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    SBA Credit Analyst/Underwriter/ NATIONWIDE REMOTE BASED - Atlanta, United States - SVI Recruiting Group

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    Job Description

    Job Description

    MORTGAGE UNDERWRITING EXPERIENCE WILL NOT BE CONSIDERED

    Position: SBA Credit Analyst/Underwriter/FRANCHISE/NATIONWIDE REMOTE

    Job Summary:

    As an SBA Credit Analyst/Underwriter, you will be responsible for analyzing and underwriting Small Business Administration (SBA) 7a, 504, USDA loans for our client. You will work closely with our team of loan officers, processors, and other underwriters to ensure that all loan applications are thoroughly evaluated and approved in accordance with SBA guidelines and company policies and with an attention to details and a FOCUS ON CRE Loans.

    Key Responsibilities:

    Review and analyze loan applications and financial documents to determine creditworthiness and risk assessment

    Conduct thorough financial analysis and cash flow projections to assess the borrower's ability to repay the loan

    Evaluate collateral and loan structure to ensure compliance with SBA guidelines and company policies

    Prepare credit memos and loan packages for submission to SBA and other lending institutions

    Communicate with loan officers and processors to gather necessary information and resolve any discrepancies

    Monitor and track loan performance and work with borrowers to address any issues or concerns

    Stay updated on SBA regulations and guidelines to ensure compliance and provide guidance to loan officers and processors

    Participate in credit committee meetings and provide recommendations on loan approvals and denials

    Collaborate with other team members to improve processes and procedures for loan underwriting and portfolio management

    Maintain accurate and organized loan files and documentation

    Qualifications:

    Bachelor's degree in finance, accounting, or related field

    Minimum of 4 years of experience in SBA loan underwriting and credit analysis, with 7a , 504, or USDA SBA

    Strong knowledge of SBA regulations and guidelines

    Excellent analytical and problem-solving skills

    Ability to work independently and as part of a team

    Strong attention to detail and ability to multitask in a fast-paced environment

    Excellent communication and interpersonal skills

    Proficient in Microsoft Office and loan processing software

    SBA underwriting certification is a plus



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