- Evaluates commercial loan requests by reviewing applicants' credit histories and analyzing financial statements in order to approve or deny loan applications.
- Reviews the credit history, profitability and liquidity of clients to assess the risk level involved in credit extension or money lending.
- Consults with customers to verify financial and credit transactions; responds to customer inquiries and resolves customer complaints.
- Communicates with credit associations and other relevant authorities about the credit history of customers.
- Analyzes financial data to determine customers' risk profile for commercial loans; recommends approval or denial of loan applications.
- Works with balance sheets and income statements to evaluate credit worthiness.
- Selects examples of common red and green flags.
- knowledge of working with balance sheets, income statements, and cash flows in the analysis process.
- Examines financial statement for validity and general correctness; highlights problems or issues.
- Approaches a situation or problem by defining the problem or issue and determining its significance.
- Uses logic and intuition to make inferences about the meaning of the data and arrive at conclusions.
- Knowledge of basic financial and accounting concepts and terminology.
- Knowledge of basic tools and techniques used to perform credit analysis.
- Learns from mistakes and applies lessons learned.
- Utilizes specific approaches and tools for checking and cross-checking outputs.
- Maintains and updates information in various application channels and loan origination systems.
- Verifies collected customer loan information to ensure accuracy.
- A 4-year college or university degree in any discipline and a minimum of 2 years exempt experience in credit, customer services, collections, financial statement analysis and/or a related discipline is recommended.
- This role is a hybrid position and would require any successful candidate to commit to a minimum of 3 day per week in office requirement.
-
Credit Analyst
2 weeks ago
Hankook Tire Manufacturing Tennessee Nashville, United StatesPosition Identification: · Job Title - Credit Analyst · Job Function - Credit · Report to - AR/Credit Manager · Job Purpose: · The Credit Analyst at Hankook Tire is an individual contributor, typically assigned to a geographic area or product line that focuses on processing ...
-
Credit Analyst
20 hours ago
Philips Nashville, United States Full timeJob Title · Credit AnalystJob Description · Credit Analyst: · Manage the credit risk within a diversified portfolio of accounts related to sales on credit to customers. · Your role: · Evaluating customers' creditworthiness and setting policy of the decisions/judgment regarding cr ...
-
Credit Analyst
2 days ago
Caterpillar Nashville, United States**Career Area:** · Finance · **Job Description:** · **Your Work Shapes the World at Caterpillar Inc.** · When you join Caterpillar, you're joining a global team who cares not just about the work we do but also about each other. We are the makers, problem solvers, and future w ...
-
Credit Analyst
3 weeks ago
Caterpillar Nashville, United States**Career Area:** · Finance · **Job Description:** · **Your Work Shapes the World at Caterpillar Inc.** · When you join Caterpillar, you're joining a global team who cares not just about the work we do but also about each other. We are the makers, problem solvers, and future w ...
-
Commercial Credit Analyst
3 weeks ago
Altius Search Group Nashville, United StatesCommercial Credit Analyst | Equipment Finance | Nashville, TN · The Analyst's primary responsibility is to analyze and make credit decisions within assigned authority or make recommendations for credits ranging from $250M to $5MM+, including Equipment Leases and Financings, Recou ...
-
Credit and Collections Analyst
1 week ago
Avispa Technology Nashville, United StatesJob Description · Credit and Collections Analyst VIAJP · A leading digital streaming network is seeking a Credit and Collections Analyst. The successful candidate will be responsible for working close to Cash Manager prioritizing the work and meeting team deadlines. The Cash A ...
-
Credit and Collections Analyst
1 week ago
Avispa Technology Nashville, United StatesCredit and Collections Analyst VIAJP A leading digital streaming network is seeking a Credit and Collections Analyst. The successful candidate will be responsible for working close to Cash Manager prioritizing the work and meeting team deadlines. The Cash Analyst is responsible f ...
-
Credit Analyst
2 weeks ago
Copperweld Bimetallics LLC Brentwood, United StatesJob Description · Job DescriptionPosition Description · The Credit Analyst will establish credit limits for new customers based on market research and the credit application process, monitor AR aging, and support collections. The Credit Analyst should have top-notch customer serv ...
-
Credit and Collections Analyst
1 week ago
Equiliem Nashville, United StatesRESPONSIBILITIES · * Review wire transfers and checks received and apply them to customers · * Work close Collection team to apply cash and WTH to corresponding invoices · * Prepare WTH reports to send to International Tax Team · * Prepare daily Unapplied Cash report · * Prepare ...
-
CORP H&W/CREDIT BALANCE ANALYST
2 weeks ago
Kroger Nashville, United StatesCredit Balance Analyst should possess a thorough working knowledge of the revenue cycle management process. Responsibilities include working closely with Department Supervisor to ensure that refunds are processed accurately and timely in order to promote customer loyalty. The Cre ...
-
Credit and Collections Analyst I
1 week ago
Integrated Resources Nashville, United StatesJob Title: Credit and Collections Analyst I · Location: Nashville, TN (Hybrid 1 day onsite) · Duration: 6 months (Possibility of extension) · The position Cash Analyst is responsible for working close to Cash Manager prioritizing the work and meeting team deadlines. The Cash Anal ...
-
Credit and Collections Analyst I
2 weeks ago
First Tek, Inc. Nashville, United States ContractHybrid 1 day in Office · Hours M-F 9-5 · The position Cash Analyst is responsible for working close to Cash Manager prioritizing the work and meeting team deadlines. The Cash Analyst is responsible for applying LATAM cash, aprox 350M USD yearly, and WTH taxes received in customer ...
-
Credit and Collections Analyst I
1 week ago
eTeam Nashville, United StatesOverview: · The position Cash Analyst is responsible for working close to Cash Manager prioritizing the work and meeting team deadlines. The Cash Analyst is responsible for applying LATAM cash, aprox 350M USD yearly, and WTH taxes received in customer accounts. · This position ...
-
Credit and Collections Analyst I
1 week ago
US Tech Solutions Nashville, United StatesHybrid 1 day in Office · Hours M-F 9-5 · The position Cash Analyst is responsible for working close to Cash Manager prioritizing the work and meeting team deadlines. The Cash Analyst is responsible for applying LATAM cash, aprox 350M USD yearly, and WTH taxes received in customer ...
-
Credit Analyst I
1 week ago
Cadence Bank Brentwood, United StatesAnalyze and underwrite credit decisions submitted by various lines of business within the bank. Performs basic research and financial/statistical analysis to determine and document the creditworthiness of such requests. Compiles analysis, borrower, i Credit Analyst, Analyst, Acco ...
-
Credit and Collections Analyst
3 weeks ago
SATCO Products Inc. Brentwood, United StatesIf you're looking for a fun place to work with awesome people, and have B to B commercial collections experience, then this is the job for you · Responsibilities include but are not limited to: · - Make collection calls on past due accounts · - Process credit card payments · - Re ...
-
Accounts Receivable Specialist
1 week ago
Motion Recruitment Nashville, United StatesOur client, a global media company, is looking for a Cash Analyst to join their team in Nashville, TN. This is a hybrid role, onsite 1 day a week. · **This is a 6 year contract position with the possibility of extension or conversion** · Responsibilities · Review wire transfers a ...
-
Healthcare Business Banking Relationship Analyst
2 weeks ago
U.S. Bank Nashville, United StatesAt U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each ...
-
Healthcare Business Banking Relationship Analyst
2 weeks ago
US Bank Nashville, United StatesAt U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each ...
-
Alternatives Operations Analyst
1 day ago
AllianceBernstein Nashville, United StatesWho We Are: · As a leading global investment management firm, AB fosters diverse perspectives and embraces innovation to help our clients navigate the uncertainty of capital markets. Through high-quality research and diversified investment services, we serve institutions, indivi ...
Credit Analyst - Nashville, United States - Caterpillar
Description
Career Area:Finance
Job Description:
Your Work Shapes the World at Caterpillar Inc.
When you join Caterpillar, you're joining a global team who cares not just about the work we do - but also about each other. We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don't just talk about progress and innovation here - we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it.
Job Description
Our common values and focus on inclusion and respect drive the decisions made by our company, teams and people. This is why we are committed to hiring and building diverse teams representative of the customers we serve globally. When you join our team, you can apply your unique life and job experiences and work in an environment where your ideas are heard, your contributions are celebrated, and your whole-self matters.
About Cat Financial
Cat Financial is a subsidiary of Caterpillar Inc., the world's leading manufacturer of construction and mining equipment, off-highway diesel and natural gas engines, industrial gas turbines and diesel-electric locomotives. For more than 40 years, Cat Financial has provided a wide range of financing solutions to customers and Cat dealers for machines, engines, Solar gas turbines, genuine Cat parts and services. Headquartered in Nashville, Tennessee, Cat Financial serves customers globally with offices and subsidiaries located throughout North and South America, Asia, Australia, Europe and Africa. Visit to learn more about Cat Financial.
Role Definition:
Visa Sponsorship is not available for this position. This employer is not currently hiring foreign national applicants that require or will require sponsorship tied to a specific employer, such as, H, L, TN, F, J, E, O. As a global company, Caterpillar offers many job opportunities outside of the U.S which can be found through our employment website at
Posting Dates:
May 7, May 14, 2024
Any offer of employment is conditioned upon the successful completion of a drug screen.
EEO/AA Employer. All qualified individuals - Including minorities, females, veterans and individuals with disabilities - are encouraged to apply.
Not ready to apply? Join our Talent Community.