Commercial Relationship Manager Ii - Naperville, United States - Busey Bank

Busey Bank

Verified Company

Naperville, United States

3 weeks ago

Posted by:

Mark Lane

beBee recruiter

Description

_Position Summary_
The Relationship Manager is responsible for managing and maintaining borrowing relationships.

This position is responsible for the development of new and existing business through calling programs and cross-selling of Bank services.

Maintaining loan quality and generating fee income are also key areas of responsibility. The Relationship Manager approves loans within his/her authority and is responsible for presenting loans for approval at various committees. In addition, the Relationship Manager is responsible for managing his/her current loan portfolio.

This position will report to the Market President; an RM I can report to an RM II if identified by the Market President.

_ Duties & Responsibilities_:

Additionally, a Relationship Manager will be responsible for:
Developing new business and prospects and generate business loans through referrals, business calls, and community involvement.
Analyzing customers' financial data, structure and negotiate credit transactions, and perform ongoing credit management.
Servicing existing customer relationships to maximize profitability.
Pursuing repayment of loans and contact customers whose loans are past due or have overdrawn accounts.
Responsible for early detection of problem loans and generation of reports for management of weak and criticized loans.
Assist other lines of business with business development.
Where applicable, the Commercial Market President may determine a need for a Relationship Manager II to support leadership in the management of Commercial PMs and/or RMs as well

Those duties would include:

Serving as a resource to associates
Act as a trainer/coach

_ Education & Experience_:

Knowledge of:
Strong oral and written communication skills
Strong sales and customer service skills
Ability to:
Generate revenue at 10/5/
Level I
Generate revenue at 20/10/10
Level I

Analyze and interpret numerical data
Make independent and difficult decisions within parameters of the Bank's loan policies
Originate new procedures and approaches to problems
Perform duties under frequent time pressures
Education and Training:
Requires Bachelor's degree with an emphasis in Accounting or Finance.
Requires 2 or more years of banking, finance, or sales related experience.
Six months or more credit analysis experience required.
Requires knowledge of Microsoft Office