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    Credit Analyst - Houston, United States - Triple-S Steel

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    Description

    Overview:

    ABOUT THE POSITION:

    The Credit Analyst will review the creditworthiness of individuals or businesses to determine the risk involved in lending money or extending credit.

    ABOUT THE COMPANY:

    At Triple-S Steel we live and work by our core values. Since our inception over 50 years ago, we have followed three basic principles that are the foundation of our success:

    Stability: All decisions made are measured in years, not quarters.

    Flexibility: Employees are encouraged to seek creative steel solutions and services that help the company thrive.

    Chemistry: We foster and nurture an entrepreneurial spirit throughout the Triple-S family. That spirit permeates our DNA.

    From a small family retail operation in Houston, our business has expanded across the US and S. America to sell over 1 Million tons per year . We supply steel for bridges, stadiums, barges and large buildings but one thing will always remain the same: We treat our customers and employees like family.

    WHAT WE OFFER:

    Our company offers great benefits, from tuition reimbursement to training and development opportunities. We also offer medical, dental, vision, FSA, HSA, commuter, long-term disability and group life insurance programs. Come join our team

    Responsibilities:
    • Maintain credit/collections records in ERP system
    • Validate and approve sales tax exemptions
    • Analyze credit and financial information
    • Assign credit limits within a set authority matrix
    • Maintain sound Credit policy while respecting Sales goals
    • Multiple reviews of daily orders and approvals
    • Communicate credit holds to Sales and Customers
    • Occasional customer visits
    • Heavy telephone and written communications
    • Enforce terms of sale and take collection action as needed
    • Deal with sensitive issues involving key accounts
    • Resolve disputes and deductions
    • Prepare documentation to perfect bond claims and lien rights
    • Make recommendations to credit manager
    • Prepare AR portfolio risk analysis report
    • Participate in credit industry group meetings
    • Efficiently manage multiple priorities and deadlines
    Qualifications:

    Education and Experience:

    • BS/BA in Finance or Accounting
    • Minimum 5 years of commercial credit experience
    • Strong analytical skills
    • Knowledge of security and creditor rights
    • Strong communication & negotiating skills
    • Knowledge of construction lien law
    • Strong PC skills - word processing/spreadsheets
    • International Credit experience beneficial

    Knowledge/Skills/Competencies:

    • Strong Proficiency in Microsoft Suite of products: Ex. Excel, Word, and Outlook
    • Excellent written and verbal communication
    • Ability to work with Senior Management to ensure financial directives are followed
    • Ability to multi-task, work under pressure, meet deadlines and thrive in a fast-paced work environment
    • A quick learner, deadline driven, with a can-do attitude are essential traits for our successful candidate.

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