- Responds to customer inquiries and referrals that are generated from personal contacts and from other First Reliance Bank's business channels.
- Conducts interviews with prospective borrowers in order to analyze financial and credit data, determine customer financing objectives, advises borrowers of product/pricing policies and guidelines, and gathers any additional required information.
- Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements.
- Develops and maintains successful relationships with business referral sources, existing and prospective clients through marketing, cold-calling, prospecting and networking activities.
- Meets with clients as necessary during various stages of the loan process.
- Utilizes First Reliance training materials, reference tools and other resources to provide accurate and up-to-date loan program/policy information to both external members and internal business partners.
- Provides complete loan applications to operation's partners.
- Ensures exceptional client experience by overseeing loan process from origination to close and providing on-going communication.
- Oversees and ensures successful completion of all assigned Mortgage Loan Officer Training activities.
- Works with Mortgage Processor, Underwriter, and all other Mortgage Staff to ensure that loan docs are submitted to processing within a few days.
- Works with Mortgage Processors and Underwriters to ensure that loan conditions are met.
- Maintains current and thorough knowledge of all lending programs, policies, procedures and regulatory requirements.
- Must have sound understanding of standard concepts, practices, procedures, regulations and compliance within the loan origination environment.
- Must have a thorough knowledge of first mortgage real estate lending, including mortgage processing, underwriting, and closing procedures, and any regulatory compliance relating to real estate lending.
- Must show demonstrated success in prospecting, generating leads, closing business and consistently meeting/exceeding production goals
- Must have strong computer skills including a fundamental understanding of MS applications, database management.
- Must have solid time management skills and the ability to organize prioritize and perform multiple tasks simultaneously
- Must have ability to analyze and comprehend complex financial data and provide financial alternatives
- Must display professionalism and effective interpersonal skills
- Must have excellent communication skills.
- Must meet requirements to be bonded
- Must be able to complete all assignments with minimal supervision
- Should possess a strong commitment to providing excellent service.
- Bachelor's degree in Business or Finance or related experience with loan processing, or financial services preferred.
- Minimum of 3 year's residential mortgage lending experience with a focus on generating self-sourced business required.
-
Mortgage Loan Officer Charleston SC
4 weeks ago
TD Bank Mt Pleasant, United States**Work Location:** · Mount Pleasant, South Carolina · **Hours:** · 40 · **Pay Details:** · $ $11.54 USD · TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that ...
-
Mortgage Loan Officer Charleston SC
4 days ago
TD Bank Mount Pleasant, United StatesJob Description · Work Location: · Mount Pleasant, South CarolinaHours: · 40Pay Details: · $ $11.54 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that ar ...
-
Mortgage Loan Officer Charleston SC
3 weeks ago
TD Bank Group Mt Pleasant, United StatesWork Location: · Mount Pleasant, South Carolina · Hours: · 40 · Pay Details: · $ $11.54 USD · TD is committed to providing fair and equitable compensation opportunities to all colleagues. The included salary range for this role takes into account multiple factors that are c ...
-
Reverse Mortgage Inside Sales Loan Officer
2 weeks ago
Mutual of Omaha Mortgage Charleston, United StatesJob Description · Job DescriptionJoin a winning team, with the brand recognition of a Fortune 300 company that has been in business over 100 Years · Inspired by hometown values and a commitment to being responsible and caring for each other, Mutual of Omaha Mortgage exists for th ...
-
Loan Officer Assistant
3 weeks ago
ALCOVA Mortgage Summerville, United States· The Loan Officer Assistant will support Mortgage Loan Officers in all administrative, non-origination aspects of the mortgage loan origination process. Loan Officer Assistants work closely with Loan Officers to ensure all appropriate loan origination documents are thoroughly c ...
-
Loan Officer Assistant
1 week ago
ALCOVA Mortgage Summerville, United StatesThe Loan Officer Assistant will support Mortgage Loan Officers in all administrative, non-origination aspects of the mortgage loan origination process. Loan Officer Assistants work closely with Loan Officers to ensure all appropriate loan origination documents are thoroughly comp ...
-
Mortgage Loan Sales Assistant
2 weeks ago
First National Bank of Pennsylvania Mt Pleasant, United StatesPrimary Office Location: · 1060 Cliffwood Drive. Mount Pleasant, South Carolina Join our team. Make a difference - for us and for your future. · Position Title: Mortgage Banking Sales Assistant · Business Unit: Mortgage Administration · Reports To: Regional Sales Manager - Mo ...
-
Main Office Customer Service Representative
3 weeks ago
Isabella Bank Mt Pleasant, United StatesPosition Title: Branch Customer Service Representative · Reports To: Senior Branch Manager · General Purpose: · Opens new saving and checking accounts, CDs, IRAs, processes loans, and provides assistance to loan officers and Branch Manager or Branch Supervisor as needed. · Resp ...
-
Producing Branch Manager
3 weeks ago
Finance of America Mt Pleasant, United States** Producing Branch Manager** · **Job Category****:** Sales **Requisition Number****:** PRODU004441 Showing 1 location **Job Details** · **Description** · Responsible for the sales activities and success of the branch location. Mentors and monitors the sales staff in the branc ...
-
Mortgage Sales Manager
3 weeks ago
Isabella Bank Mt Pleasant, United States** Mortgage Sales Manager** · **Job Category****:** Lending **Requisition Number****:** MORTG001220 Showing 1 location **Job Details** · **Description** · **Position Title: Mortgage Sales Manager** · **Reports To: Chief Lending Officer** · **Responsibilities:** · Research a ...
-
Loan Operations Specialist
4 weeks ago
Guaranty Bank & Trust Mt Pleasant, United StatesOur Company's culture supports customers in achieving their financial goals and dreams. The Loan Operations Specialist position is a back office position with minimal customer contact. This position will perform a variety of clerical duties related to the booking and documentatio ...
-
Producing Branch Manager
3 weeks ago
Finance of America Mt Pleasant, United States** Producing Branch Manager** · **Job Category****:** Sales · **Requisition Number****:** PRODU004441 · Showing 1 location · **Job Details** · **Description** · Responsible for the sales activities and success of the branch location. Mentors and monitors the sales staff in the ...
-
External Mortgage Loan Originator
3 weeks ago
American Neighborhood Mortgage Acceptance Company LLC Mt Pleasant, United StatesJob Details · Job Location · 6240 Mount Pleasant - Mt Pleasant , SC · Position Type · Full Time · Education Level · High School · Travel Percentage · Road Warrior · Job Category · Sales · Description · AnnieMac Home Mortgage is looking to hire Full Time External Mortga ...
-
Mortgage Banking Specialist
3 weeks ago
First National Bank of Pennsylvania Mt Pleasant, United StatesPrimary Office Location: · 1060 Cliffwood Drive. Mount Pleasant, South Carolina Join our team. Make a difference - for us and for your future. · Position Title: Mortgage Banking Specialist · Business Unit: Mortgage Administration · Reports to: Varies based on assignment · Po ...
-
Document Imaging Specialist Part-Time
3 weeks ago
Guaranty Bank & Trust Mt Pleasant, United States Part timeAt Guaranty Bank & Trust, we are passionate about helping others and our communities. We strive to stand out and be different, and as a result, our business is growing fast · Guaranty Bank & Trust offers competitive pay and benefits, generous time off, continued training and car ...
-
Chief Financial Officer
1 week ago
Get It Recruit - Executive Mt Pleasant, United StatesOpportunity for Chief Financial Officer (CFO) in Government SectorKey Responsibilities:- Develop financial strategies, forecast requirements, identify resources, and create action plans.- Monitor financial performance, analyze results, take corrective actions, and minimize varian ...
-
Pediatric Dentist
5 days ago
Knowbility Recruiting Mt Pleasant, United StatesJoin an established group in Mt. Pleasant, Michigan, as a pediatric dentist. · Details: · Sign-on bonus (for qualified candidates) · Relocation allowance(for qualified candidates) · Excellent earning potential Achieve an income consistent with the top percentage of dentists n ...
-
Mortgage Banker
5 days ago
First Palmetto Bank Mt Pleasant, United StatesAbout First Palmetto Bank: · Founded in 1904, First Palmetto Bank serves businesses and individuals from our 22 offices located throughout South Carolina. Named three times as South Carolina's Best Small Bank by Newsweek, our team takes pride in providing unparalleled customer s ...
-
Sr. Commercial Relationship Manager
3 weeks ago
First Horizon Mt Pleasant, United StatesLocation: On site at location listed in job posting. · SUMMARY · The Senior Commercial Banker manages and grows a large and complex portfolio of middle market businesses with revenues ranging from $15 million to $1 billion. Prospects for new business while retaining and expandi ...
-
Sr. Commercial Relationship Manager
3 weeks ago
First Horizon Bank Mt Pleasant, United States· Location: On site at location listed in job posting. · SUMMARY · The Senior Commercial Banker manages and grows a large and complex portfolio of middle market businesses with revenues ranging from $15 million to $1 billion. Prospects for new business while retaining and expand ...
Mortgage Loan Officer - Mount Pleasant, United States - First Reliance Bank
Description
Job Description
Job DescriptionThe Mortgage Loan Officer proactively acquires new residential mortgage business and matches clients with First Reliance's mortgage products to meet established loan quality and production goals. The Mortgage Loan Officer continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A Mortgage Loan Officer's network may consist of Real Estate professionals, Builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Mortgage Loan Officer's regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations.
Essential Functions and Responsibilities
Knowledge, Skills, and Abilities
Education and Background