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    SBA Bus Development Officer - San Diego, United States - CalPrivate Bank

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    Description
    Job Description Job Description CalPrivate Bank is an equal opportunity employer, committed to diversity, equity and inclusion.
    Job TitleSBA BUSINESS DEVELOPMENT OFFICERDepartmentSBA
    • PRIVATE BUSINESS CAPITALReports ToCHIEF SBA OFFICERFLSA StatusEXEMPTJob SummaryThe SBA Business Development Officer position is responsible for soliciting, negotiating and developing new business for the banks SBA department as well as the banks other products in compliance with the Banks policies and procedures.
    Loan Production $8,000,000 to $10,000,000 SBA Loans (SBA 7A and SBA 504 loan originations) or as assigned by manager.
    Duties and ResponsibilitiesEngage in business development activities to source and close SBA loan requests.

    Interviews prospective applicants and requests specified information related to loan application; continually correspond with applicants to resolve questions regarding application information.

    Gather and analyze all information necessary to present a financing request to underwriter, SBA Department Manager, President/CEO, Chief Credit Officer, etc.

    Perform prequalification assessment and analysis of applicants financial condition.
    Develop and maintain knowledge of financial industry, economy, market conditions, rates, vendors and competition.
    Continuously strengthen the referral source network. Meet with prospects and referral sources to generate leads whenever possible.
    Leverage centers of influence by proactively fostering quality relationships.
    Stay actively involved with professional and/or community organizations by representing CalPrivate Bank at appropriate professional and community events.
    Participate in cross-referrals with other bank staff. Create an atmosphere of teamwork and collaboration throughout CalPrivate Bank.
    Cross-sell CalPrivate Banks other products and services as appropriate.
    Host educational sessions/give presentations to bank staff, prospects and centers of influence to review SBA products and programs.
    Address customer service issues with both clients and bank staff as needed.
    BSA/AML/ ComplianceResponsibilitiesThis position includes direct interaction with customers and therefore includes responsibilities relating to BSA/AML.

    The employee will have opportunity to examine and view information and documents produced by other employees of the Bank relating to BSA and therefore has the obligation to report activity to the BSA Officer as appropriate.

    The employee is responsible for understanding and following the Banks BSA/AML policies including elevating suspicious activity to the BSA Officer.

    Additionally, the employee is required to understand and follow the Banks compliance program.

    Qualifications4 year degree or equivalent experience3+ years of equivalent SBA experience3+ years of banking experienceSkills NeededExperience in financial statement and tax return analysisExperience in SBA lending activities and terminologyExperience in commercial real estate and construction financingExperience in business acquisition financingKnowledge of SBA SOPKnowledge of Government RegulationsAbility to present to groups or individuals in a concise and confident mannerStrong business development and negotiation skillsExcellent communication and presentation skillsExcellent customer service skillsExcellent organizational, time management and project management skillsProficient PC skills to include spreadsheet, word-processing, database systems and other software utilized by the departmentAbility to coordinate and work collaboratively with internal and external contacts on a daily basisKnowledge and experience to anticipate, identify and resolve problemsPhysical demandsWhile performing the duties of this job the employee is frequently required to sit, stand, use hands to finger, handle, or feel, reach with hands or arms and talk or hear.

    The employee is required to walk or balance. The employee may occasionally lift and/or move up to 25lbs. Specific vision abilities required by this job include close vision and the ability to focus. In the performance of duties of this job the employee may be required to travel occasionally.
    OtherMust be willing to travel as needed to perform site visits, collect loan applications/packages, etc.#J-18808-Ljbffr


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