Jobs
>
Atlanta

    Collateral Underwriter - Atlanta, United States - Bay Equity

    Bay Equity
    Bay Equity Atlanta, United States

    2 weeks ago

    Default job background
    Description

    Job Description

    Job Description

    Bay Equity is a full-service retail mortgage lending institution headquartered in Corte Madera. In 2011 and 2012, San Francisco Business Times named Bay Equity among its "Top 100 Fastest-Growing Private Companies" in the Bay Area. Bay Equity has operations centers in California, Oregon, Washington, and Colorado.

    We are hiring a Collateral Underwriter to work remotely for our team.

    Job purpose:

    Candidate is responsible for all functions related to analyzing and evaluating appraisals to meet lending standards & program guidelines. The individual is required to have their FHA DE/CHUMS and their VA LAPP/SAR certification. Candidate must possess knowledge of the mortgage loan process, appraisal review process, and knowledge of FNMA/FHMLC, FHA, and VA underwriting guidelines. This is not a position for a checklist reviewer but for an experienced & knowledgeable appraisal underwriter. Someone who can analyze, compare, & bring to conclusion complex data within the appraisal to ensure accuracy, compliance, value, & marketability support. In addition, they should have strong organizational and accuracy skills with the ability to work independently in a fast-paced team environment.

    Duties and responsibilities:


    • Review & Underwrite appraisal to ensure the appraisal meets investor and program criteria. Minimum standard of 8-10 appraisals per day with a turn time of 24 hours or as set by collateral underwriting manager.


    • Extensive knowledge of Appraiser Independence Requirements (AIR).


    • Training and direct experience with in-depth residential appraisal reviews for value, marketability, & eligibility.


    • Experience & working knowledge of the appraisal forms. Ability to compare and analyze the comparable grid section and all features of a residential appraisal for single-family, multi-family, condo, and manufactured homes.

    • Review FNMA CU findings and address discrepancies. Confirm appraisal is completed to appraisal standards.

    • Request appropriate appraisal revisions while maintaining AIR compliance.


    • Review appraisal corrections & updates, as well as desk reviews and field reviews.

    • Review appraisal against title, flood cert, purchase agreement, etc. for accuracy & consistency.

    • Thorough knowledge of appraisal requirements for lending is required.


    • Calls out appraisal decision to branch with all appropriate conditions.

    • Timely & professional communication is required at all times.


    • Other duties as assigned.

    Qualifications and Job Skills:


    • Minimum 5 years Mortgage Underwriting experience.


    • Minimum of 3 years Appraisal Underwriting experience and training.

    • Current FHA DE certification is required; VA SAR certification is a plus.


    • Experience using the FNMA CU tool, Outlook, and Encompass.

    • Ability to work quickly & efficiently to handle high volume to meet productivity standards while maintaining excellent quality.

    • Thorough knowledge of Agency/Investor lending guidelines and ability to quickly learn & keep up with changing Agency/Investor guidelines and/or company processes.

    • Ability to handle confidential material in a professional and ethical manner.

    • Excellent written and verbal communication skills.


    • Attention to detail is a must, as well as accurate and detailed data entry.


    • Ability to work & problem solve independently.


    • The ability to make solid guideline-based lending decisions and support those decisions.


    • A positive can-do attitude and a willingness to exceed expectations.

    We offer a comprehensive benefit package including medical, dental, vision, life insurance, 401k, and paid time off. Compensation is based on experience. Please see our website for more details on our company. This is a full-time position.

    Bay Equity is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity, national origin, veteran status, or genetic information. Bay Equity is committed to providing access, equal opportunity, and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. To request reasonable accommodation, contact our Human Resources Department at

  • Linscomb & Williams

    Portfolio Manager IV ABL

    3 weeks ago

    Linscomb & Williams Atlanta, United States

    Houston TX West Loop S · 1333 West Loop S · Suite 1800 (Bank) Suite 1500 (L&W) · Houston, TX 77027, USA · Houston TX West Loop S · 1333 West Loop S · Suite 1800 (Bank) Suite 1500 (L&W) · Houston, TX 77027, USA · Asset Based Lending Portfolio Manager IV is responsible for protec ...

  • Infosys

    Underwriter

    3 weeks ago

    Infosys Atlanta, United States

    Mortgage Underwriter · Process Lead · WFH/ATL - Work hours are in EST/EDT. · The Underwriter will review all loan documents, including credit, income, assets, collateral, title, and fraud tools; to determine the borrower's ability to repay the debt, in accordance with the AUS, F ...

  • Infosys

    Underwriter

    3 weeks ago

    Infosys Atlanta, United States

    Mortgage UnderwriterProcess LeadWFH/ATL - Work hours are in EST/EDT.The Underwriter will review all loan documents, including credit, income, assets, collateral, title, and fraud tools; to determine the borrowers ability to repay the debt, in accordance with the AUS, FNMA, FHLMC, ...

  • Bay Equity

    Underwriter

    1 week ago

    Bay Equity Atlanta, United States

    Bay Equity is a full-service retail mortgage lending institution headquartered in Corte Madera. In 2011 and 2012, San Francisco Business Times named Bay Equity among its 'Top 100 Fastest-Growing Private Companies' in the Bay Area. Bay Equity has operations centers in California, ...

  • Bay Equity

    Underwriter

    1 week ago

    Bay Equity Atlanta, United States

    Bay Equity is a full-service retail mortgage lending institution headquartered in Corte Madera. In 2011 and 2012, San Francisco Business Times named Bay Equity among its "Top 100 Fastest-Growing Private Companies" in the Bay Area. Bay Equity has operations centers in California, ...

  • Cadence Bank

    Underwriter IV

    1 week ago

    Cadence Bank Atlanta, United States

    The Underwriter conducts due diligence and underwrites both new and existing relationships to ensureappropriate credit risk-return. Job functions include the following:* Support Business Development in early-stage prospect review.* Perform quantitative and qualitative analysis an ...

  • Cadence Bank

    Underwriter IV

    1 week ago

    Cadence Bank Atlanta, United States

    The Underwriter conducts due diligence and underwrites both new and existing relationships to ensure · appropriate credit risk-return. Job functions include the following: · * Support Business Development in early-stage prospect review.* Perform quantitative and qualitative ana ...

  • Infosys

    Underwriter

    3 weeks ago

    Infosys Atlanta, United States

    Job Description · Mortgage Underwriter · Process Lead · WFH/ATL - Work hours are in EST/EDT. · The Underwriter will review all loan documents, including credit, income, assets, collateral, title, and fraud tools; to determine the borrower's ability to repay the debt, in accor ...

  • CapSpecialty

    Underwriter or Senior Underwriter

    3 weeks ago

    CapSpecialty Atlanta, United States

    Medical, Dental, Vision,Open Vacation Plan; Matching 401(k); Co. Paid Life Ins, STD, LTD; Generous Paid Sick & Family Bonding Leave; Tuition & Educational ReimbursementsUnderwriter or Senior Underwriter SuretyAtlanta, GA or Southeast Region (AL/FL/SC/NC/TN)Want to join an excitin ...

  • CapSpecialty

    Underwriter or Senior Underwriter

    3 weeks ago

    CapSpecialty Atlanta, United States

    Medical, Dental, Vision,Open Vacation Plan; Matching 401(k); Co. Paid Life Ins, STD, LTD; Generous Paid Sick & Family Bonding Leave; Tuition & Educational ReimbursementsUnderwriter or Senior Underwriter Surety & FidelityAtlanta, GA or Southeast Region (AL/FL/SC/NC/TN)Want to join ...

  • Infosys Limited Digital

    Underwriter

    2 weeks ago

    Infosys Limited Digital Atlanta, United States

    Job details · Country · USA · State / Region / Province · Georgia · Work Location · Atlanta, GA · Domain · Operations · Interest Group · IBPO USA · Company · IBPO USA · Requisition ID · 118397BR · Job description · Mortgage Underwriter · Process Lead · WFH/ATL - Work hou ...

  • SVI Recruiting Group

    SBA Credit Analyst/Underwriter/ NATIONWIDE REMOTE BASED

    2 weeks ago

    SVI Recruiting Group Atlanta, United States

    Job Description · Job DescriptionMORTGAGE UNDERWRITING EXPERIENCE WILL NOT BE CONSIDERED · Position: SBA Credit Analyst/Underwriter/FRANCHISE/NATIONWIDE REMOTE · Job Summary: · As an SBA Credit Analyst/Underwriter, you will be responsible for analyzing and underwriting Small Bus ...

  • Liberty Mutual

    Senior Underwriter, Risk Management

    3 weeks ago

    Liberty Mutual Atlanta, United States

    Pay Philosophy · The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these ...

  • Liberty Mutual Insurance

    Senior Underwriter, Risk Management

    3 weeks ago

    Liberty Mutual Insurance Atlanta, United States

    Pay Philosophy · The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these p ...

  • Liberty Mutual Insurance

    Senior Underwriter, Risk Management

    1 week ago

    Liberty Mutual Insurance Atlanta, United States

    Pay Philosophy · The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these p ...

  • Greystone And Company Inc

    Loan Underwriter

    2 weeks ago

    Greystone And Company Inc Atlanta, United States

    Greystone Monticello, LLC and its affiliates ("Greystone Monticello") is a real estate and asset-based lender providing asset management and comprehensive capital solutions for healthcare, multifamily, and commercial real estate assets throughout the US. Greystone Monticello is s ...

  • Hyundai Capital Services

    Manager, Commercial Credit

    1 week ago

    Hyundai Capital Services Atlanta, United States

    · Who We Are: · Through our service brands Hyundai Motor Finance, Genesis Finance*, and Kia Motors Finance, we provide financial products tailored to meet the needs of Hyundai, Genesis, and Kia dealerships nationwide, including dealer inventory and facility financing. And, thro ...

  • Eastdil Secured

    Vice President

    3 weeks ago

    Eastdil Secured Atlanta, United States

    Eastdil Secured is the largest independent commercial real estate investment bank in the world, by volume, with nearly $3 trillion in completed transactions over the past 15 years. We uniquely combine commercial real estate and capital markets expertise to provide clients with ad ...

  • First Horizon

    Commercial Relationship Manager

    6 days ago

    First Horizon Atlanta, United States

    Location: On site, Cumberland, GA, or Atlanta, GA · Summary · Develops new customer prospects and business with commercial clients, with the potential to manage a portfolio of commercial clients. Makes and services a wide variety of business and individual loans to build long-ter ...

  • Georgiasown

    Senior Commercial Credit Underwriter

    3 weeks ago

    Georgiasown Atlanta, United States

    Senior Commercial Credit Underwriter page is loaded · Senior Commercial Credit Underwriter · Apply · locations · Atlanta · time type · Full time · posted on · Posted 4 Days Ago · job requisition id · R · If you would enjoy working in a dynamic environment and are looki ...