Financial Services Officer - Fair Oaks, United States - Sacramento Credit Union
Description
TITLE:
FINANCIAL SERVICES OFFICER (BANKER)
STATUS:
NON-EXEMPT
DEPARTMENT:
MADISON BRANCH
REPORTS TO:
BRANCH MANAGER
PAY SCALE:
$ $31.37 PER HOUR
Our FSOs work a fixed schedule, which allows you the work/life balance you need.
The selected individual will be scheduled to work 37- hours a week as follows:
Monday 8:30 am - 5:30 pm
Tuesday 8:30 am - 5:30 pm
Wednesday 8:30 am - 5:30 pm
Thursday OFF
Friday 8:30 am - 5:30 pm or 9:15 am - 6:15 pm
Saturday 9:30 am - 2:30 pm
Sunday OFF
RESPONSIBILITIES INCLUDE:
- Assessing members' financial needs and advising members on the products and services of benefit to them
- Obtain and evaluate credit reports, calculate debttoincome ratios on consumer loan applicants, calculate how much of loan applicant's debt is secured/unsecured
- Determine collateral needs and payment plans for consumer loan applicants
- Meet credit union consumer lending criteria for loan funding limits
MINIMUM QUALIFICATIONS:
- High School Diploma or G.E.D.
- One year experience in a financial institution in a customer service position.
- Working knowledge of financial services products and basic lending practices is desired.
- Demonstrated sales ability in either a financial institution or retail store is highly desirable.
- Demonstrated computer skills and familiarity with software programs such as Word, Excel, MeridianLink, and others.
- Demonstrated interpersonal communication and member contact skills.
- Maintains good attendance record.
Our excellent benefits package includes medical, dental, vision, Paid Time Off, paid holidays, life insurance/AD&D, short-term and long-term disability, 401(k), and more for full-time employees.
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