Jobs
>
Los Angeles

    Loan Processor II - Los Angeles, United States - Guild Mortgage

    Guild Mortgage
    Guild Mortgage Los Angeles, United States

    3 weeks ago

    Default job background
    Description

    Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.

    Position Summary

    Process residential mortgage loans. Achieve production and quality metrics. Liaison between loan officer, borrower, underwriter, and funding. Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines. Monitor overall loan processing cycle time to ensure the loan closes on time. Communicate and coordinate the resolution of issues that delay loan closing timeline.

    Essential Functions

    • Monitor the overall lending process, and identify, resolve and communicate issues that could impact timely closure of loans.
    • Identify potential issues and communicate to consumer and loan officer.
    • Request supporting documentation from borrower within required timeframes.
    • Order and review all third party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
    • Check ratios, and verify accuracy of AUS findings and program applicability.
    • Review and verify documentation integrity to ensure it aligns with findings, completeness and compliance, and submit loan file to underwriting for approval.
    • Identify qualifying/program issues prior to submission to Underwriting.
    • Provide options within guidelines and makes recommendations if borrowers may qualify for suitable programs.
    • Update and verify accuracy of data input into system.
    • Verify compliance with Company standards, federal and agency regulations, standards, and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
    • Stay current with federal and state regulations and industry guidelines.
    • Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
    • Order generation of loan documents.
    • Use and modify templates to compose professional correspondence and emails.
    • Provide status updates to Loan Officers and/or borrowers.

    Qualifications

    • High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
    • Total recent work experience includes two or more years experience as a Loan Processor processing conventional loans, with at least one year experience in processing FHA or VA loans.
    • Ability to build strong relationships with loan officers, production, underwriting, closing and other internal and external partners.
    • Detailed knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional and FHA or VA loans.
    • Detailed knowledge of conventional and FHA or VA loans, including various product/program guidelines, necessary conditions for approval, and investor specific guidelines.
    • Detailed knowledge of valid documentation related to processing consumer mortgage applications (e.g., tax returns, financial statements and records, verification of income and deposits, etc.).
    • Ability to prioritize multiple tasks in a deadline-driven environment; strong sense of urgency and responsiveness.
    • Excellent customer service, interpersonal, verbal and written communication skills
    • Intermediate math skills.
    • Strong verbal and written communication skills.
    • Strong detail orientation and highly organized.

    Supervision

    • Depending on experience, work with moderate to intermittent guidance and supervision
    • Moderate level of independent judgment and discretion related to area(s) of specialization
    • Receive guidance to resolve/escalate issues of high complexity
    • Average monthly pipeline is 15 loans.
    • Travel: 0%

    Requirements

    Physical: Work is primarily sedentary; occasionally walks and/or stands.

    Manual Dexterity: Frequent use of computer keyboard and mouse.

    Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.

    Environmental: Office environment - no substantial exposure to adverse environmental conditions.

    Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.

    Guild Mortgage Company is an Equal Opportunity Employer.

    Targeted Salary Range: $19.04/hr to $25.14/hr

    Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicants geographical location.

    PDN-9bd972dd-12c9-4682-ba7d-3eca7e498352
  • Fetti Financial Services LLC

    Loan Processor

    3 weeks ago

    Fetti Financial Services LLC Los Angeles, United States

    **Company**: Fetti Financial Services LLC · **Location**: 5757 W. Century Blvd., Los Angeles, CA 90045 [or "Remote"] · Fetti Financial Services LLC, a leader in financial services, and contribute to our mission of providing outstanding financial solutions. · **Introduction**: · * ...

  • 1st Century Bank

    Loan Processor

    3 weeks ago

    1st Century Bank Los Angeles, United States

    1st Century Bank, a division of MidFirst Bank, is a full service bank with a vision of unparalleled client service in Los Angeles. The Bank's core principles are flexibility, responsiveness, and the ability to create tailored solutions, coupled with its commitment to provide exce ...

  • Reliant Capital

    Loan Processor

    1 week ago

    Reliant Capital Los Angeles, United States

    **About Reliant Capital** · Reliant Capital is a leading private lending platform, serving real estate developers nationwide in the acquisition, renovation, and construction of residential real estate. Founded by a leadership team with a deep understanding and personal experience ...

  • AANSEACORE INC.

    Loan Processor

    2 weeks ago

    AANSEACORE INC. Los Angeles, United States

    **Requirements**: · - Associates degree from an accredited college/university OR a minimum of one year of customer service experience in a fast-paced, multi-functional customer-focused environment. · - Experience with UCC, mortgage, secured transactions, lending, commercial title ...

  • Colonial Metals Group

    Loan Processor

    3 weeks ago

    Colonial Metals Group Los Angeles, United States

    **Colonial Metals Group is a premier financial firm in the Precious Metals space based out of West Los Angeles and West Palm Beach, FL** · We are currently expanding our West Los Angeles office, and seeking a polished and talented IRA Processor to join our Team · This person will ...

  • Hanmi Bank

    Mortgage Loan Processor

    3 weeks ago

    Hanmi Bank Los Angeles, United States

    SUMMARY · The Mortgage Loan Processor is responsible for accurately managing loan documentation through our established systems, and reviewing it to ensure it is completed in full and complies with current banking regulations and policies. · Ensures compliance with established Ba ...

  • AANSEACORE INC.

    Loan Processor

    2 weeks ago

    AANSEACORE INC. Pasadena, United States

    **Requirements**: · - Associates degree from an accredited college/university OR a minimum of one year of customer service experience in a fast-paced, multi-functional customer-focused environment. · - Experience with UCC, mortgage, secured transactions, lending, commercial title ...

  • City National Bank

    Mortgage Loan Processor I

    1 week ago

    City National Bank Los Angeles, United States

    Overview: · **MORTGAGE LOAN PROCESSOR I** · **WHAT IS THE OPPORTUNITY?** · **What you will do** · - Reviews new loan files upon receipt. Places files in proper stacking order, and inputs information on the system. · - Opens/orders the verifications needed to make a credit decisio ...

  • South Bay Equity Lending

    Loan Processor

    1 week ago

    South Bay Equity Lending Redondo Beach, United States

    South Bay Equity Lending's headquarters is located in the beautiful Riviera Village in Redondo Beach, California and our Processing Department is located just south in Norwalk, California. · We are currently offering a great opportunity to an _**experienced**_ Loan Processor that ...

  • AANSEACORE INC.

    Loan Processor

    2 weeks ago

    AANSEACORE INC. Burbank, United States

    **Requirements**: · - Associates degree from an accredited college/university OR a minimum of one year of customer service experience in a fast-paced, multi-functional customer-focused environment. · - Experience with UCC, mortgage, secured transactions, lending, commercial title ...

  • Lobel Financial

    Auto Loan Processor

    3 weeks ago

    Lobel Financial Anaheim, United States

    Join one of the top 20 auto finance companies in the industry and grow with us We offer in-house promotions, great benefits, work-life balance, and job stability. Would you like to work for a rewarding company that encourages their employees to learn and develop? Then partner wit ...

  • Reliant Capital

    Loan Processor

    1 week ago

    Reliant Capital Los Angeles, United States

    Job Description · Job DescriptionAbout Reliant Capital · Reliant Capital is a leading private lending platform, serving real estate developers nationwide in the acquisition, renovation, and construction of residential real estate. Founded by a leadership team with a deep underst ...

  • Optimum First Mortgage

    Mortgage Loan Processor

    2 weeks ago

    Optimum First Mortgage Huntington Beach, United States

    Optimum First Mortgage is looking for an experienced mortgage loan processor who wants to work in a relaxed atmosphere · We are a non-delegated direct lender who has been in business for 10 years. Our employees love our relaxed atmosphere with no dress code. When most companies a ...

  • Priority Financial Network

    Setup Loan Processor

    1 week ago

    Priority Financial Network Calabasas, United States

    **SETUP LOAN PROCESSOR** · At Priority, the Setup Loan Processor is responsible for assisting loan officers with setting up their files in the LOS, organizing and reviewing 1st pass documentation, preparing a file for disclosures or preapproval, and assisting our Sales Manager wi ...

  • Hanmi Bank

    Mortgage Loan Processor

    3 weeks ago

    Hanmi Bank Los Angeles, United States

    SUMMARY · The Mortgage Loan Processor is responsible for accurately managing loan documentation through our established systems, and reviewing it to ensure it is completed in full and complies with current banking regulations and policies. · Ensures compliance with established ...

  • Hanmi Bank

    Mortgage Loan Processor

    3 weeks ago

    Hanmi Bank Los Angeles, United States

    SUMMARY · The Mortgage Loan Processor is responsible for accurately managing loan documentation through our established systems, and reviewing it to ensure it is completed in full and complies with current banking regulations and policies. · Ensures compliance with established B ...

  • Hanmi Bank

    Mortgage Loan Processor

    3 weeks ago

    Hanmi Bank Los Angeles, United States

    Job Description · Job DescriptionSUMMARY · The Mortgage Loan Processor is responsible for accurately managing loan documentation through our established systems, and reviewing it to ensure it is completed in full and complies with current banking regulations and policies. · Ensu ...

  • Hanmi Bank

    Mortgage Loan Processor

    3 weeks ago

    Hanmi Bank Los Angeles, United States OTHER

    · Hanmi Bank · SUMMARY · The Mortgage Loan Processor is responsible for accurately managing loan documentation through our established systems, and reviewing it to ensure it is completed in full and complies with current banking regulations and policies. · Ensures compliance wi ...

  • TEKsystems

    Loan Processor Specialist

    1 week ago

    TEKsystems Los Angeles, United States

    *Description:* · Overview: · Supporting Consumer Direct Lending. The individual acts as the primary consumer contact to guide a consumer through the loan origination process after the licensed discussion with a loan officer. The individual is a key contributor to facilitating e ...

  • City National Bank

    Lead Loan Processor

    4 weeks ago

    City National Bank Los Angeles, CA, United States

    CREDIT OFFICER LEAD CORPORATE BANKING · Participates in the loan management process by providing credit and loan underwriting expertise. Is client facing and manages all aspects of credit relationships for clients. Provides credit product expertise in an advisory capacity and en ...