Jobs
>
San Jose

    Credit Strategy Data Scientist - San Jose, CA, United States - AIT Global Inc

    Default job background
    Description

    Job Title:
    Credit Strategy Data Scientist

    Location:
    San Jose, CA

    JOB DESCRIPTION:



    We are looking for a talented, enthusiastic and dedicated person to join the Credit Risk Strategy team. The incumbent will be responsible for leading key projects associated with credit risk assessment, data analysis and loss mitigation.

    This position requires a person who has experience performing analytics, refining risk strategies, and developing predictive algorithms preferably in the credit risk domain.

    Key Job Functions:

    Design rules to detect/mitigate loss.
    Investigate novel/large cases.
    Identify root cause.
    Set strategy for different risk types.
    Work with product/engineering to improvement control capabilities.
    Develop and present strategies and guide execution.
    Drive results that maximize eligible customers while controlling losses.

    Professional Experience/Background to be successful in this role:
    Minimum 2 years of experience in risk analytics, data analysis, or data science within
    the Fintech or online payments industry.
    Bachelor's degree in computer science, Engineering, Mathematics, Statistics, Data Mining or related field or equivalent practical experience.
    Experience using statistics and data science to solve complex business problems.
    Proficiency in SQL, Python, Excel including key data science libraries.
    Experience working with large datasets.

    Ability to clearly communicate complex results to technical experts, business partners, and executives including development of dashboards and visualizations, ie Tableau.

    Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses, and action-oriented outcomes.

    Demonstrated analytical thinking through data-driven decisions, as well as the technical know-how, and ability to work with your team to make a big impact.

    Desirable to have experience or aptitude solving problems related to risk using data science and analytics.

    Bonus:
    Experience with AWS, payment rule systems, and knowledge of credit products.

    Expected Outcome in 6-12 months:


    Work closely with team members and stakeholders to consult, design, develop, and manage credit trends and losses that not only solve emerging loss trends but also provide a great experience to end customers.

    Utilize data analysis to design and implement credit strategie.
    Analyze and transform data using RaaS platforms to identify loss patterns and optimize the systems to flag these patterns.

    Collaborate with cross-functional stakeholders including product managers and engineering teams to deploy data-driven credit solutions that operate at scale and in real time for end customers.

    Make business recommendations to leadership and cross-functional teams with effective presentations of findings at multiple levels of stakeholders.
    Development of dashboard and visualizations to track KPI of credit strategies implemented.

    Preferred Skills:

    Data analytics
    Rule development
    Dashboard Creation
    Project Management
    Strong Communication

  • Western Digital

    Data Scientist

    3 weeks ago


    Western Digital San Jose, United States

    **Company Description** · At Western Digital, our vision is to power global innovation and push the boundaries of technology to make what you thought was once impossible, possible. · At our core, Western Digital is a company of problem solvers. People achieve extraordinary things ...

  • TikTok

    Data Scientist

    1 week ago


    TikTok San Jose, United States

    Responsibilities · TikTok is the leading destination for short-form mobile video. Our mission is to inspire creativity and bring joy. TikTok has global offices including Los Angeles, New York, London, Paris, Berlin, Dubai, Singapore, Jakarta, Seoul and Tokyo. · Why Join Us · Crea ...

  • Amazon Development Center U.S., Inc.

    Data Scientist

    3 weeks ago


    Amazon Development Center U.S., Inc. Santa Clara, United States

    Bachelor's degree in a quantitative field such as statistics, mathematics, data science, business analytics, economics, finance, engineering, or computer science · - 2+ years of data querying languages (e.g. SQL), scripting languages (e.g. Python) or statistical/mathematical soft ...

  • TikTok

    Data Scientist

    1 day ago


    TikTok San Jose, United States

    Responsibilities · TikTok is the leading destination for short-form mobile video. Our mission is to inspire creativity and bring joy. TikTok has global offices including Los Angeles, New York, London, Paris, Berlin, Dubai, Mumbai, Singapore, Jakarta, Seoul and Tokyo. · Why Join U ...

  • Protellhirestaffingsolution

    Data Scientist

    1 week ago


    Protellhirestaffingsolution San Jose, United States

    **Machine Learning and Deep Learning: (mandatory)** · **Understanding of Core machine learning algorithms and deep learning architectures.** · **Strong Hold on Data cleaning, SQL queries** · **Natural Language Processing: (mandatory)** · **Proficiency in tokenization, stemming, l ...

  • ProIT Inc.

    Data Scientist

    1 week ago


    ProIT Inc. San Jose, United States

    Full-time With TCS · Green Card & US Citizens can Apply · **Must Have Technical Skills** · Machine Learning and Deep Learning: (mandatory) · Understanding of Core machine learning algorithms and deep learning architectures. · Strong Hold on Data cleaning, SQL queries · Natural La ...

  • Achmea

    Data Scientist

    1 week ago


    Achmea Sunnyvale, United States

    De afdeling · De afdeling Product- en Portfoliomanagement Schade Bedrijven bestaat uit productmanagers, data analisten, pricing analisten, data scientists, business intelligence en scrum masters, in totaal zo'n 60 collega's. Deze professionals werken voor de merken Centraal Behee ...

  • Anthro

    Data Scientist

    2 weeks ago


    Anthro San Jose, United States

    About the Job · As a Data Scientist at Anthro Energy, you will play a pivotal role in leveraging data to drive innovation in lithium-ion electrolyte technology. You will be responsible for structuring data and developing predictive models to accelerate Anthro's material developme ...

  • Mindlance

    Data Scientist

    3 days ago


    Mindlance San Jose, United States

    Title – Product Analytics (Data Scientist) · Duration – 12+ months · Location – Remote · Details: · Drive analysis on various projects for *** Express to improve the experience of our users. · Own data analysis, visualization and communicate the outcomes/insights to various stak ...

  • TikTok

    Data Scientist Lead

    2 days ago


    TikTok San Jose, United States

    Responsibilities · TikTok is the leading destination for short-form mobile video. Our mission is to inspire creativity and bring joy. TikTok has global offices including Los Angeles, New York, London, Paris, Berlin, Dubai, Singapore, Jakarta, Seoul and Tokyo. · Creation is the co ...

  • HireIO, Inc.

    Data Scientist

    3 weeks ago


    HireIO, Inc. San Jose, United States

    Location: San Jose, CA & Seattle Washington · Language: Chinese & English Preferred Depending on Role · Hybrid In-Office · Responsibilities: · 1. Responsible for the research and development & architecture of the international e-commerce supply chain, including but not limited t ...

  • AIT Global

    Data Scientist

    3 weeks ago


    AIT Global Alviso, United States

    Overview: · We are seeking a talented Data Scientist to join our team. As a Data Scientist, you will be responsible for analyzing complex datasets to provide valuable insights and drive informed business decisions. · **Responsibilities**: · - Develop and implement data models and ...

  • Tata Consultancy Services

    Data Scientist

    3 weeks ago


    Tata Consultancy Services San Jose, United States

    Job Title · Data Scientist - NLP, ML & Deep Learning · "ROLE" as per TCS Role Master · Data Scientist · Candidate for this position to be offered with TAIC or TCSL as Entity · TCSL · Relevant Experience · (in Yrs) · 8 years + · Must Have Technical/Functional Skills · Machine L ...


  • TikTok San Jose, United States

    Responsibilities · TikTok is the leading destination for short-form mobile video. Our mission is to inspire creativity and bring joy. TikTok has global offices including Los Angeles, New York, London, Paris, Berlin, Dubai, Singapore, Jakarta, Seoul and Tokyo. · Creation is the co ...


  • TikTok San Jose, United States

    Responsibilities · TikTok is the leading destination for short-form mobile video. Our mission is to inspire creativity and bring joy. TikTok has global offices including Los Angeles, New York, London, Paris, Berlin, Dubai, Singapore, Jakarta, Seoul and Tokyo. · Creation is the co ...

  • Avance Consulting

    Data Scientist

    3 weeks ago


    Avance Consulting Santa Clara, United States

    Job Description · Job DescriptionData Scientist - Databricks with AI/ML · Santa Clara, CA – All days to office – no remote. · Description: Job Responsibilities · • Experience : Overall 6+ years, relevant 3+ years · • Programming Skills: Proficiency in Python is required along wit ...

  • Aurora Technologies

    Data Scientist

    3 weeks ago


    Aurora Technologies Bay View, United States

    As a Data Scientist (m/f/d/-) at formigas, you will be part of our co_labs and work with data from various industries. You will explore advanced algorithms and build initial prototypes, particularly in the areas of Machine Learning, Computer Vision, and Natural Language Processin ...

  • Netflix

    Data Scientist

    1 week ago


    Netflix Los Gatos, United States

    Los Gatos, California- Data Science and Engineering- Netflix is one of the world's leading entertainment services with 270 million paid memberships in over 190 countries enjoying TV series, films and games across a wide variety of genres and languages. Members can play, pause and ...

  • eBay Inc.

    Data Scientist 1

    3 weeks ago


    eBay Inc. San Jose, United States

    eBay, Inc. seeks Data Scientist 1 in San Jose, CA · Job Duties: Design, implement and launch to production machine learning models for big data that improve the user experience, drive customer traffic and create measurable results for eBay. Work on all stages of the pipeline fro ...

  • Cadent, LLC

    Sr. Data Scientist

    4 days ago


    Cadent, LLC San Francisco, United States Permanent

    TECHNOLOGY · Cadent, LLC (San Jose, CA) Sr. Data Scientist to design, train and apply statistics, mathematical models, and machine learning techniques to create scalable solutions for predictive learning, forecasting and optimization. Work with Software development team to deplo ...