VP, Credit Officer - New York, United States - Customers Bank

Description

At Customers Bank, we believe in working hard, working smart, working together to deliver memorable customer experiences and having fun.

Our vision, mission, and values guide us along our path to achieve excellence. Passion, attitude, creativity, integrity, alignment, and execution are cornerstones of our behaviors. They define who we are as an organization and as individuals. Everyone is encouraged to have personal development plans.

By doing so, our team members are on their way to achieve their highest potential and be successful in their personal and professional lives.

Work Location:

Portsmouth, NH - coming into the office on a hybrid basis at least 3 days per week with Monday, Tuesday, and Thursday being set office days or remote office location.

Who is Customers Bank?

Founded in 2009, Customers Bank is a super-community bank with over $22 billion in assets. We believe in dedicated personal service for the businesses, professionals, individuals, and families we work with.

We get you further, faster.

Focused on you:
We provide every customer with a single point of contact. A dedicated team member who's committed to meeting your needs today and tomorrow.

On the leading edge:

We're innovating with the latest tools and technology so we can react to market conditions quicker and help you get ahead.

Proven reliability:

We always ground our innovation in our deep experience and strong financial foundation, so we're a partner you can trust.

What you'll do:

Works independently performing credit investigation, evaluating the credit strength of customers (typically $1MM - $20MM+) and makes credit decisions within established guidelines for transactions in CCF designated platforms, including, but not limited to Plastics, Packaging, Construction, Transportation, Marine, Food Processing, General C&I and Fixed Wing Aircraft.

Interfaces with the Sales team and various Customers Bank departments to ensure timely adjudication of transactions. Utilizes CCF's front-end system of records (Aspire), its Reports environment and other available systems and credit evaluation tools. Ability to prioritize and handle larger dollar transactions which require complex and unique transaction structures and analysis.

Success will be measured by the results of internal and external audits as well as internal and external customer satisfaction, and achievement of CCF group volume objectives.

What do you need?

• Minimum of 5 years Commercial Credit Analyst experience. The preference is 8 years of experience.
• Must have strong interpersonal skills in dealing with customers (Internal/External). Having a "team-player" attitude is critical. This is a small, highly adaptable group with many years of experience in the equipment leasing industry. Fit within the group is paramount to our continued success. Must have a minimum of five, preferably closer to eight, years of experience as a commercial credit analyst and (preferably) with demonstrated increasing levels of signing authority. Applicant should be well spoken with in-depth knowledge of bank credit rating and modeling systems. Needs to be highly analytical with a proven ability to convert large amounts of data into meaningful recommendations.
• BS in Accounting or Finance
• Strong ability to prioritize and handle multiple projects under pressure and complete them on time with a high degree of accuracy.
• Workout knowledge and/or experience dealing with declining borrower a plus.

Customers Bank is an equal opportunity employer.

We do not discriminate based upon race, religion, color, national origin, gender (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

We also provide "reasonable accommodations", upon request, to qualified individuals with disabilities, in accordance with the Americans with Disabilities Act and applicable state and local laws.

Diversity Statement:

At Customers Bank, we believe in working smart, working together, and having fun while delivering innovative solutions and memorable experiences for our customers.

We are committed to the continual advancement of a culture which reflects the value we place on diversity, equity, and inclusion.

We honor the diverse experiences, perspectives, and identities of our team members, and we recognize that it is their passion, creativity, and integrity that drives our success.

Step into your future with us Let's take on tomorrow.