Senior Lead Credit Risk Officer - Charlotte, United States - WELLS FARGO BANK

WELLS FARGO BANK Charlotte, United States

3 weeks ago

Full time

Description

About this role:

Wells Fargo is seeking a Senior Lead Credit Risk Officer to join the Consumer Credit Risk organization within Corporate Risk who will oversee Unsecured Lending products. They will leverage their experience and knowledge of credit risk management, business functions, technology solutions, products, and services to provide independent, credit risk leadership and oversight of the businesses.

This role will interact with executive and senior management within the business aligned Chief Risk Officer (CRO) teams, specifically focused on credit risk management and oversight. They will provide leadership to a matrixed team, who together are responsible for ensuring credit policies, programs, products and strategies are within business and company credit risk appetite, are well controlled and monitored to manage the risk, and follow governance and enterprise program requirements, as applicable.

In this role, you will:

Advise senior leadership to develop and implement strategies, programs and policies with a direct and significant impact on credit risk appetite
Lead the strategy and resolution of highly complex and unique challenges to drive the company credit culture, appetite, and business performance requiring in-depth evaluation across multiple areas
Deliver solutions that are long-term, large-scale and require vision, creativity, innovation, advanced analytical and inductive thinking, and coordination of highly complex activities and guidance to others
Monitor, assess and provide oversight of asset quality, portfolio trends and credit policy exception trends
Review and provide challenge of line of business credit products, programs, and policies
Provide vision, direction and expertise to senior leadership on implementing innovative and significant business solutions
Review credit transactions and participate in acquisition due diligence
Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
Interact with internal and external customers
Collaborate with business for oversight of risk management
Interact with audit, legal, compliance, external agencies, and regulatory entities on risk related topics
Be an impactful team representative in senior leadership forums

Required Qualifications:

7+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

Experience as a Senior Credit Officer or experience in leading a credit risk team
Credit risk management experience in one or more of the following businesses: Consumer and/or Small Business Card, Private Label Credit Card or Personal Unsecured Lending
Credit risk experience across the credit life cycle (marketing, originations, account management, collections/loss mitigation, recovery)
Experience with credit evaluation (quality assurance, risk asset review, underwriting, portfolio management, etc.)
Proven ability to lead in a highly matrixed environment across all organizational levels, particularly senior management
Strong risk background and broad familiarity with regulation and risk requirements within a consumer lending business with an emphasis on home lending
Demonstrates an ability to challenge senior leadership and influence decision-making
Executive presence that will enable effective partnering with business aligned CRO's and CEO's in driving strategic credit decisions and resolving credit related issues
Knowledge of industry solutions and best practices including direct experience with decision management software
Experience communicating and presenting complex information to multiple levels of the organization including senior executive-level leaders
Flexibility and ability to thrive in a fast-paced, rapidly changing environment

Posting Locations:

401 S. Tryon Street - Charlotte, North Carolina
800 S. Jordan Creek Pkwy - West Des Moines, Iowa
2700 South Price Road - Chandler, Arizona
600 S. 4th Street - Minneapolis, Minnesota

Job Expectations:

Preferred locations listed above
This position currently offers a hybrid work schedule

Posting End Date:
27 May 2024
*Job posting may come down early due to volume of applicants.

We Value Diversity

At Wells Fargo, we believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in US: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Operational Risk Officer

3 weeks ago

Citigroup Inc. Charlotte, United States

Citibank, N. A. seeks an Operational Risk Officer for its Charlotte, NC location. DUTIES: Support accessibility tools for Technology Quality Engineering Teams and accommodation teams. Ensure new versions of accessibility tools are made available avoi Risk Officer, Risk, Officer, ...
Operational Risk Officer

3 weeks ago

Citigroup Inc. Charlotte, United States

Citibank, N.A. seeks an Operational Risk Officer for its Charlotte, NC location. · DUTIES: Support accessibility tools for Technology Quality Engineering Teams and accommodation teams. Ensure new versions of accessibility tools are made available avoiding end of vendor service. D ...
ORPM Risk Officer I

2 days ago

Truist Charlotte, United States Full time

ESSENTIAL DUTIES AND RESPONSIBILITIES · Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time. · 1. Provide guidance, subject matter exp ...
Lead Credit Risk Officer

1 week ago

WELLS FARGO BANK Charlotte, United States Full time

Job Description · At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired. Help us build a better ...
HNS Risk Compliance Officer

1 week ago

City of Charlotte Charlotte, United States

Introduction · Overview · Charlotte'slocal government, with more than 7,500 employees and a $3.3 billion budget,works hard to ensure that the community will be a winning city for everyone – atruly remarkable place to live, work, learn and play. · Housing & Neighborhood Services ...
ORMP Risk Officer I

3 weeks ago

Truist Financial Corporation Charlotte, United States

The Operational Risk Management Programs Risk Officer I is a subject matter expert responsible for the design, development, implementation, and execution of core operational risk program(s). This individual is a thought leader that will research, eva Risk Officer, Risk, Officer, ...
Lead Operational Risk Officer

6 days ago

Wells Fargo Charlotte, United States

Support the development, implementation, and monitoring of risk-based programs to identify, assess, and mitigate any operational risk arises from inadequate or failed internal processes, people, systems, or external events. Evaluate the adequacy of o Risk Officer, Risk, Technolog ...
HNS Risk Compliance Officer

3 days ago

City of Charlotte Charlotte, United States

Introduction · Overview · Charlotte's local government, with more than 7,500 employees and a $3.3 billion budget, works hard to ensure that the community will be a winning city for everyone - a truly remarkable place to live, work, learn and play. · Housing & Neighborhood Servi ...
Credit Risk Review Officer

5 days ago

U.S. Bank Charlotte, United States

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each ...
Lead Operational Risk Officer

3 weeks ago

Wells Fargo Charlotte, United States Full time

About this role: · Wells Fargo is seeking a Lead Operational Risk Officer in Operational Risk Foundational Programs as part of the Operational Risk Measures, Metrics, & Monitoring Team. · Operational Risk Foundational Programs (ORFP) is responsible for defining and setting the me ...
Lead Operational Risk Officer

4 days ago

Wells Fargo Charlotte, United States

About this role: · Wells Fargo is seeking a Lead Operational Risk Officer to join the Technology and Information Security Risk Management (TISRM) group, part of Operational Risk Management in Corporate Risk. Learn more about the career areas and lines of business at · TISRM is ...
Senior Lead Credit Risk Officer

3 days ago

Wells Fargo Charlotte, United States

About this role: · Wells Fargo Personal Lending CRO Loss Forecasting and Analytics group is seeking an experienced Senior Lead Credit Risk Officer to lead Risk Appetite Analytics. Qualified candidates must have excellent communication skills, high degree of initiative, strong par ...
Operational Risk Officer

1 week ago

Citigroup Inc Charlotte, United States

Citibank, N.A. seeks an Operational Risk Officer for its Charlotte, NC location. · DUTIES: Support accessibility tools for Technology Quality Engineering Teams and accommodation teams. Ensure new versions of accessibility tools are made available avoiding end of vendor service. ...
Operational Risk Officer

4 weeks ago

Citibank Charlotte, United States

Citibank, N.A. seeks an Operational Risk Officer for its Charlotte, NC location. · DUTIES: Support accessibility tools for Technology Quality Engineering Teams and accommodation teams. Ensure new versions of accessibility tools are made available avoiding end of vendor service. D ...
Treasury Market and Liquidity Risk Officer

1 week ago

Truist Inc Charlotte, United States

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communicatio ...
Senior Lead Credit Risk Officer

3 weeks ago

Wells Fargo Charlotte, United States

About this role: · Wells Fargo is seeking a Senior Lead Credit Risk Officer for the Personal Lending CRO Loss Forecasting and Analytics group is looking for an experienced Senior Lead Credit Risk Officer to lead Loss Forecasting for Personal Lending. Qualified candidates must hav ...
Risk Officer II

3 weeks ago

First Citizens Bank Charlotte, United States

Overview: · The Regulatory Remediation Oversight team is responsible for partnering with internal stakeholders across the Bank to execute regulatory response and remediation processes by assisting with the development and tracking of project management plans associated with regul ...
Senior Business Unity Chief Risk Officer

1 week ago

Truist Financial Charlotte, United States

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communicatio ...
ORMP Risk Officer I

1 week ago

Truist Financial Charlotte, United States

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communicatio ...
Lead Compliance Officer- Risk

3 weeks ago

Experis Charlotte, United States Contract

Our Enterprise Fortune 50 Financial Services client is looking for a strong Internal Auditor with a background in Risk and Controls. You will join a Consumer Leading team looking to hire multiple highly motivated Compliance Specialists and Auditors. · Lead Compliance Officer for ...