Underwriting Associate - Bethesda, United States - Temple View Capital

Description

UNDERWRITING ASSOCIATE

Summary

Temple View Capital ("TVC") is an established, fast growing, nationwide, direct private money mortgage lender specializing in the
business purpose loan ("BPL") residential mortgage sector. As we continue to advance our platform, we are committed to the development of our team members in the company and provide a platform for our team of mortgage professionals to excel.

This opportunity offers a competitive compensation and benefits package.

If you are a skilled residential property appraiser or valuations specialist looking to join a successful and expanding mortgage originator, we welcome hearing from you.

Responsibilities / Essential Job Duties

• Evaluate/underwrite individual BPL mortgage loan files for qualification against various product guidelines
• Support a quality borrower/client experience using business history, appraisals, credit reports, asset statements, entity documentation and title documents, to accurately and quickly decision files
• Work closely with our processing team to review and clear all underwriting conditions to obtain a clear to close
• Push a daily pipeline of working files though origination milestones to completion

Act as a resource of underwriting expertise to support our other TVC departments, particularly Sales, Processing, and Valuations teams

• Develop a strong working knowledge of all TVC loan programs and guidelines

Assess LTV's and other relevant ratios as they relate to deal analysis

Validate entity formation and standing documents and identify authorized signors

• Perform common sense research related to collateral value, client performance history, or other atypical scenarios as they arise
• Collaborate with all of TVC's team members as needed to make sound business decisions for every client
• Perform other duties as assigned to contribute to a best in class client experience

Competencies/Skills

• Ability to meet established productivity standards while maintaining high quality file reviews
• Multitasking proficiency to manage immediate tasks along with a pipeline of various file types
• Excellent organization and computer skills, strong working knowledge of MS office (particularly Excel)
• Excellent written and oral communication skills and ability to work efficiently and collaboratively with other departments
• Motivated and organized selfstarter with strong attention to detail
• Ability to exercise sound, independent judgement, reliable, and strong team player

Comfortable working under pressure to balance production timelines with individual client needs


Education and Experience

• Two to five years' experience as a residential mortgage underwriter preferred, but not required; may be offset by education and applicable training and experience
• Knowledge of mortgage underwriting concepts, best practices, and procedures

Benefits

• Salary: $70,000 $85,000 pending experience, qualifications, and location
• Supplemental Pay:
• Discretionary annual bonus
• Benefits (waiting period may apply):
• 401(k) with matching
• Health insurance
• Dental insurance
• Vision insurance
• Life insurance
• Disability insurance
• Flexible schedule
• Paid time off

• Schedule:
• Full time
• Monday to Friday 9AM 6PM or 10AM 7PM EST
• Work Location:
• Bethesda, MD or remote

EEO Statement
We are an equal employment opportunity employer.

All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.

Pay:
$75, $85,000.00 per year


Benefits:

• 401(k)
• 401(k)

matching

• Dental insurance
• Health insurance
• Life insurance
• Paid time off
• Vision insurance

Schedule:

• 8 hour shift
• Monday to Friday
• Weekends as needed

Work Location:
Hybrid remote in Bethesda, MD 20814