Jobs
>
Los Angeles

    Credit Officer II - Los Angeles, United States - City National Bank

    City National Bank
    City National Bank Los Angeles, United States

    2 days ago

    Default job background
    Description

    **CREDIT OFFICER II - PBB**

    **WHAT IS THE OPPORTUNITY?**

    Participates in the loan management process by providing credit and loan underwriting expertise to a team of Personal & Business Banking Relationship Managers. Is client facing and manages all aspects of credit relationships for clients. Provides credit product expertise in an advisory capacity and ensures all due diligence and background evaluation is complete and thorough before credit approval is granted. Validates the credit analysis prepared by the Credit Analyst's and provides opinions and recommendations regarding proposed credit and potential risks. Ensures all due diligence and background evaluation is complete and thorough before Credit Risk Recommendation ("CRR") is submitted.Solutions are thorough, and require analysis, interpretation, and evaluation of financial statements, cash flow analysis, third party reporting, familiarity with various industries, collateral issues and values,

    **What you will do**

    + Responds to questions or inquiries from internal and external clients concerning credit policies, procedures, structuring, etc. before it is elevated, if necessary, to the Credit Manager.

    + Assists in loan portfolio reviews and audits along with coordination and communication with Credit Operations Risk Manager, Credit Team Leads, Credit Managers and Division Credit Manager.

    + Assists the Credit Manager in departmental reporting of past dues, portfolio reviews, etc.

    + Evaluates and examines credit requests in order to assess credit worthiness including loan quality, credit risk classification, loan structure, collateral analysis, pricing and adherence to Bank policies.

    + Attends client meetings at Credit Managers request to facilitate delivery of the credit product and/or or assist in problem resolution.

    + Manages the financial analysis and preparation of the CRR. This includes ensuring that the CRR contains a well-supported recommendation or decision; the risk rating is correct and supported; and the data and analytics used to support the decision are accurate and calculated correctly.

    + Collaborates with team members by providing credit alternatives and creative ways to structure credits ensuring that transactions are within profitability and portfolio risk standards. Restructures loans and/or lines of credit as required. Assumes accountability for minimizing Bank losses.

    + Corresponds with Special Assets department including reconciliation of criticized and classified SBA loan portfolio.

    + Assists in ensuring SBA loan portfolio remains compliant with SBA Standard Operation Procedures requirements.

    + Assists in early problem loan identification and the timely and accurate changes in loan grades. Monitors and takes initiative to respond to past dues based on information provided by the Relationship Manager.

    + Assists with quarterly, semi-annual, and annual financial reviews of clients financial condition including monitoring covenants and conditions.

    + Assists with portfolio reviews and responds to questions raised in internal and external audits and examinations.

    + Maintains up-to-date knowledge on all Bank lending policies and regulations. Confers with the Manager and appropriate Bank personnel regarding new/existing lending requirements and regulations.

    + Acts in accordance with Bank credit culture and strategies.

    + Responsible and accountable for appropriate quality controls related to the financial products the bank provides, the services the bank delivers, the processes employed and the incentives with which colleagues are awarded.

    + All City National products, financial solutions and services are to be provided ethically and with integrity in a manner that is consistent with the client-first culture and values embodied in City Nationals PRIDE statement.

    **Must-Have***

    + Bachelor's Degree or equivalent

    + Minimum 5 years experience in underwriting small to medium sized and moderately-complex commercial credit required.

    + Minimum 5 years of experience in a banking or financial services environment required.

    + Experience in underwriting Personal and Business Banking commercial credit loans, which includes analyzing, interpreting, and evaluating financial statements, cash flow analysis, familiarity with various industries, collateral issues and values, loan structuring and guarantor personal financial statements and tax returns.

    **Skills and Knowledge**

    **Compensation**

    Starting base salary: $ $75.42 per hour. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

    ***To be considered for this position you must meet at least these basic qualifications**

    The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.

    **Benefits and Perks**

    At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks ) .

    **INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT**

    City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.'

    **ABOUT CITY NATIONAL**

    We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to drive phenomenal growth today. City National is a subsidiary of Royal Bank of Canada, one of North Americas leading diversified financial services companies.

  • City National Bank

    Credit Officer I

    4 days ago

    City National Bank Los Angeles, United States

    Overview: · **CREDIT OFFICER I - PBB** · **WHAT IS THE OPPORTUNITY?** · Participates in the loan management process by providing credit and loan underwriting expertise to a team of Personal & Business Banking Relationship Managers. Is client facing and manages all aspects of cred ...

  • Bank of Hope

    Credit Risk Administration Officer

    1 week ago

    Bank of Hope Los Angeles, United States

    Assist Senior Credit Risk Administrator in Credit Administrator functions: · - Quarterly ALLL/CECL Calculation and Documentation · - Individual impairment calculation · - Monthly and Quarterly Reporting · - DLC Asset Quality Report (Portfolio Mix, Delinquency, Non-Accrual, TDR, C ...

  • Stellar Enterprises

    Credit Officer

    1 week ago

    Stellar Enterprises Culver, United States

    (Senior) Credit Officer (m/f/d) for Commercial Real Estate Financing at Taunus Sparkasse - Career at Taunus Sparkasse: Close to the People. Located in the heart of the Rhine-Main region, Taunus Sparkasse is your new employer. Our team of around 750 employees recently achieved a b ...

  • Hanmi Bank

    Credit Officer

    1 week ago

    Hanmi Bank Los Angeles, United States

    SUMMARY · The Credit Officer is responsible for assisting Commercial, C&I, SBA, Real Estate Lending, Consumer and Commercial Equipment Leasing with credit underwriting and analysis of loan requests and preparation of written loan submissions. Conducts credit analyses including ga ...

  • Hanmi Bank

    Credit Officer

    1 week ago

    Hanmi Bank Los Angeles, CA, United States

    Job Description · Job Description · SUMMARY · The Credit Officer is responsible for assisting Commercial, C&I, SBA, Real Estate Lending, Consumer and Commercial Equipment Leasing with credit underwriting and analysis of loan requests and preparation of written loan submissions ...

  • Hanmi Bank

    Credit Officer

    5 days ago

    Hanmi Bank Los Angeles, United States

    Job Description · Job DescriptionSUMMARYThe Credit Officer is responsible for assisting Commercial, C&I, SBA, Real Estate Lending, Consumer and Commercial Equipment Leasing with credit underwriting and analysis of loan requests and preparation of written loan submissions. Conduct ...

  • Echo Company

    Credit Officer

    2 days ago

    Echo Company Los Angeles, United States

    Our client, a leading real estate financing company located in San Diego, CA, is seeking a Senior Underwriter to add to their dynamic and growing team. This role will report to the Managing Director of Underwriting and will work with established real estate professionals while me ...

  • Pacific City Financial Corporation

    Credit Administration Officer

    1 week ago

    Pacific City Financial Corporation Los Angeles, United States

    * Credit Administration Officer: Minimum 2-3 years of loan/credit admin experience preferred but not required · * BA/BS Degree in Business, Accounting, Statistics, Business Analytics or related field · * Intermediate to advanced skill level in Excel preferred but not required for ...

  • City National Bank

    Credit Officer I

    6 days ago

    City National Bank Los Angeles, United States

    CREDIT OFFICER I -Renewable Power Project Team:Charlotte, NC., Los Angeles, CA. *3 times a week in office · WHAT IS THE OPPORTUNITY? · Participates in the loan management process by providing credit and loan underwriting expertise to a team of Specialty Banking Relationship Mana ...

  • NFF Board

    Chief Credit Officer

    2 days ago

    NFF Board Los Angeles, United States

    Position Reports to: · Chief · Executive · Officer · Location · : · Preference · is for the position to be in commutable distance to one of NFF's office locations which are Boston, Los Angeles, New York, Oakland, and Philadelphia. Remote locations will be considered · . ...

  • City National Bank

    Credit Officer I

    2 weeks ago

    City National Bank Los Angeles, United States

    **CREDIT OFFICER I -** **Renewable Power Project Team:** **_Charlotte, NC., Los Angeles, CA. *3 times a week in office_** · **WHAT IS THE OPPORTUNITY?** · **Participates in the loan management process by providing credit and loan underwriting expertise to a team of Specialty Ba ...

  • City National Bank

    Credit Officer II

    6 days ago

    City National Bank Los Angeles, United States

    Overview: · CREDIT OFFICER II - SPECIALTY BANKING/FUND FINANCE: Hybrid Work Schedule, Los Angeles, CA. WHAT IS THE OPPORTUNITY? · Participates in the loan management process by providing credit and loan underwriting expertise to the Specialty Banking group, focusing on fund fi ...

  • City National Bank

    Credit Officer II

    2 weeks ago

    City National Bank Los Angeles, United States

    CREDIT OFFICER II - SPECIALTY BANKING/FUND FINANCE: Hybrid Work Schedule, Los Angeles, CA. · WHAT IS THE OPPORTUNITY? · Participates in the loan management process by providing credit and loan underwriting expertise to the Specialty Banking group, focusing on fund finance (subscr ...

  • City National Bank

    Credit Officer I

    6 days ago

    City National Bank Los Angeles, United States

    Overview: · CREDIT OFFICER I - Renewable Power Project Team: Charlotte, NC., Los Angeles, CA. *3 times a week in office WHAT IS THE OPPORTUNITY? Participates in the loan management process by providing credit and loan underwriting expertise to a team of Specialty Banking Relatio ...

  • Bank of America

    Commercial Credit Officer

    1 day ago

    Bank of America Los Angeles, United States OTHER

    Job Description: · At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. ...

  • City National Bank

    Credit Officer I

    2 weeks ago

    City National Bank Los Angeles, CA, United States

    **CREDIT OFFICER I - PBB** · **WHAT IS THE OPPORTUNITY?** · Participates in the loan management process by providing credit and loan underwriting expertise to a team of Personal & Business Banking Relationship Managers. Is client facing and manages all aspects of credit relations ...

  • City National Bank

    Credit Officer Senior

    10 hours ago

    City National Bank Los Angeles, United States

    Overview: · CREDIT OFFICER SENIOR - PBB WHAT IS THE OPPORTUNITY? Participates in the loan management process by providing credit and loan underwriting expertise to a team of Personal & Business Banking Relationship Managers. Is client facing and manages all aspects of credit rel ...

  • City National Bank

    Credit Officer II

    1 week ago

    City National Bank Los Angeles, CA, United States

    **CREDIT OFFICER II - SPECIALTY BANKING/FUND FINANCE: Hybrid Work Schedule, Los Angeles, CA.** · **WHAT IS THE OPPORTUNITY?** · Participates in the loan management process by providing credit and loan underwriting expertise to the Specialty Banking group, focusing on fund finance ...

  • Hanmi Bank

    SBA Credit Officer

    5 days ago

    Hanmi Bank Los Angeles, United States

    Job Description · Job DescriptionSUMMARY · The Credit Officer is responsible for assisting Commercial, C&I, SBA, Real Estate Lending, Consumer and Commercial Equipment Leasing with credit underwriting and analysis of loan requests and preparation of written loan submissions. Cond ...

  • Bank of Hope

    Credit Card Officer

    1 week ago

    Bank of Hope Los Angeles, United States

    Assisting in the onboarding of new employees with the appropriate programs/access levels · Training new employees on their operational duties and providing general guidance to existing employees. · Maintaining staff schedules, workloads, and rotation duties, to ensure efficient ...