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Mesquite

    Commercial Lender - Mesquite, United States - American National Bank of Texas

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    Description

    The Commercial Lender is accountable for business development and sales of the bank's products and services. TheLender is also responsible for developing and managing a loan portfolio, working with others in facilitating the underwriting and loan closing processes.

    • Calls on potential or existing customers to develop new business and increase or retain existing business
    • Makes and services a wide variety of business and individual loans, both secured and unsecured
    • Cross-sells bank products and services
    • Interviews applicants, typically at their place of business, to develop credit information in order to determine if a loan is an acceptable risk
    • Develops strong centers of influence and serves within community organizations and functions
    • Manages a $5-$8+ million loan portfolio, and expands existing relationships within the portfolio
    • Makes decisions on loans and terms within established lending limits or makes recommendations to a supervisor
    • Follows current loan and credit lines to ensure complete compliance with terms
    • Requires work on physical bank premises
    Qualifications:
    • Bachelor's degree in business or banking preferred
    • 4 - 6 years of formal credit training with commercial lending experience
    • Must be fluent in Spanish
    Skills:
    • Working knowledge of Microsoft Office; moderate math and writing skills; strong presentation and follow up abilities
    • Travel to a variety of locations to perform work and/or attend meetings as required
    • Work occasionally requires more than 40 hours per week to perform the essential functions of the position
    • Must be able to travel regularly from location to location
    • Lifting in an office setting may be required up to 30 lbs.

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