-
M&T Bank Buffalo, United States Full timeOverview: · Evaluate and determine, monitor, and assess the credit risks of larger, more complex commercial clients through detailed financial statement analysis, industry assessment, collateral valuation, cash flow analysis and the ability to repay annual debt service. · Prima ...
-
M&T Bank Buffalo, United StatesCommercial Credit Senior Underwriter/Portfolio Manager I, ABL page is loaded · Commercial Credit Senior Underwriter/Portfolio Manager I, ABL · Apply · remote type · Hybrid Position · locations · Buffalo, NY · time type · Full time · posted on · Posted 2 Days Ago · job ...
-
M&T Bank Buffalo, United StatesOverview: · Evaluate and determine, monitor, and assess the credit risks of larger, more complex commercial clients through detailed financial statement analysis, industry assessment, collateral valuation, cash flow analysis and the ability to repay annual debt service. · Prima ...
-
M&T Bank Buffalo, United StatesCommercial Credit Senior Underwriter/Portfolio Manager I, ABL page is loaded · Commercial Credit Senior Underwriter/Portfolio Manager I, ABL · Apply · remote type · Hybrid Position · locations · Buffalo, NY · time type · Full time · posted on · Posted 2 Days Ago · job ...
-
New York State Insurance Fund Buffalo, United StatesOverview: · Evaluate and determine, monitor, and assess the credit risks of larger, more complex commercial clients through detailed financial statement analysis, industry assessment, collateral valuation, cash flow analysis and the ability to repay annual debt service. · Prima ...
-
New York State Insurance Fund Buffalo, United StatesOverview: · Evaluate and determine, monitor, and assess the credit risks of larger, more complex commercial clients through detailed financial statement analysis, industry assessment, collateral valuation, cash flow analysis and the ability to repay annual debt service. · Prima ...
-
SF nCino Developer
2 weeks ago
Cognizant Buffalo, United States Full timeWhat makes Cognizant unique? · Our strength is our people, and our ability to work together. We pride ourselves on the talent we are able to attract to our organization.We not only hire the best, but continuously strive to provide our associates with opportunities to work with in ...
-
Senior Process Controls Instrumentation Engineer
2 weeks ago
Manpower Engineering Buffalo, United StatesOur Key client in the Production of Gases and Chemicals Industry is seeking Sr. Process Controls & Instrumentation Engineers to join their team. The Engineering Team serves a diverse market including petrochemicals, steel, gasification, and electronics. We are a regional team who ...
-
Host/Hostess
1 week ago
Denny's Buffalo, United StatesJOB DESCRIPTION This job posting is for employment at an independently owned and operated franchisee of Dennys. Reveille Management LLC, is a franchisee of Denny's with restaurants in Indiana, New York, Ohio, Kentucky, and Illinois. · Accountability · Reporting to the General M ...
-
frontier/cold spring/babcock garage
1 week ago
Niagara Frontier Transportation Authority Buffalo, United StatesWORK OBJECTIVE: · This job involves the general cleaning and preparation of vehicles for service, facility and grounds upkeep and cleanliness. ESSENTIAL FUNCTIONS: · The list of essential functions, as outlined herein, is intended to be representative of the tasks performed w ...
-
CDL Class B Driver
2 weeks ago
Metalico Buffalo, United States Full timeJOB TITLE: Class B Driver. · REPORTS TO: Transportation Manager. · JOB TYPE: Full-Time, Non-Exempt. · LOCATION: Metalico Buffalo (127 Fillmore Ave. Buffalo NY, · HOURS: Monday - Friday 7:00AM - 4:00PM, Saturdays as needed. · COMPENSATION: $21-24/hr, based on experience and skill ...
-
Litigation Legal Assistant
3 days ago
Hurwitz Fine P.C. Buffalo, United StatesHurwitz Fine P.C. is expanding and is currently seeking an experienced Litigation Legal Assistant to join our team in our Buffalo, NY office. · Duties include: · Providing high quality administrative and legal litigation secretarial support in a timely manner. · Assist with the p ...
-
fare collection dept
4 days ago
Niagara Frontier Transportation Authority Buffalo, United StatesWORK OBJECTIVE: · The job involves the preparation, performance, and completion of any type of assigned work done by the Fare Collection subsection at any location connected with the operation of the Metro system. It principally consists of reading and interpreting instruction s ...
-
Palmer Food Service West Seneca, NY, United States$2,500 SIGNING BONUS; paid in $625 increments every 90 days Plus FREE ground beef for a year · We are a wholesale and retail food distribution company supplying the Western NY area. Some of our customers include local restaurants, schools, and entertainment centers. This means ou ...
-
FOH / BAR Restaurant Manager
3 weeks ago
TGI Friday's Buffalo, United States Full time, Part timeYou get to work in a restaurant that was born to have fun With the heart of a bar and the promise of a good time at every table. As a TGI Fridays Restaurant Manager, you can expect a competitive salary based on experience, quarterly bonuses, world class training, and a generous b ...
-
Account Manager
5 days ago
NEXHR Buffalo, United StatesWe are currently supporting our client with their search for an Account Manager, covering New York State. · Please note that candidates must have experience of selling into an industrial engineering environment. · What you will enjoy doing: · As one of our account managers, you w ...
-
Sales Associate/Stock
3 weeks ago
Rainbow Buffalo, United StatesRainbow USA is recognized as one of the fastest growing junior, kids, plus, and petite, specialty apparel retail chains and has grown to over 1,000 retail stores We have multiple retail lines that pride themselves on their impeccable customer service, strong customer loyalty, and ...
-
Warehouse Manager
6 days ago
DSJ Global Buffalo, United StatesTitle: Warehouse Manager · Job Summary: · The Warehouse Manager will be responsible for overseeing all warehouse operations, including shipping and receiving products, ensuring proper picking and loading operations, and maintaining proper sanitation. The ideal candidate will ha ...
-
Electrical Controls Engineer
3 weeks ago
ALKEGEN Buffalo, United States Full timeDescription · : The Electrical Controls Engineer will be a key member of the engineering team who helps support various initiatives throughout the manufacturing facility. The candidate will work with process engineering, maintenance, and production to help solves electromechanic ...
-
Event Coordinator
3 weeks ago
Rich Products Corporation Buffalo, United StatesPURPOSE STATEMENT · The Event Coordinator oversees all captains & servers during event setup, the event and breakdown (If needed) as well as assist the Manager on Duty (MOD) with any event needs as requested; also responsible for delivering the Rich Experience and highest standar ...
Commercial Credit Senior Underwriter/Portfolio Manager I, ABL - Buffalo, United States - M&T Bank
Description
Commercial Credit Senior Underwriter/Portfolio Manager I, ABL page is loadedCommercial Credit Senior Underwriter/Portfolio Manager I, ABL
Apply
remote type
Hybrid Position
locations
Buffalo, NY
time type
Full time
posted on
Posted 2 Days Ago
job requisition id
R62562
Overview:
Evaluate and determine, monitor, and assess the credit risks of larger, more complex commercial clients through detailed financial statement analysis, industry assessment, collateral valuation, cash flow analysis and the ability to repay annual debt service.
Responsibilities:
Facilitate the credit needs of customers by underwriting new requests and material modifications from deal screen through approval and for the life of the loan.
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities enabling the timely identification of emerging credit risk so that appropriate actions can be taken to manage the risk, minimize losses and assign an accurate risk rating.
A CCM program includes but is not limited to annual reviews (and PLRs and Guarantor Assessments), interim update memos, a covenant monitoring program, problem loan management, early warning indicators, and other forms of credit surveillance.
Review all pertinent credit and financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research and peer data.
Determine the need for more thorough investigation or additional information, and coordinate gathering of such information.Analyze financial information and related materials and complete the credit analyses for the Bank's commercial transactions.
Written analyses to include an independent credit quality assessment with well-supported risk rating, identification of and description of credit risks and mitigants, industry concerns, market trends, financial trends, and other pertinent credit issues of respective deals.
Partner proactively with relationship managers and be intimately involved throughout the deal process, from deal screen through approval and for the life of the loan to maintain timely and accurate risk ratings for a portfolio of commercial credits.
Spread financial statements and prepare financial models designed to sensitize various conditions impacting the proposed transaction. Prepare cash flow, collateral schedules, covenant sensitivity calculations, financial models, and guarantor statement analysis as appropriate.Attend client/prospect calls with RMs to gain a thorough understanding of the client/prospect and their business to effectively analyze and underwrite the proposed transaction.
Based on underwriting parameters, recommend the risk rating.Prepare summary, present facts, and offers opinions concerning credit-worthiness.
Assist in the structure of loan requests, where appropriate, to include suggestions on terms, conditions, controls, collateral, and guarantors.
Displays deep understanding of financial regulatory environment as it applies to underwriting most forms of commercial credit transactions.
Ensure credit policy compliance by verifying adherence of underwriting to the Commercial Credit Policy, and evaluating any risk associated with non-compliance
Present analysis or address questions during credit request discussions or committee presentations.
Adhere to applicable
compliance/operational
risk controls in accordance with Company or regulatory standards and policies.
Promote an environment that supports diversity and reflects the M&T Bank brand.
Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
Complete other related duties as assigned.Scope of
Responsibilities:
The Commercial Credit
Underwriting/Portfolio
Management Department is responsible to provide an independent credit quality assessment of the Bank's commercial clients.
These assessments range from initial analyses of new relationships to the Bank to material modifications or restructurings of long-term relationships and ongoing monitoring through the life of the loan.
The Department also is responsible for ensuring the accurate completion of the Bank's risk rating scorecards and financial statement spreads.
The work completed in this capacity is used to make new credit decisions.The position interacts with commercial banking relationship managers throughout the bank's footprint as well as other internal personnel on credit approvals of $30+MM typically.
Works independently with limited supervision.Customer interaction is expected.
Managerial/Supervisory
Responsibilities:
Input into training of junior/newly hired Underwriters
Education and Experience Required:
Bachelor's degree in Accounting, Finance, Economics, or related field and 5 years' experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis.
In lieu of a degree, a combined minimum 9 years' higher education and work experience, to include 5 years' experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis.
Excellent verbal and written communication skills.Excellent analytical ability
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $85, $141, USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.
Location
Buffalo, New York, United States of America
Similar Jobs (5)
Commercial Credit Senior Underwriter I - Leveraged Lending
remote type
Hybrid Position
locations
Buffalo, NY
time type
Full time
posted on
Posted 7 Days Ago
Commercial Credit Senior Underwriter I-Healthcare (Hybrid)
remote type
Hybrid Position
locations
Buffalo, NY
time type
Full time
posted on
Posted 30+ Days Ago
Commercial Credit Sr Portfolio Manager I, CRE (Hybrid)
remote type
Hybrid Position
locations
Buffalo, NY
time type
Full time
posted on
Posted 20 Days Ago
At M&T Bank, we make a difference in people's lives .
For more than 160 years, we've been providing our customers with guidance and financial solutions, leading our communities through challenges and growth opportunities, and empowering our employees to build purpose-driven careers.
Our talent and culture set us apart.Our core values drive the work we do – integrity, ownership, collaboration, curiosity, candor.
We seek to further build upon our record of success by bringing in diverse talents and fresh skill sets while supporting the growth and development of all team members.
At M&T, we are a talent and people driven organization. Take a peek inside M&T's Human Capital Reportto learn how it feels to be one of our 17,000+ employees.
We are constantly renewing.
Our future success relies on our ability to understand what's important to our customers and use that understanding to build new and innovative customer experiences.
Competitive compensation
Full medical & dental benefits, Heath Savings & Flexible Spending Accounts, and life/disability insurance
Generous paid time off (PTO) plus 11 paid holidays and an option to buy additional PTO
401(k) match at 5% with options for Roth and discretionary employer contributions
A deep commitment to equity, including 14 resource group charters, a D&I sponsorship program, 40 annual paid volunteer hours and more
Various options for tuition assistance, paid parental leave, stock purchase, wellness and employee discounts
We need you.
Are you ready to join us? Apply today to start the journey.
If you are unable to apply through this site due to technical issues or are in need of an accommodation to apply, please contact us at
for assistance.
M&T Bank Corporation is an Equal
Opportunity/Affirmative
Action Employer, including disabilities and veterans.
M&T Bank Corporation has policies and procedures in place to promote a drug free workplace.
#J-18808-Ljbffr
