- Education: Minimum of a high school diploma required.
- Experience : No experience in a Loan Officer Assistant or similar role required. Willingness to learn the position and be trained by the Branch Manager required.
- Skills: Bilingual required. Detail oriented with strong follow-up skills. Basic math skills (at least a middle school grade level). Interpersonal skills that forge professional relationships and support, strong oral, verbal and written communication skills. Ability to read, write and communicate at a level consistent with the requirements of this position and to generate independents leads for new business. Having a growth mindset and passionate about learning a new position required.
- Systems: Microsoft Office Suite, Adobe, DocuSign, Social Media and more.
- Establish, develop and maintain client referral relationships with Realtors, builders, Developers, CPA's, financial planners and make sales calls on potential or existing customers in order to develop new business and/or retain existing business.
- Successfully manage marketing on social media for assigned Loan Officer or Branch Manager
- Receive incoming business from assigned Loan Officer or Branch Manager and address appropriately on behalf of manager
- Keep informed of trends, changes and developments in the local real estate market and competitor activity.
- To keep up-to-date with changing rules, regulations and guidelines from FNMA, FHLMC, FHA and VA in addition to other investors and agencies.
- To keep informed of all origination, processing, appraisal, underwriting and closing requirements for both company and investor guidelines pertaining to both governments insured and privately insured mortgages.
- Negotiate price, terms and conditions with mortgages after training.
- Maintain a professional image and standards consistent with company policies and procedures.
- Counseling and pre-qualifying potential homebuyers.
- Taking a complete and accurate loan application.
- Obtaining all necessary support documents along with the appropriate fees and lock-in information.
- Overseeing the loan process by monitoring loan status and ensuring conformity with term.
- Assisting in collecting additional documents and promptly communication loan status to all interested parties.
- Obtaining loan documentation after closing as directed by corporate or senior management.
- Follow through on all professional conditions and continued education requirements for licensure.
- Occasionally participate in branch/headquarter meetings that require attendance.
- Other duties as assigned by the Branch Manager or assigned Retail Loan Officer.
-
Junior Program Officer
12 hours ago
Goldbelt, Inc. Washington, United StatesOverview: · - Goldbelt C6 protects the safety and health of the country by supporting civilian public health and defense medical marketspace. C6 offers research and development, engineering, and logistics services that enhance and enlarge customers' operations. C6's expertise is ...
-
Junior Analyst/action Officer
3 days ago
Summit ET Washington, United States**SummitET** is seeking a **Junior **Analyst/Action Officer **with a minimum SECRET clearance to assist with research and assessment activities related to the implementation of Executive Order 14024 in line with the responsibilities of the Office of Counterproliferation Initiativ ...
-
Junior Program Officer 50
6 days ago
The Tatitlek Corporation Washington, United StatesOverview: · To provide contract support to ECA/P in the conduct of a number of office management roles that directly and indirectly assist a team of Civil and Foreign Service Officers who work on an array of policy-related issues, events, and activities on behalf of the Departmen ...
-
Junior Office Manager
2 days ago
Access Partnership Washington, United StatesJob Description · Job DescriptionWho we are: · Access Partnership makes innovative technology work for the world. · We're tech optimists who believe that innovative technology has been the driver of transformative change in the world. As the pace of innovation accelerates, and pa ...
-
Junior Analyst/Action Officer
2 days ago
Summit ET Washington, United StatesJob Description · Job DescriptionSummitET is seeking a Junior Analyst/Action Officer with a minimum SECRET clearance to assist with research and assessment activities related to the implementation of Executive Order 14024 in line with the responsibilities of the Office of Counter ...
-
Junior Program Officer 50
6 days ago
The Tatitlek Corporation Washington, United States Regular Full timeOverview · To provide contract support to ECA/P in the conduct of a number of office management roles that directly and indirectly assist a team of Civil and Foreign Service Officers who work on an array of policy-related issues, events, and activities on behalf of the Departmen ...
-
Information System Security Officer, Junior
2 days ago
Resource Management Concepts Odenton, United StatesJob Description · Job Description · Resource Management Concepts, Inc. (RMC) provides high-quality, professional services to government and commercial sectors. Our mission is to deliver exceptional management and technology solutions supporting the protection and preservation o ...
-
Information System Security Officer, Junior
20 hours ago
Resource Management Concepts Patuxent River, United StatesJob Description Job Description Resource Management Concepts, Inc. (RMC) provides high-quality, professional services to government and commercial sectors. Our mission is to deliver exceptional management and technology solutions supporting the protection and preservation of the ...
-
Resource Management Concepts Patuxent River, United StatesResource Management Concepts, Inc. (RMC) provides high-quality, professional services to government and commercial sectors. Our mission is to deliver exceptional management and technology solutions supporting the protection and preservation of the people and environment of the Un ...
-
Junior Information Systems Security Officer
2 days ago
Fusion Technology LLC Washington, United StatesJob Description · Job DescriptionEmployee dedication contributes to our success, customer satisfaction, and our nation's most outstanding achievements. At Fusion Technology, we recognize that our employees are our greatest attribute. That is why our top priority is to attract, re ...
-
The Tatitlek Corporation Washington, United StatesOverview To provide contract support to ECA/P in the conduct of a number of office management roles that directly and indirectly assist a team of Civil and Foreign Service Officers who work on an array of policy-related issues, events, and activities on behalf of the Department o ...
-
Granules Chantilly, United StatesJob Description · Job DescriptionDescription:Job Summary · We are seeking an Operations Manager/ Junior Chief Administrative Officer to lead our operational excellence initiatives within Granules Pharmaceuticals. As an Operations Manager/ Junior Chief Administrative Officer you w ...
-
Staff Architect
1 day ago
OLBN, INC. Rockville, United StatesOLBN is a full service architectural and engineering firm providing Architectural, Engineering and Construction (AEC) support services for both Governmental and Commercial Clients, with our primary project types being interior office space (GSA/Commercial), laboratories (NIH) and ...
-
Research Scientist
1 week ago
Axle Rockville, United States(ID: · **Axle** is seeking a **_Research Scientist _**to join our vibrant team at the National Institutes of Health (NIH) supporting the **National Center for Advancing Translational Sciences (NCATS) located in Rockville, MD.** · **Benefits We Offer**: · - 100% Medical, Dental & ...
-
RSDC Washington, United StatesJob Description · Job DescriptionRSDCGROUP, LLC (RSDC) is a Veteran Owned Small Business (VOSB) with a presence in the Washington, DC Metropolitan area headquartered in Arlington, Virginia with offices nationwide. We deliver results for our customers through accurate requirements ...
-
Director, Medical Affairs
2 days ago
Emergent Biosolutions Gaithersburg, United StatesWe go where others won't, taking on some of the biggest public health challenges to protect and enhance millions of lives, and create a better, more secure world. Here, you will join passionate professionals who advance their scientific, technical and professional skills to devel ...
-
M Club
12 hours ago
Marriott Spring Spring, United StatesJob Summary: · The Concierge is responsible for providing attentive courteous and efficient service to all guests from arrival to departure. The main focus is to engage every guest in conversation and recognition as well as resolve any guest issues immediately. The concierge is a ...
-
Communication Specialist
1 day ago
Peraton Bethesda, United States**About Peraton** · **Responsibilities** · - Facilitate meetings and take detailed notes as a primary duty, in addition to leading communication support such as developing, preparing, producing, coordinating, and editing various products, including strategy and planning documents ...
-
Junior Media Destruction Technician
12 hours ago
Chenega MIOS Hyattsville, United States**Req ID**: 31214 · **Summary** · **Junior Media Destruction Technician** · **Hyattsville, MD** · Articus Solutions, LLC is a certified ANC 8(a), Small Disadvantaged Business (SDB) headquartered in Colorado Springs, Colorado. We provide world-class Engineering, Integrated Hardwar ...
-
Junior Media Destruction Technician
12 hours ago
Chenega Corporation Hyattsville, United StatesOverview: · **Junior Media Destruction Technician** · **Hyattsville, MD** · **Our People Are Our Strength** · We believe taking care of our employees will deliver the best support to our customers and our community. Our success is attributable to our employees. We recruit and ret ...
Loan Officer, Junior - Ashton-Sandy Spring, United States - Embrace Home Loans
5 days ago
Description
Loan Officer, Junior – Retail (Bilingual) Entry Level
Location*: Sandy Spring, MD *must be able to report to the office at least 3 days per week.
Department: Retail – Sandy Spring, MD
General Business Hours: M-F: 9:00 a.m. – 5:00 p.m.
Shift: 40 hours per week. Eligible for approved overtime.
Managed by (Title): Branch Managerand/or Assigned Retail Loan Officer
Compensation: $ per hour + commission/overrides
FLSA Status: Non-Exempt
Last Updated: 2/2/2024
SUMMARY
Embrace is looking for an entry level Junior Loan Officer that is bilingual . Prior experience not required. Branch Manager is looking for a candidate who has a growth mindset and is willing to learn the business. When a top producing Branch Manager or Retail Loan Officer achieves a production level that exceeds the time and effort available from one individual, he or she may choose to build a team of support staff. The Junior Loan Officer is responsible for many Loan Officer activities for the loan origination team. Through professional persistence, the Junior Loan Officer solicits and originates loans that are acceptable to the companies chosen investors and agencies. He/she develops and maintains a strong client referral base by selling the firm's loan products and services to meet the needs of its client base such as realtors, builders, home buyers, CPA's, financial planners and others. In essence, the Junior Loan Officer is responsible for growing the team's production and creating their own production, as well.
KNOWLEDGE, EXPERIENCE AND SKILLS REQUIRED
Technical Knowledge, Years of Related Experience, Skills, Licenses, and Systems Experience
TRAINING REQUIRED
Participate in additional training on sales, technology, products, procedures and pricing on an ongoing basis. Complete annual training as required by company policy and law on an annual basis in a timely manner.
RESPONSIBILITIES
Coordinate customer interaction and interface with all parties involved on each individual loan that is originated from application to closing including, but not limited to:
SPECIFIC ACTIVITIES
Attend and participate in all Monthly Awards Ceremonies, Corporate Gatherings & Training Events. Read all newsletters and bulletins to remain current on corporate policies, procedures, and developments.
DRIVER ELIGIBILITY GUIDELINES
This position requires reliable transportation and the operation of a motor vehicle from time to time in order to perform your required job duties. Drivers must have a valid driver's license of the State they reside in. Additionally, drivers should have at least 2 years of driving experience and be at least 18 years old. Embrace Home Loans reserves the right to enforce additional driver eligibility guidelines as required by law.
MEASUREMENTS OF SUCCESS
Develop and manage a pipeline of users, referrals, client relationships, etc.
Increasing customer base via Marketing tactics
Relationship management and business development.
Customer Satisfaction.
WORK ENVIRONMENT AND DEMANDS
Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Work Environment: Office / Hybrid schedule; A hybrid work schedule of 3 days in the office is mandatory.
Possible Work Hazards: Minimal
Physical Demands: Light
OTHER CONSIDERATIONS/DISCLAIMERS
Job Description Disclaimer:
This job description is a general description of essential job functions. It is not intended as an employment contract, nor is it intended to describe all duties someone in this position may perform. All employees are expected to perform tasks as assigned by supervisory personnel, regardless of job title or routine job duties.
ADA Compliance:
Embrace Home Loans is an Equal Opportunity and ADA compliant Employer, committed to diversity in the workplace.
Disclaimer for Connecticut Applicants:
The applicant is not required to disclose the existence of any erased criminal history record information, erased criminal history record information are records pertaining to a finding of delinquency or that a child was a member of a family with service needs, an adjudication as a youthful offender, a criminal charge that has been dismissed or nolled, a criminal charge for which the person has been found not guilty or a conviction for which the person received an absolute pardon or criminal records that are erased pursuant to statute or by other operation of law, and
Any person with erased criminal history record information shall be deemed to have never been arrested within the meaning of the general statutes with respect to the proceedings so erased and may so swear under oath.
Work Location Information:
Embrace supports hybrid work where business needs allow, but is rebuilding a community that looks forward to collaboration within an office setting. All remote work, if allowed, must be performed in a state in which Embrace is registered to do business or presently open to payroll withholding, unemployment insurance as well as workers compensation. Those states are as follows: Alabama, Arizona, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Massachusetts, Maryland, Maine, Minnesota, Missouri, North Carolina, New Hampshire, New Jersey, New York, Ohio, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Virginia, and West Virginia. Even if remote work is permitted, some presence in an office may be necessary based on needs, the nature of work, or in support of corporate sponsored events designed to build community. If your position requires an MLO license, you must be employed within commutable distance of an Embrace office (no home offices) and open to reporting to the office location when required.
