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    Underwriter, Buffalo - Jimcor Agency Inc.

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    Job Description

    Job Description

    Job Summary:

    This position is involved in the review and appraisal of applications for insurance placement . Uses knowledge and independent judgment to determine eligibility of risks when compared to guidelines of programs available. Interacts with Companies and Brokers via telephone, e-mail, regular mail and personal contact.

    Essential Duties and Responsibilities:

    • Reviews applications for insurance coverage, reports from loss control consultants and other information to determine if application is acceptable for the program(s) available.
    • Evaluate the experience of a risk against the class of business under review.
    • Evaluate the loss potential due to catastrophe, severity, and/or frequency.
    • May rate policies or check previously rated policies for proper rating.
    • Utilizes knowledge of automated systems to develop information for new or renewal policies.
    • Prepares quotations for agents and answers questions from agents, policyholder, or prospects.
    • Assists agents with comments or questions about applications and the likelihood of acceptance by the company.
    • Reviews requests for cancellation, endorsements, etc.
    • Reviews policies for renewal consideration.
    • Request additional documentation necessary for the processing of an application, endorsement or cancellation.
    • Conduct marketing visits to agents.
    • Performs other duties as assigned.

    Qualifications/Requirements:

    • Must have Producer's License.
    • 3 plus years of insurance experience.
    • Prior exposure to insurance underwriting type activities.
    • Basic familiarity with computers.
    • Good oral and written communications skills.
    • Strong analytical skills and the ability to pay attention to details.
    • Resourceful and controlled assertive behavior characteristics.
    • Must have demonstrated negotiation skills
    • Technical knowledge of insurance coverage forms and their application to exposure.
    • Knowledge of departmental regulations and policies.
    • Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines and standard accepted underwriting practices.
    • Strong interpersonal skills working with Staff and Company Underwriters
    • Experience in standard underwriting practices and procedures.
    • Associated classes or courses and/or industry license, or designation.

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