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    Central Texas Associate Credit Analyst - Houston, United States - BankTalent HQ

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    Description
    Amegy Bank is hiring for our January and June 2024 Banker Development Program classes

    Amegy is a leading Texas bank with over $13 billion in assets, 1,600 employees, and more than 75 locations in the greater Houston, Dallas / Fort Worth and Central Texas metropolitan areas.

    At Amegy Bank, people and culture are at the heart of everything we do.

    We live by the motto of "everyone counts" and recognize the diverse values and experiences each employee brings to our team.

    We grow when our employees are supported and thrive. Let us help you transform your career. Amegy Bank, here you grow.
    Amegy Bank is a division of Zions Bancorporation, N

    A (NASDAQ:
    ZION), one of the nation's premier financial services companies, with total assets exceeding $65 billion and over 10,000 employees, operating in 11 states.

    For more information:
    Banker Development Program

    The Amegy Bank Banker Development Program (BDP) is a rotational credit and sales training program designed to provide a solid foundation in the basics of banking.

    It provides an opportunity to apply finance and accounting skills to assess credit and business risk, while also developing strong sales skills within the first year of employment through hands-on experience.

    The program develops credit analysts into well-rounded bankers with strong prospecting and relationship management skills.

    It offers a defined career path, which begins with classroom training and transitions into the opportunity to rotate through various lending departments.

    Throughout the program, analysts also receive mentors who serve as additional resources and trusted advisors.
    Minimum Requirements (please make sure you meet these before applying)

    B.B.A. Finance or Accounting

    Minimum overall GPA of 3.0

    6 hours of accounting courses (9 hours, including Intermediate Accounting I, preferred)
    ***Please attach a RESUME and a current unofficial TRANSCRIPT, showing all accounting classes, to your application (required at the time of interview). Include GPA on your resume.
    Additional Qualifications

    Excellent communication, presentation, and interpersonal skills

    Detail oriented, organized, analytical, with proven problem-solving abilities

    Leadership skills and community involvement

    Highly motivated, self-starter attitude

    Internship / prior work experience is a plus

    PROGRAM PHASES

    Phase 1:
    Initial Training Phase


    Phase 2:
    Rotations


    Phase 3:
    Placement


    Phase One:
    Initial Training

    The Initial Training Phase (ITP) is 4.5 months of classroom training at Amegy Bank's headquarters in Houston. You will have two 2-week trainings at Zions Bancorporation's headquarters in Salt Lake City, Utah or virtually.

    TOPICS COVERED
    Introductory banking and analytical concepts

    Moody's self-study courses designed to teach the analytical process and decision-making techniques needed to make sound credit decisions

    Credit Foundations training

    Credit underwriting

    Mock write-ups based on case studies

    Professional etiquette and sales training

    Introductions to senior management

    Bank-specific administrative training

    Phase Two:
    Rotations

    The rotational phase is 12-20 months of on-the-job training through assignments to specific lending groups.

    RESPONSIBILITIES
    Perform analytical work required for assigned department

    Shadow bank officers in client and prospect meetings

    Assist in prospecting and business development efforts

    Underwrite financial statement analysis and credit presentation packages

    Participate in loan approval presentations

    Review portfolio credit risk

    Attend seminars and ongoing training

    Participate in discussion sessions on banking concepts

    Build one-on-one working relationships with high-level decision makers

    BDP TRACK OPTIONS

    Within the Banker Development Program, you have two track options to choose from: Business Banking Credit Analyst and Credit Analyst.

    While both tracks go through the same Initial Training Phase, they differ in the rotations and eventual placement. Both track options are available in Houston, Dallas/Fort Worth, and Central Texas.
    Credit Analyst

    Designed for individuals interested in serving medium to large size businesses with over $20 million in revenue

    Receive in-depth exposure to various lending groups including specialty lines of business

    ROTATIONS
    4-7 Rotations (13 weeks each)

    Commercial Lending

    Private Banking

    Commercial Real Estate

    Corporate Banking

    Energy Lending (Houston and DFW)

    International Banking (Houston and CTX)

    HOUSTON ONLY:
    Healthcare and Not-for-Profit

    Special Assets Group

    Syndications

    • Dallas/Fort Worth and Central Texas analysts will spend their first 4-5 months in Houston before relocating to their Market for rotations.

    Phase Three:
    Placement

    Takes place approximately 16-26 months after beginning the program; dependent on employee tenure, performance, and staffing needs.

    CAREER PROGRESSION
    Associate, Officer (3 to 4 years)

    Assistant Vice President, Relationship Manager II/Portfolio Manager II (4 to 5 years)

    Vice President (5+ years)

    What to expect:
    Manage your own portfolio 2-4 years out of the program

    Work primarily with CFOs and CEOs

    Help middle market and larger businesses achieve their goals
    Zions Bancorporation's Internship and Banker Development Program positions are not eligible for employment visa sponsorship (e.g., H-1B visa).

    This includes, for example, situations where a candidate may have temporary work authorization while enrolled in school or upon graduation (e.g., CPT, OPT) but would need H-1B visa sponsorship within a few years of employment in order to maintain employment eligibility.

    #J-18808-Ljbffr

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