- Consult with applicants about their current and future needs and goals to determine the optimal product path, including discussing loan terms, rates, fees and other costs. Maintain contact with the applicants throughout the various loan stages. Provide regulatory disclosures as required.
- Effectively communicate with bankers, underwriters and documentation specialists.
- Perform a general evaluation of assigned loan applications (financial documents, pricing and structure, etc.)
- Gather all important data and documentation from applicant, ensuring completeness and compliance with current banking regulations and policies
- Order verification documentation as required by product (Verification of Employment, Verification of Deposits, Verification of Rent, etc.)
- Order collateral services as required by product (Appraisal, Title, etc.)
- Manage the timeline of the loan process to ensure on time closings to meet the applicant's needs and expectations. Coordinate the closing location.
- Maintain good punctuality and attendance to work
- Follow Bank policy, procedures, and guidelines
- Knowledge of Consumer Loan products and regulations, including TRID, HMDA, Reg B, ATR/QM and HPML.
- Ability to communicate effective both verbally and in writing.
- Ability to demonstrate initiative to accomplish work objectives.
- Ability to work effectively and demonstrate flexibility in a continually changing environment.
- Ability to demonstrate effective organization, critical thinking, analytical and problem-solving skills.
- Ability to manage multiple tasks with exacting deadlines in a fast-paced environment.
- Ability to work without close supervision.
- Ability to maintain attention to detail.
- Ability to work effectively in a team environment.
- Ability to work extended hours.
- Skill in using computer and Microsoft Office, including Outlook, Word, Excel, and PowerPoint.
- Computer
- Telephone
- Multi-function device
- Decision-making
- Problem-solving
- High school diploma or equivalent required.
- Minimum of two (2) years of customer service or call center experience, required.
- Minimum of two (2) years of work experience in the consumer loan origination process, required.
- NMLS, or successful completion of NMLS process within 45 days of hire, required
-
Consumer Loan Specialist II
3 weeks ago
Bank OZK Alpharetta, United StatesConsumer Loan Specialist II (Real Estate) · + Job ID: 13945 · + Functional Area: Lending/Commercial Banking/Lending Special Assets · + Position Type: Full-Time Regular · + Experience Required: 1 - 3 Years · + Location: Alpharetta, GA Windward · + Department: Commercial Bnkg ...
-
Senior Loan Processor
3 weeks ago
Quest Financial Alpharetta, United StatesOur client located in Alpharetta, GA is looking for a Senior Loan Processor/Consumer Lending Pipeline Coordinator to join their team · Direct-Hire · $65k - $75k · In office, Monday - Friday · Job Purpose and Scope: · Coordinates the Consumer Loan pipeline by assignment of files a ...
-
Customer Service Reps
2 weeks ago
RemX The Workforce Experts Alpharetta, United StatesJob Description · Job DescriptionRemX is looking for Customer Service Representatives for our client in Alpharetta, GA. They'll be responsible for handling a variety of calls while maintaining a positive empathetic environment. · Title: Customer Service Representative · Employmen ...
-
Financial Solutions Specialist
1 week ago
LGE Community Credit Union Alpharetta, United StatesFinancial Solutions Specialist - Alpharetta · What You'll Do: · This position is responsible for conducting enthusiastic interactions to uncover needs, inspire possibilities, provide financial education, and deliver solutions to advance our members' financial success. Guided by ...
-
Consumer Loan Pipeline Coordinator
3 weeks ago
Bank OZK Alpharetta, United StatesConsumer Loan Pipeline Coordinator · + Job ID: 14029 · + Functional Area: Lending/Commercial Banking/Lending Special Assets · + Position Type: Full-Time Regular · + Experience Required: 1 - 3 Years · + Location: Alpharetta, GA Windward · + Department: Commercial Bnkg MortSa ...
-
Business Development Specialist
4 days ago
MiLEND Alpharetta, United States PermanentBusiness Development Specialist · Alpharetta, GA, United States · Description · We are looking for a full-time candidates for our Business Development/Telemarking department. This opportunity will entail calling out on our client database, answering incoming calls from clients ...
-
Southeast Physician Search, Inc. Georgia, United StatesSeeking to add an outstanding Primary Care physician to well-established group in northeast Georgia mountains near Lake Hartwell. · Available for GBPW Educational Loan Payback · Practice Overview · Monday Friday 8am-5pm with a stable support staff. · Full panel of patients. ...
-
Physician Empire Georgia, United States4 hours to Atlanta & Orlando · 1.5 hours to Gulf Coast beaches · 30 minutes to Tallahassee · 1 hour to Albany · Join a well-established, hospital employed GI service. This group currently offers EUS, ERCP, Spyglass, RFA, EMR, high resolution motility system, bravo pH testing ...
-
Contract Specialist
2 weeks ago
Toyota Alpharetta, United StatesCollaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the worlds most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance ...
-
Contract Specialist
3 weeks ago
Toyota Deutschland GmbH Alpharetta, United StatesOverview · Who we are · Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality sol ...
-
Contract Specialist
1 week ago
Toyota Alpharetta, United StatesCollaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance ...
-
Contract Specialist
1 week ago
Toyota Motor Sales, U.S.A., Inc. Alpharetta, United StatesOverviewWho we areCollaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions d ...
-
Contract Specialist
3 weeks ago
Toyota Deutschland GmbH Alpharetta, United StatesOverview Who we are Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the worlds most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions ...
-
Ob/Gyn Staff
2 weeks ago
Med Career Center, Inc Georgia, United StatesOpportunity to build a busy practice and step into an existing patient base with NP support and in-house midwives. Qualified Candidates:Call frequency 1:4da Vinci XI RoboticsClinic has US & sonographer and ability to perform other standard office procedures Incentive/Benefits Pac ...
-
Nurse Medical Case Manager
2 weeks ago
Travelers Insurance Alpharetta, United States OTHERWho Are We? · Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a culture ...
-
Contract Specialist
3 weeks ago
Toyota Alpharetta, United StatesOverview Who we are · Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world's most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality soluti ...
-
Risk Control Technical Consultant
1 day ago
The Travelers Companies, Inc. Alpharetta, United StatesWho Are We? · Ensure all your application information is up to date and in order before applying for this opportunity. · Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as ...
-
Risk Control Technical Consultant
5 days ago
Blueprint 30 Alpharetta, United StatesWho Are We? · Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property casualty insurers in the industry for over 160 years. Join us to discover a cultur ...
-
Technology Risk Manager
3 weeks ago
Morgan Stanley Alpharetta, GA, United States Full timeDepartment Profile : · Wealth Management Product Technology (WMPT) is a dynamic and fast-paced area within the Firm's WM Technology Division. We are responsible for creating innovative technology solutions for the Private Banking Group (PBG), one of the strategic growth areas o ...
-
Inland Marine
15 hours ago
IAT Insurance Group Alpharetta, United StatesIAT Insurance Group Inland Marine Business Unit has an immediate opening for a Production Inland Marine & Property Underwriter. The level of the role (Underwriter, Senior Underwriter, or Underwriting Specialist) will be determined based on the knowledge, skills, and experience de ...
Consumer Loan Specialist II - Alpharetta, United States - Bank OZK
Description
Position Description:
Job Purpose and Scope:
As the primary point of contact in the consumer loan process, the Consumer Loan Specialist is responsible for educating the applicants(s) on the Bank's loan products and ensuring a complete and compliant loan application. The Consumer Loan Specialist gathers all necessary supporting loan documentation essential for the credit decision and orders the services related to securing the collateral.
Essential Job Functions:
Knowledge, Skills & Abilities:
Equipment Used in Job Performance/Working Environment:
Major Job Demands (Physical/Mental):
Note: This description is not an exhaustive list of all job functions, duties, skills and job standards required. Other job functions, duties, skills, and standards may be added. Management reserves the right to add or change the job requirements at any time.
Position Requirements:
Basic Qualifications:
