- Obtain an accurate and thorough 1003.
- Collect supporting documentation from borrower:
- 30 day paystubs
- 2 years tax returns
- Last 2 years W2s
- Award letters, disability, trust income, etc.
- LOE for Gaps in jobs
- At initial contact with borrower provide needs list and complete application
- 2 months bank statements
- Obtain executed disclosures within regulations time frame.
- Obtain accurate AUS findings.
- Analyze credit report and financial scenario, determining appropriate loan product(s).
- Determine (price) a profitable loan and communicate fees to ops team.
- Submit a complete loan package to processing.
- Lock in rate.
- Review CD to ensure fees and cash at closing are consistent with commitment to Customer:
- Issue Lender Credit if needed
- If loan out of balance, work with processor & branch manager to request subsidy
- Resolve file problems, bottlenecks and qualifying issues throughout production and underwriting process.
- Provide administrative support in the collection and preparation of submitting loan application with supporting documentation to processing.
- Coordinate, create, track and distribute marketing materials.
- Manage client and referral partner databases.
- Answer customer inquiries involving rates, products and loan application status to ensure quality customer service.
- Perform any other reasonable duties required by Guild Mortgage Company or Managing Loan Officer.
- High school diploma or equivalent required.
- At least two years of experience in Mortgage lending or related field.
- Active NMLS License.
- Ability to manage multiple priorities; strong detail orientation and highly organized.
- Works with a strong sense of urgency and responsiveness.
- Passionate about delivering excellence in customer service.
- Demonstrated patience and professionalism when interacting with both internal and external customers.
- Proficiency with data entry, PDF software programs, Microsoft Word, and Excel required.
- Strong verbal and written communication skills.
- Intermittent to low supervision required, depending on experience
- Apply sound judgment in execution of core job responsibilities
- Travel: 0%
- Physical: Work is primarily sedentary; mobility in an office setting.
- Manual Dexterity: Frequent use of computer keyboard and mouse.
- Audio/Visual: Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
- Environmental: Office environment - no substantial exposure to adverse environmental conditions.
-
Mortgage Loan Officer
1 week ago
KeyCorp Federal Way, United StatesLocation:32400 Pacific Highway S - Federal Way, Washington Job Summary. The Mortgage Loan Officer (MLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective Loan Officer, Mortgage, Officer, Business ...
-
Mortgage Loan Officer
1 day ago
KeyBank Federal Way, United StatesJob Description · Location: · 32400 Pacific Highway S - Federal Way, Washington Job Summary · The Mortgage Loan Officer (MLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective clients on home len ...
-
Mortgage Loan Officer
1 week ago
Key Bank Federal Way, United StatesLocation: · 32400 Pacific Highway S - Federal Way, Washington · Job Summary · The Mortgage Loan Officer (MLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective clients on home lending solution ...
-
Mortgage Loan Officer
1 day ago
KeyBank Federal Way, United StatesJob Description · Location: · 32400 Pacific Highway S - Federal Way, Washington Job Summary · The Mortgage Loan Officer (MLO) assists clients with the origination of residential mortgage loans, including providing analysis and advice to current and prospective clients on home len ...
-
Originating Loan Officer Assistant
2 weeks ago
Guild Auburn, United StatesGuild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of profe ...
-
Originating Loan Officer Assistant
3 weeks ago
Guild Mortgage Auburn, United StatesGuild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of profe ...
-
Loan Officer
1 week ago
Insight Global Seattle, United StatesThis well-known real estate marketplace company is seeking loan officers to join their Seattle market. This is a heavy customer facing role in which strategic selling and relationship building are key to success. You will be provided leads on the front end but are also responsibl ...
-
Loan Officer
2 weeks ago
Mann Mortgage Bellevue, United StatesWe're Hiring Experienced Mortgage Loan Officers NOW · Mann Mortgage, a growing multi-state, community anchored, mortgage lending company dedicated to helping aspiring borrowers fulfill the dream of home ownership, has an immediate opening for a Licensed Loan Officer in our Belle ...
-
Loan Officer
2 weeks ago
Paramount Residential Mortgage Group Gig Harbor, United StatesOverview: · PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and have an unmatched Culture. We look forward to helping you succeed as an Origina ...
-
Loan Officer
3 weeks ago
NW Recruiting Partners Kirkland, United StatesJob Description · Job DescriptionLoan Officer – Private Lender · Kirkland, WA (in-office) · Join our client, a leading private real estate lender with a robust lending team and over $350M in capital. Specializing in lending to builders and developers, they boast a mortgage broker ...
-
Mortgage Loan Officer
2 weeks ago
Club Wealth Sumner, United States· Award winning company looking for Licensed MLO to join our team. · We are seeking an experienced mortgage loan officer with strong marketing, communication, and analysis skills to join our team and assist loan applicants in securing the ideal mortgage for their new home purch ...
-
Loan Officer Assistant
2 weeks ago
Bay Equity Tacoma, United StatesJob Description · Job DescriptionBay Equity is a full-service retail mortgage lending institution headquartered in Corte Madera. In 2011, 2012 and 2021, San Francisco Business Times named Bay Equity among its "Top 100 Fastest-Growing Private Companies" in the Bay Area. In 2022 Re ...
-
Junior Loan Officer
1 week ago
Chris Gurnee Realty Seattle, United States· Our lending team is experiencing tremendous growth and we are looking for a results-oriented junior loan officer who can generate new business and referrals and assist our senior loan officers in creating and closing loan packages. Lending or mortgage industry experience is no ...
-
Mortgage Loan Officer
1 week ago
Zillow Seattle, United StatesAbout the team Zillow Home Loans is on the front lines of radically redefining how consumers buy, sell, and finance homes. We seek to transform the consumer mortgage experience by moving closer to the real estate transaction. We are a fun, fast-paced, and ethical fintech company. ...
-
Loan Officer Assistant
3 weeks ago
Guild Mortgage Bellevue, United StatesGuild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of prof ...
-
Junior Loan Officer
2 weeks ago
Chris Gurnee Realty Seattle, United States· Our lending team is experiencing tremendous growth and we are looking for a results-oriented junior Loan Officer who can generate new business and referrals and assist our senior loan officers in creating and closing loan packages. Lending or mortgage industry experience is no ...
-
Loan Officer Assistant
3 weeks ago
Guild Mortgage Bellevue, United StatesGuild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of prof ...
-
Senior Loan Officer
4 weeks ago
Chris Gurnee Realty Seattle, United States· We are looking for an experienced, service, and detail-oriented mortgage loan officer to join our team. We believe in removing obstacles and creating a supportive environment for you to thrive in. If you have a proven track record of creating lending solutions for your clients ...
-
Junior Loan Officer
2 weeks ago
Chris Gurnee Realty Shoreline, United StatesJob Description · Job DescriptionOur lending team is experiencing tremendous growth and we are looking for a results-oriented junior Loan Officer who can generate new business and referrals and assist our senior loan officers in creating and closing loan packages. Lending or mort ...
-
Junior Loan Officer
1 week ago
Chris Gurnee Realty Seattle, United StatesOur lending team is experiencing tremendous growth and we are looking for a results-oriented junior loan officer who can generate new business and referrals and assist our senior loan officers in creating and closing loan packages. Lending or mortgage industry experience is not r ...
Loan Officer - Federal Way, United States - Guild Mortgage
Description
Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Officer plays an important role in the organization by performing a variety of activities directly related to the companys Production functions. The role is primarily responsible, under moderate supervision, for providing quality relations with borrowers through completing the origination processing of application, loan disclosure, review files for adherence to underwriting standards; ensuring completeness of submission to processing. Contacts borrowers to collect necessary documentation and act as a liaison between origination staff, underwriters and customers.
Essential Functions
Note: Processing will not proceed without a complete loan file: Complete application, signed disclosures, at least 80% of what is required to obtain an UW approval.
Qualifications
Supervision
Requirements
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
Required: NMLS
Work Experience
2 years: Mortgage Experience
Education
Required: High School
PDN-9a6a6112-a1d1-4c cc076fac