- Perform credit analyses and financial statement reviews of complex loans, industries, and commercial and ag loan relationships.
- Create professional credit presentations that summarize borrower's complex financial condition and evaluate repayment capacity and collateral coverage. Make recommendations, tied to analysis, to loan officers and/or loan committee.
- Monitor loan requests and assign risk ratings that are based on established written lending policies and regulatory guidelines.
- Research industry specific information from outside sources and provide analysis.
- Investigate all available sources of credit and financial information, including credit bureaus, Experian Business Credit, the Risk Management Association, industry trends and other companies.
- Assist with training of less tenured analysts.
- Review work of analysts and provide feedback.
- Meet with commercial customers of the Bank on a scheduled basis in conjunction with the loan officers to foster relationships and enhance the Bank's understanding of credits.
- Support other segments of Credit Analysis as assigned, such as miscellaneous loan or credit related reporting, tracking, and monitoring.
- Participate in credit-related projects and complete training associated with job function.
- Bachelor's degree in Accounting, Finance, or Business Administration preferred or commensurate experience.
- 3+ years of experience in commercial credit analysis or banking industry.
- Formal advanced training in Microsoft Excel preferred.
- Detail-oriented
- Strong oral and written communication skills
- Exhibits the ability to gather, consolidate, analyze and summarize data to provide well-considered recommendations on a substantially independent basis.
- Good analytical skills with high attention to detail and accuracy.
- Knowledge of regulatory requirements and expectations related to the lending function.
- Possess stronger than average self-management, time-management, organization, and multi-tasking skills.
- Comfortable in a team environment working with deadlines.
-
Credit Analyst
3 weeks ago
First State Bank and Trust Champaign, United StatesCREDIT ANALYST · FIRST STATE BANK AND TRUST · MONTICELLO OR CHAMPAIGN, IL · First State Bank and Trust is currently seeking a highly analytical, detail-oriented professional to join our team as a Credit Analyst. This role is pivotal in conducting comprehensive loan credit analyse ...
-
Credit Analyst
3 weeks ago
First Mid Bank & Trust Champaign, United StatesPosition: · Credit Analyst · Location: · Champaign, IL · Job Id: · 3527 · # of Openings: · 0 · This position is an opportunity for entry-level and those with credit analysis experience. · Opportunity to work hybrid/remote after a probationary period. · Responsible for comple ...
-
Credit Analyst
1 week ago
First State Bank and Trust Champaign, United StatesJob Description · Job DescriptionCREDIT ANALYST · FIRST STATE BANK AND TRUST · MONTICELLO OR CHAMPAIGN, IL · First State Bank and Trust is currently seeking a highly analytical, detail-oriented professional to join our team as a Credit Analyst. This role is pivotal in conducting ...
-
Credit Analyst
3 weeks ago
First Mid-Illinois Bancshares Champaign, United States Credit AnalystResponsibilities include, but are not limited to: · Perform credit analyses and financial statement reviews on commercial and ag loan relationships. · Create professional credit presentations that summarize borrower's financial condition and evaluate repayment capacity and collat ...
-
Senior Credit Analyst
1 week ago
First Mid Bank & Trust Champaign, United StatesPosition: · Senior Credit Analyst · Location: · Champaign, IL · Job Id: · 3558 · # of Openings: · 1 · Responsible for conducting in-depth credit analyses for new and existing commercial and ag loan relationships. · Responsibilities include, but are not limited to: · Perfor ...
-
Financial Analyst
2 weeks ago
University of Illinois Community Credit Union Champaign, United StatesThe Financial Analyst will utilize multiple programs and data sources to harvest data and produce reports. This position will analyze, interpret, and report data in order to provide insight and recommendations to improve metrics, reporting, and processes for departments and the o ...
-
Business Systems Analyst
2 weeks ago
University of Illinois Foundation Champaign, United States: UNIVERSITY OF ILLINOIS FOUNDATION · has an immediate opening for an · Business Systems Analyst · The University of Illinois Foundation is the official fundraising and private gift-receiving organization of the University of Illinois. It works closely with alumni and friends, fa ...
-
Business Systems Analyst
2 weeks ago
University of Illinois Foundation Champaign, United StatesJob Description · Job DescriptionDescription:UNIVERSITY OF ILLINOIS FOUNDATION · has an immediate opening for an · Business Systems Analyst · The University of Illinois Foundation is the official fundraising and private gift-receiving organization of the University of Illinois. I ...
-
Business Systems Analyst
2 weeks ago
University of Illinois Foundation Champaign, United StatesJob Description · Job DescriptionDescription:UNIVERSITY OF ILLINOIS FOUNDATION · has an immediate opening for an · Business Systems Analyst · The University of Illinois Foundation is the official fundraising and private gift-receiving organization of the University of Illinois. I ...
-
Business Systems Analyst
2 weeks ago
University of Illinois Foundation Champaign, IL, US, United States: UNIVERSITY OF ILLINOIS FOUNDATION · has an immediate opening for an · Business Systems Analyst · The University of Illinois Foundation is the official fundraising and private gift-receiving organization of the University of Illinois. It works closely with alumni and friends, fa ...
-
Business Systems Analyst
3 weeks ago
University of Illinois Foundation Champaign, IL, United States: UNIVERSITY OF ILLINOIS FOUNDATION · has an immediate opening for an · Business Systems Analyst · The University of Illinois Foundation is the official fundraising and private gift-receiving organization of the University of Illinois. It works closely with alumni and friends, fa ...
-
Business Systems Analyst
1 week ago
University of Illinois Champaign, United States: UNIVERSITY OF ILLINOIS FOUNDATION · has an immediate opening for an · Business Systems Analyst · The University of Illinois Foundation is the official fundraising and private gift-receiving organization of the University of Illinois. It works closely with alumni and friends, ...
-
Business Process Specialist
3 weeks ago
University of Illinois Foundation Champaign, IL, United States: · UNIVERSITY OF ILLINOIS FOUNDATION · has an immediate opening for an · Business Systems Analyst · The University of Illinois Foundation is the official fundraising and private gift-receiving organization of the University of Illinois. It works closely with alumni and frien ...
-
Business Process Management Specialist
2 weeks ago
University of Illinois Foundation Champaign, IL, United States Full time: · UNIVERSITY OF ILLINOIS FOUNDATION · has an immediate opening for an · Business Systems Analyst · The University of Illinois Foundation is the official fundraising and private gift-receiving organization of the University of Illinois. It works closely with alumni and frien ...
-
IT Security Administrator
2 days ago
Human Kinetics Champaign, United StatesHuman Kinetics (HK) is headquartered in Champaign, IL. This position is eligible for on-site, hybrid, or fully remote work. · Remote workers may not reside in the following locations: CA, CO, Washington, D.C., HI, MA, Montgomery County, MD, MN, NM, NY, RI, WA, or Chicago/Cook Co ...
-
Mortgage Loan Officer/Originator
1 week ago
INB Champaign, United States Full time/RegularJob Description: · Summary: Examines, evaluates, and authorizes or recommends approval of customer applications for 1st Mortgage Real Estate loans, HELOC's, and closed end second mortgages by performing the following duties. · Experience and Skills: · Essential Duties and Resp ...
-
University Of Illinois Foundation Champaign, United States: UNIVERSITY OF ILLINOIS FOUNDATION · has an immediate opening for an · Business Systems Analyst · The University of Illinois Foundation is the official fundraising and private gift-receiving organization of the University of Illinois. It works closely with alumni and friends, fa ...
-
Financial Accounting and Reporting Analyst
6 days ago
University of Illinois - Urbana-Champaign Urbana, United States Full time· Connect With Us · APPLY NOW · Financial Accounting and Reporting Analyst · Univ Acct & Fin Report · Hybrid/Remote Eligible · Posting Category:Hide Apply Now · Job Summary · This position reports to and functions under the general administrative supervision of an Associa ...
-
Business Systems Analyst
3 weeks ago
University of Illinois Ogden, United States: UNIVERSITY OF ILLINOIS FOUNDATION · has an immediate opening for an · Business Systems Analyst · The University of Illinois Foundation is the official fundraising and private gift-receiving organization of the University of Illinois. It works closely with alumni and friends, ...
-
Business Systems Analyst
1 week ago
University of Illinois Weldon, United States:UNIVERSITY OF ILLINOIS FOUNDATIONhas an immediate opening for anBusiness Systems AnalystThe University of Illinois Foundation is the official fundraising and private gift-receiving organization of the University of Illinois. It works closely with alumni and friends, faculty and ...
Senior Credit Analyst - Champaign, United States - First Mid Bank & Trust
Description
Position:Senior Credit Analyst
Location:
Champaign, IL
Job Id:
3558
# of Openings:
1
Responsible for conducting in-depth credit analyses for new and existing commercial and ag loan relationships. Conduct financial statement review for loan officers, as well as comprehensive statement spreading.
Responsibilities include, but are not limited to:
Education/Experience:
THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENT
#LI-POST
Apply for this Position