Jobs
>
Portland

    Senior Underwriter - Portland, United States - Kaiser Permanente

    Kaiser Permanente background
    Full time
    Description
    : Job Summary:

    Evaluates standard and nonstandard data to understand premium, claim, exposure, and population. Independently identifies and escalates actionable data insights/irregularities, researching solutions. Contributes to the creation/use/documentation of models, tools, and assumptions that support business strategy analysis and risk management. Identifies and escalates issues with the implementation of quality and process improvement efforts. Works in support of department initiatives, program, and enterprise goals. With minimal guidance, assesses risk of accounts. Leverages foundational knowledge of the external business environment. With minimal guidance, presents renewal recommendations to clients/organization. Independently collaborates internally to develop case/investment strategies. Independently develops rates and account plans that mitigate risk. Contributes to rate negotiations with external parties. Independently helps customers understand underwriting approach. Addresses data needs and requests. Builds relationships and influences outcomes with customers and channel partners. Independently works with internal partners to bring financial solutions to customers. Provides self/peer review of cases. Maintains compliance with relevant policies, guidelines, and procedures.

    Essential Responsibilities:
    • Pursues effective relationships with others by proactively providing resources, information, advice, and expertise with coworkers and members. Listens to, seeks, and addresses performance feedback; provides mentoring to team members. Pursues self-development; creates plans and takes action to capitalize on strengths and develop weaknesses; influences others through technical explanations and examples. Adapts to and learns from change, challenges, and feedback; demonstrates flexibility in approaches to work; helps others adapt to new tasks and processes. Supports and responds to the needs of others to support a business outcome.
    • Completes work assignments autonomously by applying up-to-date expertise in subject area to generate creative solutions; ensures all procedures and policies are followed; leverages an understanding of data and resources to support projects or initiatives. Collaborates cross-functionally to solve business problems; escalates issues or risks as appropriate; communicates progress and information. Supports, identifies, and monitors priorities, deadlines, and expectations. Identifies, speaks up, and implements ways to address improvement opportunities for team.
    • Analyzes and reports on data by: evaluating standard and nonstandard data to understand premium, claim, exposure, and inform understanding of population risk, with little to no guidance; applying comprehensive foundational knowledge to evaluate credibility, utilization, and risk based on population size and prior predictive behavior of the pool/account; independently identifying and escalating actionable insights and potential data irregularities and researching solutions; applying standard concepts and strategies to contribute to the creation and use models (e.g., rate models and benefit pricing tools) and data analytics tools that support the analysis of business strategy and financial/underwriting risk management; and consistently documenting models, tools, assumptions, and data elements for increasingly complex accounts, as required.
    • Completes case and underwriting work by: processing renewal activities (e.g., running reports, re-quotes, investments, sold rates) for customers and/or book of business under limited supervision; in collaboration with internal departments, independently developing rates that appropriately mitigate risk for the organization and optimize sustainable membership growth; independently developing and executing an account plan that addresses threats and opportunities to ensure attainment of goals in collaboration with Sales and Account Management; exercising judgment during rate negotiations with external parties (e.g., brokers, consultants, and customers); and representing Underwriting in partnership with internal and external partners to co-create effective consultative solutions (e.g., case strategy, investment strategy, benefits strategy).
    • Contributes to case review and preparation by: conducting account risk assessment using competitive analyses, broker behavior, network cost profiles, legislative and regulatory impacts, revenue requirements, and contributions, with minimal guidance, especially when working on complex cases; utilizing data and standardized tools to present underwriting and renewal actions and recommendations (e.g., rate drivers, potential risk, glide path, membership impact, projections for future) to clients and/or the organization, with minimal guidance; developing, applying, and expanding foundational knowledge of the external business environment and how it applies to the line of business and/or region; and independently collaborating with Sales and Account Management to develop case/investment strategies and recommendations with appropriate documentation.
    • Engages with the external market by: independently helping the market/customers understand the underwriting approach (e.g., rating methodology, rate drivers, reporting capabilities, and uniqueness from fee for service carriers); addressing data needs and requests reactively and proactively, as they arise; building relationships and influencing outcomes with customers and channel partners that enable them to understand KPs value; and independently collaborating with account management and sales partners to bring strategic, financial solutions to customers, communicate product capabilities, explain funding arrangements, and negotiate conditions of offering and pricing within the limits of their authority.
    • Contributes to goals, initiatives, and program development efforts by: identifying and escalating issues with implementation of innovative new quality and process improvement efforts; and executing their work in support of department initiatives, program goals, and enterprise goals.
    • Ensures compliance of Underwriting work by: providing self/peer review of cases, as required, to ensure accuracy and appropriateness of quotes and incorporating feedback from others; appropriately obtaining and documenting case approvals and any policy exceptions and investments; making investment decisions within their authority and escalating to the appropriate level, as needed; and maintaining awareness of and compliance with all relevant policies, guidelines, and procedures, applying them to their own work.
    Minimum Qualifications:
    • Bachelors degree in a related field AND minimum two (2) years of experience in Underwriting, Marketplace Evaluations, Financial Analysis, or a related field OR Minimum five (5) years of experience in Underwriting, Marketplace Evaluations, Financial Analysis, or a related field.
    Additional Requirements:
    • Knowledge, Skills, and Abilities (KSAs): Business Acumen; Negotiation; Applied Data Analysis; Data Quality; Financial Modeling; Interpersonal Skills; Organizational Skills; Presentation Skills; Insurance; Claim Analysis; Actuarial Techniques and Principles; Microsoft Office
    Primary Location: Oregon,Portland,Kaiser Permanente Building
    Scheduled Weekly Hours: 40
    Shift: Day
    Workdays: Mon, Tue, Wed, Thu, Fri
    Working Hours Start: 08:00 AM
    Working Hours End: 05:00 PM
    Job Schedule: Full-time
    Job Type: Standard
    Worker Location: Remote
    Employee Status: Regular
    Employee Group/Union Affiliation: NUE-PO-01|NUE|Non Union Employee
    Job Level: Individual Contributor
    Specialty: Underwriting
    Department: Po/Ho Corp - ROC Underwriting-Northwest
    Pay Range: $ $113080 / year The ranges posted above reflect the location in the job posting. The salary range may vary if you reside in a different location or state than the location posted.
    Travel: Yes, 5 % of the Time
    Remote: Work location is the remote workplace (from home) within KP authorized states. Worker location must align with Kaiser Permanente's Authorized States policy. At Kaiser Permanente, equity, inclusion and diversity are inextricably linked to our mission, and we aim to make it a part of everything we do. We know that having a diverse and inclusive workforce makes Kaiser Permanente a better place to receive health care, a more supportive partner in our communities we serve, and a more fulfilling place to work. Working at Kaiser Permanente means that you agree to and abide by our commitment to equity and our expectation that we all work together to create an inclusive work environment focused on a sense of belonging and wellbeing.

    Kaiser Permanente is an equal opportunity employer committed to a diverse and inclusive workforce. Applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy), age, sexual orientation, national origin, marital status, parental status, ancestry, disability, gender identity, veteran status, genetic information, other distinguishing characteristics of diversity and inclusion, or any other protected status. Submit Interest

  • Kaiser Permanente

    Senior Underwriter

    1 week ago


    Kaiser Permanente Portland, United States

    : This position is based in the Portland, OR area. · Job Summary: · Evaluates standard and nonstandard data to understand premium, claim, exposure, and population. Independently identifies and escalates actionable data insights/irregularities, researching solutions. Contributes ...

  • Liberty Mutual Insurance

    Senior Underwriter

    4 weeks ago


    Liberty Mutual Insurance Portland, United States OTHER

    Pay PhilosophyThe typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these posi ...


  • Patrons Oxford Insurance Co. Portland, United States

    SENIOR PERSONAL LINES UNDERWRITER · This role could be filled as Underwriter II or Senior Underwriter I depending on selected candidate's skills, experience, and knowledge. · POSITION SUMMARY: · The Senior Personal Lines Underwriter at Patrons Oxford is tasked with developing a ...


  • Patrons Oxford Insurance Company Portland, United States

    SENIOR PERSONAL LINES UNDERWRITER · This role could be filled as Underwriter II or Senior Underwriter I depending on selected candidate's skills, experience, and knowledge.POSITION SUMMARY: · The Senior Personal Lines Underwriter at Patrons Oxford is tasked with developing a pr ...


  • Cambia Health Solutions Portland, United States

    Underwriting I, II, III or Senior · Work Remotely from Oregon, Washington, Idaho or Utah · Primary Job Purpose · Underwriter I, II, III & Senior evaluates each assigned groups risk and attaches the appropriate rate. · General Functions and Outcomes · Underwriter I (Entry Lev ...


  • Cambia Health Solutions Portland, United States

    Underwriting I, II, III or Senior · Work Remotely from Oregon, Washington, Idaho or Utah · Primary Job Purpose · Underwriter I, II, III & Senior evaluates each assigned group's risk and attaches the appropriate rate. · General Functions and Outcomes · Underwriter I (Entry Le ...


  • Cambia Health Solutions Portland, United States

    · Underwriting I, II, III or Senior · Work Remotely from Oregon, Washington, Idaho or Utah · Primary Job Purpose · Underwriter I, II, III & Senior evaluates each assigned group's risk and attaches the appropriate rate. · General Functions and Outcomes · Underwriter I (Entry ...

  • Markel

    Senior Underwriter

    1 day ago


    Markel Lake Oswego, United States

    Primary responsibilities include: · 1) independently underwrite contract bonds adhering to Markel Surety's underwriting philosophy, appropriately assessing the risk presented and properly managing that risk. · 2) conduct all forms of marketing to strategically build a profitabl ...


  • The Cigna Group Portland, United States

    Aligned with a team of CIGNA Healthcare Sales Professionals, the DSE is positioned as the market leader for the dental product. Overall responsibilities are broadly defined in the categories of market strategy, new business development, client retention, training/coaching and pro ...


  • BankTalent HQ Portland, United States

    At the Commerce Bank of Oregon in Portland, we believe that delivering exceptional service to our clients is the single most important function we perform in our role as bankers. We are dedicated to enriching professional, nonprofit and business organizations by providing them an ...

  • Providence Health & Services

    Head of Marketing

    2 weeks ago


    Providence Health & Services Portland, OR, United States Full time

    This position is accountable for product development and life cycle management from market introduction through obsolescence in all geographies and across multiple lines of business, product lines and multiple distribution channels within a specific operating budget. This include ...


  • Providence Health & Services Portland, OR, United States

    Description · THE ROLE · This position is accountable for product development and life cycle management from market introduction through obsolescence in all geographies and across multiple lines of business, product lines and multiple distribution channels within a specific ope ...


  • Providence Health & Services Portland, OR, United States

    Description · THE ROLE · This position is accountable for product development and life cycle management from market introduction through obsolescence in all geographies and across multiple lines of business, product lines and multiple distribution channels within a specific opera ...


  • National Title Insurance Co Portland, United States

    Thursday, July 13, 2023 · Williston Financial Group (WFG) is the Portland, Oregon-based parent company of several national title insurance and settlement services providers, including WFG Lender Services and WFG National Title Insurance Company.One of only six national underwrite ...


  • Providence Health & Services Portland, OR, United States Full time

    This position is accountable for product development and life cycle management from market introduction through obsolescence in all geographies and across multiple lines of business, product lines and multiple distribution channels within a specific operating budget. This include ...

  • Cystic Fibrosis Foundation

    Development Manager

    1 week ago


    Cystic Fibrosis Foundation Portland, United States

    The Cystic Fibrosis Foundation is a leading healthcare nonprofit organization like no other. For decades, we have been taking major steps and pioneering new ways to advance the mission to find a cure for cystic fibrosis and to provide all people with CF the opportunity to lead lo ...


  • Unum Portland, United States Full time

    Job Posting End Date: May 21When you join the team at Unum, you become part of an organization committed to helping you thrive. · Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments ...


  • Unum Portland, United States Full time

    When you join the team at Unum, you become part of an organization committed to helping you thrive. · Here, we work to provide the employee benefits and service solutions that enable employees at our client companies to thrive throughout life's moments. And this starts with ensur ...


  • Marsh McLennan Agency Portland, United States OTHER

    Account Manager, Personal Insurance · Our not-so-secret sauce. · Award-winning, inclusive, Top Workplace culture doesn't happen overnight. It's a result of hard work by extraordinary people. More than 9,000 of the industry's brightest talent drive our efforts to deliver purposefu ...


  • The Cigna Group Portland, United States OTHER

    The job profile for this position is Sales (IC) Advisor, which is a Band 4 Senior Contributor Career Track Role.Excited to grow your career? · We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new tal ...