- Develops and expands referral sources in order to solicit first mortgages. Maintains regular contact with Realtors in their offices and on site at open house events. Meets with builders on job sites to discuss lending options related to clients they have building homes Regularly, seeks opportunities to meet with developers. Participates in building and trade shows. Participates in mixers related to real estate where relationships can continue to build and new ones can be forged.
- Collects and analyzes applicant's financial information typically at one of the organizations branch locations to assess the financial circumstances to determine whether the applicant and the property qualify for a particular loan. Interviews applicants and provide required information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of property and similar information. Identifies customer's needs in conjunction with customer's financial situation and evaluates those needs in relation to available financial products. Recommends the financial products which best meet the customer's specific needs after advising customer about the risks and benefits of the loan alternatives, including the options and advantages involved. Recommends terms and conditions of mortgage loans.
- Engages in customer specific persuasive sales activity to encourage potential customer to do business with Company and cross promotes other services and financial products of Company to outside referral sources.
- Performs work related to the loans the employee originates. Obtains and analyzes pertinent financial and credit data. Follows current loans to ensure conformity with terms. Follows up with customers and prospective customers via telephone and email communication. Completes paperwork related to the loans originated. Prepares materials needed to support employee's loan activities. Attends company meetings as necessary. Ensures loan originations are in accordance with regulatory compliance. Ensures documentation is completed in accordance with regulatory compliance. Communicates with the customer throughout the process on an ongoing basis to ensure the customer understands the process.
-
Loan Officer Assistant
2 weeks ago
Primary Residential Mortgage Inc Hagerstown, United States**Position purpose - Responsibilities/Duties/Functions/Tasks** · The purpose of this position is to assist the loan officer and processor with the work flow on each transaction, including chasing docs, following up with title and insurance companies, and providing status updates ...
-
Mortgage Loan Officer
2 weeks ago
Fulton Financial Hagerstown, United StatesThis is a full-time, commissioned career opportunity based out of our Hagerstown or Frederick Financial Center in Maryland. Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective custome Loan Officer, Mortgage, Offic ...
-
Mortgage Loan Officer
2 weeks ago
Fulton Bank Hagerstown, United StatesValue Proposition: · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communi ...
-
Mortgage Loan Officer
5 days ago
Fulton Financial Corporation Hagerstown, United States Full timeOverview · This is a commissioned career opportunity that will be based of the Hagerstown, MD market. · Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective customers to assist them in identifying and securing a m ...
-
Loan Officer
2 weeks ago
latitude Frederick, United StatesJob Title: Loan Officer · Location: Frederick, Maryland · Salary Range: $80,000 - $100,000 (Total Compensation: $145,000 - $200,000) · Responsibilities: · Originate mortgage loan applications from various sources, including referrals, leads, and walk-in customers.Guide client ...
-
Loan Officer
6 hours ago
American Financial Network Martinsburg, United StatesJob Details · Job Location · 1783 Palm Harbor - Martinsburg WV - Martinsburg, WV · Job Category · Sales · Loan Officer · We are looking for remote applicants in the Martinsburg West Virginia area · Job Summary: · Under the direction of the Branch Manager, the Loan Officer f ...
-
Mortgage Loan Officer
4 days ago
Mortgage Career Exchange Frederick, United StatesAre you a team player? Goal oriented? Do you have high energy? Are you an Overachiever and Competitive? · Amazing opportunity with a Top 5 US Home builder looking to add High Quality Mortgage Loan Officers to their team. · As a Mortgage Loan Officer, you assume full responsibi ...
-
Mortgage Loan Officer
4 days ago
Insight Global Frederick, United StatesInsight Global is hiring a Loan Officer for one of our top Mortgage Lending clients. You will work directly with homebuying customers across their divisions and will be responsible to guide new home purchasers through the entire loan process from application, approval, to settlem ...
-
Mortgage Loan Officer
1 day ago
Fulton Financial Frederick, United StatesValue Proposition · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communit ...
-
Mortgage Loan Officer
3 weeks ago
latitude Frederick, United StatesPosition Overview: The Mortgage Loan Officer will play a pivotal role in helping clients navigate the mortgage lending process and secure financing for their home purchases. Working closely with borrowers, real estate agents, and other stakeholders, the Mortgage Loan Officer will ...
-
Mortgage Loan Officer
1 week ago
Fulton Bank Chambersburg, United StatesValue Proposition: · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communi ...
-
Mortgage Loan Officer
2 weeks ago
Fulton Bank Chambersburg, United StatesEmployee Value Proposition: · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our loca ...
-
Mortgage Loan Officer
1 week ago
Fulton Bank Frederick, United StatesValue Proposition: · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communi ...
-
Mortgage Loan Officer
1 week ago
Recruit Right Strategies Frederick, United StatesRecruit Right Strategies is seeking mortgage professionals with a focus on providing amazing customer experiences to work for a top home builder as Mortgage Loan Officers. In this role, all leads are provided as you work in the model homes alongside the home sales team. You will ...
-
Mortgage Loan Officer
2 weeks ago
Recruit Right Strategies Frederick, United StatesRecruit Right Strategies is seeking mortgage professionals with a focus on providing amazing customer experiences to work for a top home builder as Mortgage Loan Officers. In this role, all leads are provided as you work in the model homes alongside the home sales team. You will ...
-
Mortgage Loan Officer
3 weeks ago
Fulton Bank Frederick, United States OTHERValue Proposition · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communiti ...
-
Mortgage Loan Officer
2 weeks ago
Fulton Bank Frederick, United StatesEmployee Value Proposition: · Our values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our loca ...
-
Mortgage Loan Officer
5 days ago
PNC Frederick, United StatesPosition Overview · At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. As a(n) [position title] within PNC's [name of division] organization, you will be base ...
-
Supervisory Merchant Marine Eval. Specialist
1 week ago
U.S. Coast Guard Martinsburg, United States**Duties**: · Being a Coast Guard civilian makes you a valuable member of the Coast Guard team. · Typical work assignments include: · - Planning, scheduling, directing, documenting, and being held accountable for the day-to-day quality, quantity, and timeliness of the work of sub ...
-
Part Time Seasonal Sales Associate
6 days ago
United Bank Martinsburg, United States Part timeThe Sales Associate is responsible for performing daily branch and customer service duties; providing customers with efficient and accurate transaction processing; promoting business by providing quality customer service and handling routine customer inquiries; providing customer ...
Mortgage Loan Officer - Hagerstown, United States - Fulton Bank
Description
Value PropositionOur values define us and our culture inspires us to change lives for the better. Our employees are the heart and soul of our company, and every success we experience begins with them. Together we are committed to making a positive impact in our local communities. We champion a culture of continuous learning, work-life integration, and inclusion. We promote a digitally enabled work environment to continuously enhance the experience of our employees and customers.
Overview
This is a commissioned career opportunity that will be based of the Hagerstown, MD market.
Solicits first mortgages through contacts with realtors, builders, and developers. Work with customers and prospective customers to assist them in identifying and securing a mortgage loan that is appropriate for their individual financial circumstances and is designed to help them achieve their financial goals, including home ownership.
Responsibilities
Qualifications
Required Education
High School Diploma or equivalent.
Required Experience
1 or more years Recent residential mortgage lending experience to include experience in the local market. Experience in the Fulton Mortgage Company Associate Mortgage Loan Officer Program may be accepted in lieu of 1 year required residential mortgage lending experience.
1 or more years Proven ability to develop referral sources from contacts and relationships outside the organization.
This role may perform other job duties as assigned by the manager. Each employee of the Organization, regardless of position, is accountable for reading, understanding and acting on the contents of all Company-assigned and/or job related Compliance Programs, regulations and policies and procedures, as well as ensure that all Compliance Training assignments are completed by established due dates. This includes but is not limited to, understanding and identifying compliance risks impacting their department(s), ensuring compliance with applicable laws or regulations, and escalating compliance risks to the appropriate level of management.
Pay Transparency
This position is fully commissioned.
Benefits
Additionally, as part of our Total Rewards program, Fulton Bank offers a comprehensive benefits package to those who qualify. This includes medical plans with prescription drug coverage; flexible spending account or health savings account depending on the medical plan chosen; dental and vision insurance; life insurance; 401(k) program with employer match and Employee Stock Purchase Plan; paid time off programs including holiday pay and paid volunteer time; disability insurance coverage and maternity and parental leave; adoption assistance; educational assistance and a robust wellness program with financial incentives. To learn more about your potential eligibility for these programs, please visit Benefits & Wellness | Fulton Bank.
NMLS
This position may require incumbent to be registered in the Nationwide Mortgage Licensing System and Registry. Incumbents who are required to register will be notified in writing.
EEO Statement
Fulton Bank ("Fulton") is an equal opportunity employer and is committed to providing equal employment opportunity for all qualified persons. Fulton will recruit, hire, train and promote persons in all job titles, and ensure that all other personnel actions are administered, without regard to race, color, religion, creed, sexual orientation, national origin, citizenship, gender, gender identity, age, genetic information, marital status, disability, covered veteran status, or any other legally protected status.
Sponsorship Statement
As a condition of employment, individuals must be authorized to work in the United States without sponsorship for a work visa by Fulton Bank currently or in the future.
