Lease Credit Analyst Ii - Houston, United States - Stellantis Financial Services US

Stellantis Financial Services US

Verified Company

Houston, United States

3 weeks ago

Posted by:

Mark Lane

beBee recruiter

Description

Stellantis Financial Services (SFS) is the new captive finance company for one of the world's leading automakers and a mobility provider with iconic brands including Abarth, Alfa Romeo, Chrysler, Citroën, Dodge, DS Automobiles, Fiat, Jeep, Lancia, Maserati, Opel, Peugeot, Ram, Vauxhall, Free2move and Leasys.

Our exciting growth provides opportunities to advance your career as we successfully lead products and services from a small to midsize company in just a few years.

Join our world class team and culture and contribute to our core mission which is enhancing our customer's experience.

Summary:

The Lease Credit Analyst II reviews and analyzes credit risks, assesses credit history and either approves, conditions or declines an extension of credit to potential lease customers in accordance with Stellantis Financial Services credit risk policies, compliance guidelines and profitability models.

Provides training and mentoring to other entry level lease analysts.

Essential Duties and Responsibilities:

Reviews and evaluates credit reports and credit data to determine the degree of risk involved in extending credit.
Develop and maintain strong dealer relationships while ensuring volume and credit quality objectives are being met.
Accurately applies credit decisions in accordance with company policy and procedures, credit approval authorities, FCRA and Reg M.
Works side by side with entry level lease analysts and provides training and guidance on utilizing the system and assists with credit decision questions.
Utilizes phone, fax and webbased tools to complete verifications as deemed necessary.
Manages exceptions to published credit authority using judgment and experience to produce risk outcomes within company expectations.
Ensures responses to dealers are issued within established service level parameters.
Makes outbound and handles inbound calls to negotiate final terms of contracts with both our dealer customer and the DRM.
Participates in targeted outbound call campaigns as time permits, in coordination with the DRM's in an effort to cultivate longterm dealer relationships.
Works directly with the Funding department and DRM's to resolve credit and verification issues that arise in funding.
Utilizes daily reports and other data to provide support to the DRM in training and managing SFS relationship with our dealer customer.
Performs other ad hoc duties as assigned.
This position involves regular access to specified personal information of consumers, including, but not limited to, Social Security numbers and dates of birth. It is the Lease Credit Analyst II's responsibility to safeguard this information.

Qualifications:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Skills:
Strong verbal, mathematical, reasoning ability, computer, problem solving, interpersonal, written communication, business acumen and sound judgement skills.

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