Underwriter - Austin, United States - DHI Mortgage
Description
Essential Duties and Responsibilities include the following. Other duties may be assigned.
- Receive daily loans for underwriting that have been assigned by the Regional Underwriting Manager
- Maintain responsibility for the underwriting of manual loans or the validation of automated findings on government loans (FHA and VA)
- Prioritize RUSH's, Collateral Underwriter conditions, and newly submitted loans to meet the required turnaround time, acting on a minimum (if volume is present) of 100 loans monthly
- Maintain full delegation with FHA Direct Endorsement and VA Automatic with LAPP approval
- Indicate the conditions and approvals and enter the information into the Loan Origination System or Empower
- Act and approve all appraisals and complete the FHA Conditional Commitment and the VA NOV's when applicable
- Review and make decisions on bond loans and conventional loans from various investors and be proficient with all guidelines
- Upon rejection of a loan, notify the branch of their recommendation and submit the loan to the Regional Underwriting Manager for an indepth second review
- Maintain frequent contact with the Processors, Mortgage Loan Originators and Branch Managers
- Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
Qualifications
Education and/or Experience
- High school diploma or general education degree (GED)
- One to two years of experience in the mortgage industry
Preferred Qualifications
- Bachelor's degree from fouryear college or university preferred
- FHA Direct Endorsement preferred
- Strong written and oral communication skills
- Excellent organizational skills and the ability to meet deadlines
- Ability to accurately and efficiently process and record a large volume of data
Come join a winning team with a Fortune 500 company We are growing fast and are looking for enthusiastic attitudes and team players to join our success.
We offer an excellent benefits package including:
- Medical, Vision and Dental
- 401(K)
- Employee Stock Purchase Plan
- Flex Spending Accounts
- Life Insurance
- Vacation, Sick, Personal Time and Company Holidays
_Build YOUR future with D.R. Horton, America's Builder. __#WeBuildPeople2_**LinkedIn, Twitter, Facebook, Instagram
Job:
Underwriting
Primary Location:
TX-Austin
Organization:
Mortgage
Schedule:
Full-time
Job Posting:
May 8, 2024, 3:49:49 PM
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