Jobs
>
Scottsdale

    Senior Credit Analyst, Consumer Lending - Scottsdale, United States - Pathward Financial Inc.

    Pathward Financial Inc.
    Pathward Financial Inc. Scottsdale, United States

    5 days ago

    Default job background
    Description

    About the Role:


    This role presents an excellent opportunity to work on a collection of lending products including personal loans, lines of credit as well as developing new product offerings.

    In this role, you will be self-driven and passionate about lending economics and partner externally and internally to ensure success.


    What You Will Do:
    Manage, document and create credit risk policy for consumer lending portfolio.


    Monitor and evaluate performance of loan portfolio by utilizing various statistical and analytical techniques, tools, and benchmarking to proactively identify risks and opportunities.

    Develop underwriting strategies to maximize profitability while remaining within the bank's risk appetite.


    Analyze opportunities for new product opportunities and provide analytical support for prioritization decisions and ultimately the growth strategy for the company.


    Partner with the Legal, Compliance and Credit Governance team to ensure all strategies and policies are accurately documented and comply with all applicable regulatory requirements.

    Collaborate with vendors and technology teams to ensure new strategies and models are implemented accurately and as designed.

    Conduct other ad hoc analyses as required to support the Credit Team's goals.


    What You Will Need:
    Bachelor's degree in Statistics, Math, Economics, Finance, or equivalent experience

    5-7 years of experience in credit risk management, preferably in the consumer credit industry

    Strong analytical and problem-solving skills, combined with solid business acumen

    Exceptional written and communication skills, and ability to explain complex insights to a range of audiences

    Self-driven, with intense focus on results

    Strong team player and comfortable interacting with partners across areas and at varying levels of seniority

    Strong technical skills such as SAS, SQL, R/Python, and ability to independently access and analyze relational data sets

    Knowledge and experience with statistical analysis techniques, customer segmentation and credit bureau data.

    Experience with automated decision engine software, including strategy and custom scorecard implementations.

    The responsibilities listed above are not all inclusive and may be changed at any time.

    Salary range:
    $69,098.54 – $127,614.10

    The salary range reflects the minimum and maximum target for a new hire in this role.

    Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate's experience, qualifications, skills, and location.

    Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
    This role is also eligible for an annual performance-based incentive opportunity.

    Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

    #LI-Remote

    #J-18808-Ljbffr


  • Axelon Phoenix, United States

    Shift:12:30pm-9:00pm · Training for 2 week shift: 8:00am-4:30pm · The service advisor will be responsible for answering calls, providing product information, and helping the customer by being informative, empathetic, and eager to quickly solve a customer's problem. Must be willin ...


  • Alaska USA Glendale, United States Full time

    Overview · Reports to: Varies by location · Functions Supervised: Consumer Lending Quality Control · Primary Functions: Responsible for overseeing Quality Control Reviews of all Consumer Lending department functions for policy, procedure, and regulatory compliance, to include bu ...


  • Bank of America Phoenix, United States OTHER

    Job Description: · At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. ...


  • Certified Benz & Beemer Scottsdale, United States

    **Pay Range**: $150,000 - $250,000 per year · Are you looking for a challenging and rewarding opportunity? Located in Scottsdale, Arizona, **Certified Benz & Beemer ("CBB") **is a family-owned dealership celebrating its 17th year as Arizona's premier luxury pre-owned automobile d ...


  • Arizona Bank & Trust Scottsdale, United States

    Under supervision, the Universal Banker will be responsible for assisting customers in a dual role function. The role is responsible for providing an exceptional in-branch customer experience by handling every customer need including teller transactions, sales and service. Utiliz ...


  • Bank of America Phoenix, United States Full time

    Description · : · This job is responsible for providing credit assistance and solutions to our clients. Key responsibilities include handling primarily outbound calls for a single product at any stage of delinquency or risk, including pre-charge off, and recovery. Job expectatio ...


  • FORVIS Tempe, United States

    Requisition Number**2232300** · **Description & Requirements** · Our Financial Services Regulatory practice brings our global footprint, clients, industry expertise, and innovative solutions together to help global companies exceed their strategic objectives and needs. · - **Who ...


  • Global Lending Services Tempe, United States

    **Why GLS?** · **Purpose**: Access to affordable, reliable transportation is essential to leading productive work and personal lives, caring well for oneself, one's family, and the needs of others. Through advanced analytics and technology, we can more accurately predict credit r ...

  • Global Lending Services

    Inside Sales Manager

    14 hours ago


    Global Lending Services Tempe, United States

    **Why GLS?** · **Purpose**: Access to affordable, reliable transportation is essential to leading productive work and personal lives, caring well for oneself, one's family, and the needs of others. Through advanced analytics and technology, we can more accurately predict credit r ...


  • Southwest Title Loans, Inc Mesa, United States

    **Job Scope**: · Start your career in the consumer finance industry with an industry leader. We give you the skills and experience needed to begin a solid professional career in the Title, Payday and Signature Loan industry. · The role of Customer Service Representative is the fi ...


  • Community Choice Financial Family of Brands Mesa, United States

    Overview: · **Join us for Career Day in Mesa, AZ** · **Thursday, May 23, 2024** · **10AM - 6PM** · **Speedy Cash of Mesa, AZ** · **1960 Baseline Rd. Suite #101** · **Mesa, AZ 85202** · ** ** · Community Choice Financial Family of Brands ("CCF") currently looking for ambitious an ...


  • Wells Fargo Phoenix, United States

    **Why Wells Fargo**: · **About this role**: · Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it's buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lendi ...


  • Wells Fargo Phoenix, United States

    **About this role**: · **In this role, you will**: · - Support financial products and services · - Identify opportunities to improve customer service experience and offer ideas to resolve internal and external customer issues to provide first call resolution · - Perform moderatel ...


  • PNC Financial Services Group Phoenix, United States

    Job Profile · Position Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where ...

  • Fast Auto Loans, Inc - Arizona

    Manager in Training

    1 week ago


    Fast Auto Loans, Inc - Arizona Phoenix, United States

    Start your career in the consumer finance industry with an industry leader. We give you the skills and experience needed to begin a solid professional career in the Title, Payday and Signature Loan industry. · You will learn all aspects of our business and culture and use that kn ...


  • Wells Fargo Phoenix, United States

    **About this role**: · **In this role, you will**: · - Provide reporting and insight of variance analysis, benefit sizing and impact assessments to Sr. Operations and Support Leadership · - Support the routines, reporting, procedure maintenance needs within CMS Customer service - ...


  • Community Choice Financial Family of Brands Phoenix, United States

    Overview: · **Join us for Career Day in Phoenix, AZ** · **Thursday, April 18, 2024** · **10AM - 6PM** · **TitleMax of Phoenix, AZ #15** · **1617 E. Thomas Road** · **Phoenix, AZ 85016** · ** ** · Community Choice Financial Family of Brands ("CCF") currently looking for ambitious ...

  • AmeriSave Mortgage Corp.

    IT End User Support

    3 days ago


    AmeriSave Mortgage Corp. Chandler, United States

    AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with u ...


  • Regional Finance Company of Arizona, LLC Chandler, United States

    Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers. · For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in ...


  • Wells Fargo Chandler, United States

    **Why Wells Fargo**: · This is where your true career begins. We ranked #2 on the 2023 LinkedIn Top Companies list - and #1 among financial services companies - as the best workplace "to grow your career" in the U.S. At Wells Fargo, we support employees' career aspirations and gr ...