack:
Benefits
Novo values diversity as a core tenant of the work we do and the businesses we serve. We are an equal opportunity employer, indiscriminate of race, religion, ethnicity, national origin, citizenship, gender, gender identity, sexual orientation, age, veteran status, disability, genetic information or any other protected characteristic.
Salary Range (NYC): $154, ,000 annualized salary. This range is not inclusive of discretionary bonus or equity package, offers to be determined based on experience, education and skill set. The range for this same position may be lower or higher in markets outside of New York City.
LI-CD1 #LI-Hybrid
Novo values diversity as a core tenet of the work we do and the businesses we serve. We are an equal opportunity employer, indiscriminate of race, religion, ethnicity, national origin, citizenship, gender, gender identity, sexual orientation, age, veteran status, disability, genetic information or any other protected characteristic.