Freelance
Description
I am looking to buy a second-hand house in Asturias for 86,000 euros, but I only have 6,000 euros saved. My plan is to apply for a personal loan of 10,000 euros to be paid back over 5 years at 200 euros per month, with no penalty for early repayment. Then, with a total of 16,000 euros, I will apply for a mortgage for 90% of the value of the house. My goal is to pay 200 euros for the personal loan and around 300 euros for the mortgage, so that it does not exceed 35% of my net salary, which is 2,100 euros per month.
How do you feel about managing and organizing your finances? I am comfortable, but I want to improve.
What stage are you at in your professional career? Mid-level.
What is your annual income? Between 25,000 and 35,000 euros per year.
What type of financial assistance or planning do you need from the advisor? Home purchase.
Where do you want to receive the service from the advisor? At the advisor's office, online, or by phone.
