Jobs
>
Los Angeles

    Credit Officer Senior - Los Angeles, United States - City National Bank

    City National Bank
    City National Bank Los Angeles, United States

    1 week ago

    Default job background
    Description

    Overview:

    CREDIT OFFICER SENIOR - PBB WHAT IS THE OPPORTUNITY? Participates in the loan management process by providing credit and loan underwriting expertise to a team of Personal & Business Banking Relationship Managers. Is client facing and manages all aspects of credit relationships for clients. Provides credit product expertise in an advisory capacity and ensures all due diligence and background evaluation is complete and thorough before credit approval is granted. Validates the credit analysis prepared by the Credit Analyst's and provides opinions and recommendations regarding proposed credit and potential risks. Ensures all due diligence and background evaluation is complete and thorough before Credit Risk Recommendation ("CRR") is submitted.Solutions are thorough, and require analysis, interpretation, and evaluation of financial statements, cash flow analysis, third party reporting, familiarity with various industries, collateral issues and values, What you will do
    • Responds to questions or inquiries from internal and external clients concerning credit policies, procedures, structuring, etc. before it is elevated, if necessary, to the Credit Manager.
    • Assists in loan portfolio reviews and audits along with coordination and communication with Credit Operations Risk Manager, Credit Team Leads, Credit Managers and Division Credit Manager.
    • Assists the Credit Manager in departmental reporting of past dues, portfolio reviews, etc.
    • Evaluates and examines credit requests in order to assess credit worthiness including loan quality, credit risk classification, loan structure, collateral analysis, pricing and adherence to Bank policies.
    • Attends client meetings at Credit Managers request to facilitate delivery of the credit product and/or or assist in problem resolution.
    • Manages the financial analysis and preparation of the CRR. This includes ensuring that the CRR contains a well-supported recommendation or decision; the risk rating is correct and supported; and the data and analytics used to support the decision are accurate and calculated correctly.
    • Collaborates with team members by providing credit alternatives and creative ways to structure credits ensuring that transactions are within profitability and portfolio risk standards. Restructures loans and/or lines of credit as required. Assumes accountability for minimizing Bank losses.
    • Corresponds with Special Assets department including reconciliation of criticized and classified SBA loan portfolio.
    • Assists in ensuring SBA loan portfolio remains compliant with SBA Standard Operation Procedures requirements.
    • Assists in early problem loan identification and the timely and accurate changes in loan grades. Monitors and takes initiative to respond to past dues based on information provided by the Relationship Manager.
    • Assists with quarterly, semi-annual, and annual financial reviews of clients financial condition including monitoring covenants and conditions.
    • Assists with portfolio reviews and responds to questions raised in internal and external audits and examinations.
    • Maintains up-to-date knowledge on all Bank lending policies and regulations. Confers with the Manager and appropriate Bank personnel regarding new/existing lending requirements and regulations.
    • Acts in accordance with Bank credit culture and strategies.
    • Responsible and accountable for appropriate quality controls related to the financial products the bank provides, the services the bank delivers, the processes employed and the incentives with which colleagues are awarded.
    • All City National products, financial solutions and services are to be provided ethically and with integrity in a manner that is consistent with the client-first culture and values embodied in City Nationals PRIDE statement.

    Must-Have*

    • Bachelor's Degree or equivalent
    • Minimum 7 years experience in underwriting small to medium sized and moderately-complex commercial credit required.
    • Minimum 7 years of experience in a banking or financial services environment required.
    • Experience in underwriting Personal and Business Banking commercial credit loans, which includes analyzing, interpreting, and evaluating financial statements, cash flow analysis, familiarity with various industries, collateral issues and values, loan structuring and guarantor personal financial statements and tax returns.

    Skills and Knowledge

    Compensation Starting base salary: $111,408 - $189,738 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
    *To be considered for this position you must meet at least these basic qualifications
    The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. Benefits and Perks At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our Benefits and Perks. INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT
    City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.

    ABOUT CITY NATIONAL

    We start with a basic premise: Business is personal. Since day one we've always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to be at the heart of our company today. City National is a subsidiary of Royal Bank of Canada, one of North Americas leading diversified financial services companies.

    #CA-DH

  • City National Corporation

    Senior Credit Officer

    2 days ago

    City National Corporation Los Angeles, United States

    Senior Credit Officer WHAT IS THE OPPORTUNITY? This position will be responsible for evaluating and approving/declining credit requests for assigned lending units that exceed their signing authority. Responsibilities include monitoring the credit quality of assigned portfolios to ...

  • San Pasqual Fiduciary Trust Company

    Senior Trust Officer

    3 weeks ago

    San Pasqual Fiduciary Trust Company Los Angeles, United States

    No Recruiters or phone calls, please. We will contact you if you are a potential match for the position. · Senior Trust Officer · San Pasqual Fiduciary Trust Company is the only California and Nevada-based trust company dedicated to providing trustee-only services. We never sell ...

  • ABBA Project Management

    Senior Office Engineer

    1 week ago

    ABBA Project Management Los Angeles, United States

    Company Description · ABBA Project Management is a global construction and project management firm based in Los Angeles, CA. With expertise in construction, program and project management, and construction consulting support, we have successfully delivered complex projects in hos ...

  • Jacobs Engineering Group Inc

    Senior Office Engineer

    1 week ago

    Jacobs Engineering Group Inc Los Angeles, United States

    Job Description - Senior Office Engineer (Automated People Mover) (WES0001YU) **Job Description** · Senior Office Engineer (Automated People Mover) - ( WES0001YU ) **Your Impact:** · At Jacobs, we dont settle always looking beyond to raise the bar and deliver with excellence. W ...

  • San Pasqual Fiduciary Trust Company

    Senior Trust Officer

    3 weeks ago

    San Pasqual Fiduciary Trust Company Los Angeles, United States

    No Recruiters or phone calls, please. We will contact you if you are a potential match for the position. · Senior Trust Officer · San Pasqual Fiduciary Trust Company is the only California and Nevada-based trust company dedicated to providing trustee-only services. We never sel ...

  • The J. Paul Getty Trust

    Program Officer/Senior Program Officer

    2 weeks ago

    The J. Paul Getty Trust Los Angeles, United States

    · Program Officer/Senior Program Officer · Job Family · Professional/Managerial · Type · Regular Full-Time · Position Status · Getty Center · Workplace Type · Hybrid/Partially Remote · Salaried/Hourly · Salaried · Hiring Pay Scale · $93,149 - $171,892 Annually · Salary · Commens ...

  • ABBA PM

    Senior Office Engineer

    1 week ago

    ABBA PM Los Angeles, United States

    Company Description · ABBA Project Management is a global construction and project management firm based in Los Angeles, CA. With expertise in construction, program and project management, and construction consulting support, we have successfully delivered complex projects in ho ...

  • San Pasqual Fiduciary Trust Company

    Senior Trust Officer

    4 weeks ago

    San Pasqual Fiduciary Trust Company Los Angeles, United States

    No Recruiters or phone calls, please. We will contact you if you are a potential match for the position. · Senior Trust Officer · San Pasqual Fiduciary Trust Company is the only California and Nevada-based trust company dedicated to providing trustee-only services. We never sel ...

  • Jacobs Engineering Group Inc.

    Senior Office Engineer

    3 weeks ago

    Jacobs Engineering Group Inc. Los Angeles, CA, United States

    **Senior Office Engineer (Automated People Mover)** · **Location:** Los Angeles, CA · **Category:** Civil/Structural · **Job ID:** WES0001YU · Our People & Places Solutions business reinforces our drive to improve the lives of people everywhere and epitomizes the why of what w ...

  • J. Paul Getty Trust, The

    Program Officer/Senior Program Officer

    5 days ago

    J. Paul Getty Trust, The Los Angeles, United States

    Diversity, Equity, Accessibility, and Inclusion at Getty: · Getty believes diversity, equity, accessibility, and inclusion are essential to our excellence and to the execution of our mission. The Getty community values differences in the pursuit of inquiry and knowledge, mutual u ...

  • J. Paul Getty Trust, The

    Program Officer/Senior Program Officer

    3 weeks ago

    J. Paul Getty Trust, The Los Angeles, United States

    Diversity, Equity, Accessibility, and Inclusion at Getty · Getty believes diversity, equity, accessibility and inclusion are essential to our excellence and to the execution of our mission. The Getty community values differences in the pursuit of inquiry and knowledge, mutual un ...

  • ABBA PM

    Senior Office Engineer

    1 week ago

    ABBA PM Los Angeles, United States

    Company Description · ABBA Project Management is a global construction and project management firm based in Los Angeles, CA. With expertise in construction, program and project management, and construction consulting support, we have successfully delivered complex projects in ho ...

  • Bank of America

    Senior Trust Officer

    1 week ago

    Bank of America Los Angeles, United States

    Senior Trust Officer · Los Angeles, California · **Job Description:** · At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clie ...

  • Strategic Education

    Senior Admissions Officer

    3 weeks ago

    Strategic Education Los Angeles, United States

    The Jack Welch Management Institute seeks enthusiastic, polished, and professional individuals to join an all-star admissions team. Our mission is to contribute to changing the face of business by recruiting leaders into Jack Welch's MBA program. · The following information aims ...

  • Department of Families, Fairness and Housing

    Senior Paralegal Officer

    1 week ago

    Department of Families, Fairness and Housing Los Angeles, United States

    THE ROLE · The Senior Paralegal Officer will provide high-level operational and leadership support to the State-wide Child Protection Litigation Office's paralegal team, with particular focus to supporting complex litigation and appellant work. · The position will have a role in ...

  • Jacobs Engineering Group Inc.

    Senior Office Engineer

    3 weeks ago

    Jacobs Engineering Group Inc. Los Angeles, CA, United States

    Senior Office Engineer (Automated People Mover)** · **Our People & Places Solutions business reinforces our drive to improve the lives of people everywhere and epitomizes the why of what we do the tremendous positive impact and value our solutions bring to our communities and soc ...

  • Bank of America

    Senior Trust Officer

    4 days ago

    Bank of America Los Angeles, United States

    Senior Trust Officer · Los Angeles, California · **Job Description:** · At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients ...

  • STV Incorporated

    Senior Office Engineer

    1 week ago

    STV Incorporated Los Angeles, United States

    Build Your Career at STV · At STV, we not only tackle world-class projects, but we also develop employee skills, recognize achievements, and offer opportunities for advancement. So, if you're looking for a rewarding position working for an award-winning industry leader, then STV ...

  • The J. Paul Getty Trust

    Program Officer/Senior Program Officer

    1 week ago

    The J. Paul Getty Trust Los Angeles, United States

    Program Officer/Senior Program Officer · Job Family · Professional/Managerial · Type · Regular Full-Time · Position Status · Getty Center · Workplace Type · Hybrid/Partially Remote · Salaried/Hourly · Salaried · Hiring Pay Scale · $93,149 - $171,892 Annually · Salary ...

  • Department of Families, Fairness and Housing

    Senior Project Officer

    1 week ago

    Department of Families, Fairness and Housing Los Angeles, United States

    THE ROLE · Work Locations: Bairnsdale, Sale, Morwell and/or Warragul. / Frankston, Cheltenham and/or Dandenong (Flexible-Hybrid) · As a new initiative to support the child protection workforce, Child Protection Workforce Support teams will be embedded in each Division (North, So ...