Jobs
>
Irvine

    VP Underwriting Manager - Irvine, United States - Nano Banc

    Nano Banc
    Nano Banc Irvine, United States

    2 weeks ago

    Default job background
    Description

    Position Summary:
    The VP Underwriting Manager at Nano Banc is responsible for overseeing the underwriting process for commercial banking transactions. This role involves evaluating loan applications, assessing creditworthiness, and ensuring compliance with lending policies and regulations. The VP Underwriting Manager


    plays a critical role in managing risk and making informed lending decisions to support the growth and profitability of Nano Banc.


    Essential Duties and Responsibilities:


    To perform this job successfully, an individual must be able to perform the following satisfactorily; other duties may be assigned.

    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    Underwriting and Credit Analysis:
    Evaluate loan applications and financial statements to assess creditworthiness and determine the appropriate loan structure.
    Conduct thorough financial analysis, including cash flow analysis, collateral evaluation, and risk assessment.
    Review and analyze credit reports, industry trends, and market conditions to make informed lending decisions.
    Ensure compliance with lending policies, procedures, and regulatory requirements.
    Collaborate with loan officers and relationship managers to gather necessary information and documentation for underwriting.
    Review and edit credit memoranda prior to submission to CCO and Banc Loan Committees for approval.
    Review and edit annual loan reviews prior to submission to CCO for approval.

    Risk Management:
    Identify and mitigate potential risks associated with commercial lending transactions.
    Assess and manage credit risk by analyzing borrower financials, collateral, and industry trends.
    Monitor loan portfolio performance, including delinquencies, charge-offs, and loan loss provisions.
    Provide guidance and support to loan officers in managing problem loans and implementing corrective actions.
    Collaborate with credit risk management to maintain credit quality and compliance with underwriting standards.
    Build and maintain strong relationships with loan officers, relationship managers, and other stakeholders.
    Collaborate with loan officers to understand client needs and provide guidance on structuring loan transactions.
    Communicate effectively with clients to gather necessary information and address any underwriting-related inquiries.
    Act as a subject matter expert on commercial lending products and services, providing guidance and support to internal teams.
    Oversee internal credit training program in partnership with third party training providers.

    Relationship Management:

    Process Maintenance and Improvement:
    Maintain loan pipeline reports and track progress of individual credit transactions through various stages of compilation and approval.
    Identify opportunities to streamline and improve the underwriting process, including the use of technology and automation.
    Stay updated on industry best practices, regulatory changes, and market trends to drive continuous improvement.
    Collaborate with cross-functional teams to implement process enhancements and ensure efficient underwriting operations.

    Competencies:
    To perform the job successfully, an individual should demonstrate the following.
    Communication Exhibits good listening and comprehension. Expresses ideas and thoughts in written form. Expresses ideas and thoughts verbally. Keeps others adequately informed. Selects and uses appropriate communication methods.
    Customer Service Displays courtesy and sensitivity. Manages difficult or emotional customer situations. Meets commitments. Responds promptly to customer needs. Solicits customer feedback to improve service.
    Dependability Commits to doing the best job possible. Follows instruction. Keeps commitments. Meets attendance and punctuality guidelines. Responds to requests for service and assistance. Takes responsibility for own actions.
    Planning & Organization Integrates changes smoothly. Plans for additional resources. Prioritizes and plans work activities. Sets goals and objectives. Uses time efficiently. Works in an organized manner.
    Quality Fosters quality focus in others. Improves processes. Measures key outcomes. Sets clear quality requirements. Solicits and applies customer feedback.
    Use of Technology Adapts to new technologies. Demonstrates required skills. Keeps technical skill s up to date. Troubleshoots technological problems. Uses technology to increase productivity.

    Direct experience with FIS (Horizon & XE) and Abrigo Credit Analyst strongly preferred.

    Legal and Regulatory:
    Demonstrated technical and analytical proficiency in interpreting and evaluating lending related laws and regulations.


    Direct experience working with, or for, an institution supervised by the Federal Reserve and Office of the Comptroller of the Currency strongly preferred.


    Qualifications:
    To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

    Education/Experience:
    Bachelor Degree Preferred

    and 3 to 7 years experience and/or training; or equivalent combination of education and experience.

    Language Ability:
    Read and interpret documents such as safety rules, operating and maintenance instructions, and procedure manuals. Write routine reports and correspondence. Speak effectively before groups of customers or employees.

    Mathematical Ability:
    Calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Apply concepts of basic algebra and geometry.

    Reasoning Ability:
    Apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Deal with problems involving several concrete variables in standardized situations.

    Computer Skills:


    To perform this job successfully, an individual should have knowledge of Microsoft Word, Excel, PowerPoint, Visio, Analytical System/Application Dashboards, etc.


    Certificates and Licenses:
    Notary Public Preferred

    Supervisory Responsibilities:
    This job may have supervisory responsibilities.

    Work Environment:


    The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.

    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    The noise level in the work environment is usually moderate.

    Physical Demands:


    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    While performing the duties of this job, the employee is regularly required to sit. The employee is frequently required to use hands to finger, handle, or feel and talk or hear. The employee is occasionally required to stand and walk. The employee must be able to occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.

    Training:
    Must complete all required mandatory and regulatory training by assigned due date.

    Bank Secrecy Act(BSA):


    Follow all policies and procedures of Bank Secrecy Act, (BSA) Anti-Money Laundering (AML) and Office of Foreign Asset Control (OFAC).

    Complete online compliance training as required.
    The above job description is not intended to be an all-inclusive list of duties and standards of the position. Incumbents will follow any other instructions, and perform any other related duties, as assigned by their supervisor.

    #J-18808-Ljbffr
  • Western Mutual Insurance Company

    Underwriting Manager

    1 week ago

    Western Mutual Insurance Company Irvine, United States

    The · Underwriting Manager · will provide overall leadership and strategic direction in developing underwriting best practices, establishing underwriting philosophies and guidelines to support the business plan goals of profitability, managed growth and enhanced competitive adv ...

  • Nano Banc

    VP Underwriting Manager

    1 week ago

    Nano Banc Irvine, United States

    Job Description · Job Description · Position Summary: · The VP Underwriting Manager at Nano Banc is responsible for overseeing the underwriting process for commercial banking transactions. This role involves evaluating loan applications, assessing creditworthiness, and ensurin ...

  • Nano Banc

    VP Underwriting Manager

    1 day ago

    Nano Banc Irvine, United States

    Position Summary: The VP Underwriting Manager at Nano Banc is responsible for overseeing the underwriting process for commercial banking transactions. This role involves evaluating loan applications, assessing creditworthiness, and ensuring compliance with lending policies and re ...

  • Pacific Premier

    Portfolio Manager/Underwriter

    1 week ago

    Pacific Premier Irvine, United States

    Corporate 17911 · 17911 Von Karman Ave · Irvine, CA 92614, USA · Description · The Portfolio Manager-Commercial is responsible for conducting risk management reviews and monitoring the accuracy of client portfolios to establish compliance with loan approval conditions. · RESPON ...

  • NANO BANC

    VP Underwriting Manager

    1 day ago

    NANO BANC Irvine, United States

    Job Description · Job DescriptionPosition Summary: The VP Underwriting Manager at Nano Banc is responsible for overseeing the underwriting process for commercial banking transactions. This role involves evaluating loan applications, assessing creditworthiness, and ensuring compli ...

  • Pacific Premier

    Portfolio Manager/Underwriter

    1 week ago

    Pacific Premier Irvine, United States

    The Portfolio Manager-Commercial is responsible for conducting risk management reviews and monitoring the accuracy of client portfolios to establish compliance with loan approval conditions. · RESPONSIBILITIES · Responsible and accountable for credit underwriting and origination ...

  • Liberty Mutual Insurance

    Senior Underwriting Manager

    5 days ago

    Liberty Mutual Insurance Orange, United States

    Pay Philosophy · The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these p ...

  • Schools Financial

    Assistant Manager, Consumer Loan Underwriting

    1 day ago

    Schools Financial Tustin, United States

    We're always looking for diverse, talented, service-oriented people to join our exceptional team. · Assistant Manager, Consumer Loan Underwriting · The pay range for this position is listed below. Our pay ranges are built to allow for candidates with various levels of skill and e ...

  • Liberty Information Technology Limited

    Executive Underwriting Manager

    4 weeks ago

    Liberty Information Technology Limited Orange, United States Full time

    Pay Philosophy · The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these p ...

  • Core Specialty

    Underwriter Manager

    1 week ago

    Core Specialty Long Beach, United States Full time

    Lancer is seeking an Underwriter Manager with a minimum of 5 years underwriting experience in the commercial automobile industry. High energy leader with excellent communication skills to lead, mentor and develop the underwriting team ensuring the goals, practices and policies of ...

  • Chubb

    Avp, Commercial Insurance Team Leader

    1 week ago

    Chubb Irvine, United States

    Chubb is currently seeking a highly motivated and outgoing business professional to join our Commercial Insurance team. The position is a P&C Underwriting Team Lead for our Pacific South Core Unit and resides in our Irvine office. Key objectives include managing a team, understan ...

  • Berkley

    Avp, Underwriting

    1 week ago

    Berkley Irvine, United States

    Company Details: · We are a global insurance provider offering property, casualty and professional insurance coverage for clients with technology exposure and technology firms worldwide. · **Responsibilities**: · Serve as the strategic, operational, and motivational leader of Und ...

  • Chubb

    Executive Underwriter, Commercial Insurance

    2 days ago

    Chubb Irvine, United States

    **We are currently looking for a Senior Commercial Lines Underwriter in our San Diego or Irvine, CA Branch.** · **Position Responsibilities** · - Financial performance, including profit, rate, retention, and growth, of an approximate $7M million book of mid-market multi-line Comm ...

  • Sentry Insurance

    Underwriter Associate

    2 weeks ago

    Sentry Insurance Irvine, United States

    We are currently seeking a results-driven individual to fill a critical role as an Underwriter Associate on our Commercial Lines Service & Operations Team. The Underwriting Associate provides support in a variety of underwriting tasks utilizing multiple internal and external syst ...

  • USI Holdings Corporation

    Insurance Placement Specialist

    21 hours ago

    USI Holdings Corporation Irvine, United States

    **General Description**: This position is responsible for independently managing the marketing/placement of new account opportunities (small business) with partner insurance carriers. Responsible for providing support to Select Commercial producers as a resource for negotiating c ...

  • Commercial Bank of California

    Underwriter

    1 week ago

    Commercial Bank of California Irvine, United States

    PRIMARY FUNCTIONS: (Other Duties May Be Assigned) · - Manage inbound & outbound calls. · - Maintain Underwriting inbox through ticketing system. · - Conduct a comprehensive KYC/KYB analysis, including identity verification, financial reports, tax returns, and merchant processing ...

  • CRC

    Team Assistant I

    1 week ago

    CRC Irvine, United States

    Need Help?- Accessibility_ · - (accommodation requests only; other inquiries won't receive a response)._ · Regular or Temporary: · Regular · Language Fluency: English (required) · Work Shift: · 1st shift (United States of America) · Please review the following job description: · ...

  • BSA-Tech

    Bonds Manager

    2 weeks ago

    BSA-Tech Irvine, United States

    **Summary** · This position is responsible for servicing assigned accounts including set-up, bonding, renewals and general questions. Handle the compilation and analysis of financial information for submission to obtain approval of new and renewal bonds, issuing and billing of bo ...

  • Truvion

    Mortgage Loan Processor

    1 week ago

    Truvion Irvine, United States

    **Job Details** · Truvion provides a wide range of loan programs and exceptional support to clients across 24 states offering a variety of lending programs/loan options and superior technology with access to the best platform in the industry. As we continue to grow, we are curren ...

  • WTW

    Health & Benefits Lead Associate

    21 minutes ago

    WTW Irvine, United States

    **Responsibilities**: · Materially contribute to core health and benefits projects involving the design and management of group medical, dental, wellbeing, life, disability and absence management benefits for clients. Responsibilities include: · - Partnering with client service t ...