Jobs
>
Fair Lawn

    Sr. Commercial Credit Analyst I - Fair Lawn, United States - Columbia Bank

    Columbia Bank
    Columbia Bank Fair Lawn, United States

    3 weeks ago

    Default job background
    Description
    Job Description

    Job Description

    Summary


    Conducts complex credit investigations and analyzes credit information pertaining to commercial loans in order to evaluate the credit worthiness of commercial clients.

    Prepares credit memorandum and packages for presentation to loan officers or committees. Provides guidance to credit analyst and assistance to loan officers as needed. Completes annual credit file reviews on existing loans in pipeline and assigns a risk rating. Participates in special projects and provides assistance to loan officers as requested.

    Job Responsibilities:
    Credit Analysis and Development

    Develops and analyzes credit information for use by lending officers or committees in the making of lending decisions on new, renewal, or extension loans.

    Reviews all pertinent credit and financial information.
    Analyzes financial statements and related material.
    Prepares credit memorandum and determines credit-worthiness.
    Investigates all available sources of credit and financial information and reviews agency reports.

    Using a financial statement spreading program, prepares stand alone and global debt service calculations to determine the ability of the borrower and guarantors to pay the loan.

    Verifies that all financial covenants and conditions have been met.
    Ensures that Loan meets all policy and regulatory guidelines and policies.

    Annual File Reviews
    Performs annual file reviews.

    Studies cash flow trends, performs stress testing and industry analysis to assess if there are any areas of concern or if a grade change is necessary.

    Reports all recommendations for risk rating changes and justifications.
    Loan Officer Support
    Accompanies loan officers on customer meetings and site visits.
    Prepares talking points related to the operation of the customer's business.
    Team Development
    Assists with the further development and training of other junior level credit analysts.
    Other Responsibilities
    Performs other duties as may be assigned.

    Requirements:
    Bachelor's degree in Business Administration, Accounting, Finance, or other related field required;
    Minimum of five (5) years experience as a Commercial Credit Analyst;
    Working knowledge and understanding of commercial loan products, policies, procedures and federal regulations;
    Strong aptitude for figures and accuracy;
    Proven problem solving, decision making, underwriting and analytical skills;
    Demonstrated knowledge of applied accounting and finance concepts as well as proficiency in performing detailed financial analyses;
    Ability to work independently, effectively, and efficiently under time constraints;
    Ability to prioritize and manage multiple assignments with good organizational and time management skills;
    Excellent written and verbal communication skills;
    Demonstrated proficiency with computer software including MS Office applications and other specialized credit analysis and lending software.

    Requirement:
    Full vaccination against COVID-19 is required as a condition of employment, unless a legally required exception applies.

    Columbia Bank and its affiliates is an Equal Opportunity Employer
    Affirmative Action

    Employer/Males/Females/Protected

    Veterans/Individuals

    with Disabilities

    #J-18808-Ljbffr
  • Reorg Research

    Credit Analyst

    1 week ago

    Reorg Research New York, United States

    **Working at Reorg** · Consistent with our growth, Reorg hires innovators and trailblazers across the globe to drive our business and our incredible corporate culture alike. Our core values - **Action Oriented**, **Customer First Mindset**, **Effective Team Players**, and **Drive ...

  • U.S. Bank National Association

    Credit Analyst

    3 weeks ago

    U.S. Bank National Association New York, United States

    At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each ...

  • MDMS Recruiting LLC

    Credit Analyst

    2 weeks ago

    MDMS Recruiting LLC New York, United States

    MDMS is recruiting for a Credit Analyst for a 6-month contract at an international bank in NYC. You will be responsible for providing Credit Analysis for new clients and counterparties, and will focus primarily on insurance private equity clients. You will process credit requests ...

  • Affinius Capital

    Credit Analyst

    1 week ago

    Affinius Capital New York, United States

    Company Overview: · **Job Description**: · Affinius Capital is seeking an Analyst to join its Credit team. The Credit team oversees originations and asset management across Affinius Capital's investment vehicles targeting debt and preferred equity originations, which are secured ...

  • Brown Brothers Harriman

    Credit Analyst

    4 days ago

    Brown Brothers Harriman New York, United States

    What You Can Expect At BBH: · If you join BBH you will find a collaborative environment that enables you to step outside your role to add value wherever you can. You will have direct access to clients, information and experts across all business areas around the world. BBH will p ...

  • Mizuho Americas

    Credit Analyst

    2 days ago

    Mizuho Americas New York, United States

    ACBD1 · Americas Corporate Banking Division #1 (ACBD#1) supports Japanese corporate clients doing business in the Americas. · Summary: · Responsible for credit risk management and related administrative work. Works with and assists the Account Officer to service the Bank's corpor ...

  • Rockefeller Capital Management

    Corporate Credit Analyst

    2 weeks ago

    Rockefeller Capital Management New York, United States

    About Rockefeller Capital Management: · Rockefeller Capital Management was established in 2018 as a leading independent financial advisory services firm. Originally founded in 1882 as the family office of John D. Rockefeller, the Firm has evolved to offer strategic advice to ultr ...

  • Harbor Group Management Company

    Analyst, Credit Investments

    3 weeks ago

    Harbor Group Management Company New York, United States

    Harbor Group Management Company is a multi-billion dollar real estate investment and property management firm. As we continue to grow, we are looking for passionate, goal oriented, creative individuals with an entrepreneurial spirit and great communication skills. Harbor Group is ...

  • NICE Systems

    Credit & Collections Analyst

    1 week ago

    NICE Systems Hoboken, United States

    At NICE, we don't limit our challenges. We challenge our limits. Constantly. We're relentless. We're ambitious. And we make an impact. Our NICErs bring their A game and spend each day turning it into an A+. And if you're like us, we can offer you the kind of challenge that will l ...

  • Citi

    Credit Desk Analyst

    2 weeks ago

    Citi New York, United States

    **Position Objective**: · The Latam Credit trading team is looking for credit desk analyst to cover Latam corporate credits. · **Key Responsibilities**: · - Conduct and maintain research on Latin American companies in various sectors and countries. · - Generate content and trade ...

  • Natixis North America LLC

    Credit Risk Analyst

    3 days ago

    Natixis North America LLC New York, United States

    **Poste et missions**: · The VP- level Credit Analyst position will be part of the Funds Risk team, which covers regulated funds, hedge funds, private equity funds, and agent lenders (for stock borrowing). The Credit Risk team is considered the second line of defense at Natixis, ...

  • Exaways Corporation

    Junior Credit Clo Analyst

    3 weeks ago

    Exaways Corporation New York, United States

    **Junior Credit CLO Analyst** · 1. Must have good knowledge of finance and basic accounting. Prior experience in a financial institution a plus · 2. No more than three jobs in the last ten years · **Responsibilities for the Junior Credit CLO Analyst**: · The Structured Credit CLO ...

  • Citi

    Credit Underwriting Analyst

    3 days ago

    Citi New York, United States

    **Responsibilities**: · - Interface with and support bankers in underwriting requests for commercial credit extensions for new and existing clients with ownership responsibilities for sound credit decisions and compliance with internal procedures/credit risk policy guidelines and ...

  • Municipal Credit Union

    Indirect Credit Analyst

    1 week ago

    Municipal Credit Union New York, United States

    **About MCU**: · At Municipal Credit Union, we believe that an incredible culture helps create a happy and motivated team that works hard to achieve the best results for themselves and their members. For more than 100 years, MCU has provided affordable financial products and conv ...

  • Morgan Stanley

    Credit Rating Analytics Analyst

    1 week ago

    Morgan Stanley New York, United States

    Credit Rating Analytics Analyst (Risk Management) · Job Number: · 3250817 · POSTING DATE: Apr 24, 2024 · PRIMARY LOCATION: Americas-United States of America-New York-New York · EDUCATION LEVEL: Bachelor's Degree · JOB: Risk Analytics · EMPLOYMENT TYPE: Full Time · JOB LEVEL: Anal ...

  • Bisnow

    Confidential-structured Credit Analyst

    1 week ago

    Bisnow New York, United States

    Our SelectLeaders' client is a privately-held opportunistic real estate investment management firm based in New York City, that invests in real estate debt and equity; including commercial mortgage-backed securities, whole loans, B-Notes, mezzanine loans, real estate, and other j ...

  • Marathon Asset Management, LP

    Cmbs / Cre Credit Analyst

    1 week ago

    Marathon Asset Management, LP New York, United States

    Overview: · Marathon Asset Management is a market and cycle-tested global alternative credit manager founded in 1998. The firm manages approximately $22 billion in assets under management across the corporate, real estate, structured credit and asset-based credit markets. Maratho ...

  • cesna

    Credit Analyst

    1 week ago

    cesna Ridgefield Park, United States

    Job Description · Job Description[Position] · Credit Analyst · [About Our Client] · A World Fortune 500, global trading and investment company. In trading, it specializes in a variety of commodities such as Chemicals, Steel, Fashion, Textile, Semiconductors, Petrochemical, Renewa ...

  • DHD Consulting

    Credit Analyst

    1 week ago

    DHD Consulting Ridgefield Park, United States

    Job Description · Job Description Position: Credit Analyst · Job specifications include, but are not limited to: · [Insurance portfolio management] · Managing Trade credit insurance portfolios with team members. · Examine insurance policy documents and advise insurance risk manag ...

  • Provident Bank

    CRE Credit Analyst III

    1 week ago

    Provident Bank Paramus, United States

    POSITION SUMMARY · This position is responsible for detailed research and credit analysis of complex credit requests for the Commercial Real Estate Department. This is a more senior position. The incumbent is expected to have comprehensive knowledge of all facets of commercial r ...