- Handle member/non-member consumer lending requests/questions on the phone and in-person
- Process all consumer loan types and applications
- Prepare closing documentation and close consumer loans in-person
- Maintain accurate documentation necessary for all consumer loan types
- Ensure monthly loan reports are completed as assigned
- Process loan payoff requests
- Assist other employees with consumer loan information as necessary
- Knowledge of lending regulatory and compliance components (i.e. Truth in Lending, Reg. Z, Reg. B)
- Recommend changes to lending policies and procedures to management to ensure an efficient, well organized operation is maintained
- Keep all member and credit union business strictly confidential
- Perform other duties as assigned
- At least two years prior work experience within a credit union or financial institution is preferred
- High School diploma or equivalent
- At least one year consumer loan processing experience is preferred
- Experience in the loan interviewing process
- Must have a good understanding of lending terms/definitions and the ability to apply them to various consumer loan scenarios
- Experience in calculating income, DTI, LTV and loan payment scenarios
- Must have full knowledge of Credit Union's loan procedures and guidelines; and how to apply them to an array of different loan scenarios
- Must have full knowledge of both derogatory and complimentary credit reporting terms, meanings; and apply these correctly to loan recommendations and suggestions
- Ability to work evening and weekend hours as needed
- Computer skills and knowledge of relevant application software use
- Ability to effectively communicate, work and interact with other
- Detail-orientated
- Ability to meet crucial deadlines
- Ability to work both independently and in a team environment as the situation requires
- Ability to problem solve and apply solutions/conclusions to various aspects of the position
-
Deputy General Counsel
1 week ago
Stifel Saint Louis, United StatesSummary · The Deputy General Counsel will provide legal advice and service primarily to Stifel Financial Corp.'s subsidiary banks and trust companies (collectively, the "Banks"). In cooperation with management of the Banks and their parent company, the candidate will have respons ...
-
Impact Finance
1 week ago
U.S. Bank St Louis, United StatesAt U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each ...
-
Community Banking Mortgage Officer
2 weeks ago
Busey Bank St Louis, United StatesCommunity Banking Mortgage Officer | DeBaliviere page is loaded · Community Banking Mortgage Officer | DeBaliviere · Apply · remote type · In Office · locations · St. Louis, MO - 415 Debaliviere Street · time type · Full time · posted on · Posted 10 Days Ago · job requ ...
-
Credit Officer
17 hours ago
CoBank St. Louis, United States OTHERBenefits Overview · A career at CoBank can offer you the opportunity to make a personal impact on the people and communities where we do business. When you choose a career with CoBank, you make a difference by standing for something that matters. In order to be the best, we hire ...
-
Mortgage Loan Officer
1 week ago
West Community Credit Union St Louis, United StatesJob Title: Mortgage Loan Officer Department: Mortgage Loans · Reports to: Mortgage Lending Manager Classification: Exempt · Job Summary: · The Mortgage Loan Officer (MLO) is responsible for proactively soliciting new mortgage business and selling West Community Credit Union pr ...
-
Director, Policy, and Counsel
1 week ago
Diversified Search Group St Louis, United StatesNational Urban League - Director, Policy, and Counsel · Summary · The National Urban League (NUL) seeks a Director, Policy, and Counsel in the Washington Bureau located in Washington DC. The Director will support the work of the Washington Bureau in representing the interests o ...
-
Contact Center Agent
1 week ago
Together Credit Union St Louis, United StatesContact Center Representative · Role · The Contact Center Agent is responsible for assisting members in all assigned phases of savings and lending functions, and exceeding referrals and sales goals. Requires knowledge of system and back-office operations in all areas of electroni ...
-
Executive Managing Director, Wealth Advisory
1 week ago
Busey St Louis, United StatesWHAT YOU'LL DOThe Executive Managing Director, Wealth Advisory will lead a team of Wealth management professionals within a specific, local market and responsible for three key areas: the identification and generation of new business opportunities with both existing and prospecti ...
-
Executive Managing Director, Wealth Advisory
1 week ago
Busey Bank St Louis, United StatesWHAT YOU'LL DO · The Executive Managing Director, Wealth Advisory will lead a team of Wealth management professionals within a specific, local market and responsible for three key areas: the identification and generation of new business opportunities with both existing and prosp ...
-
Treasurer
1 week ago
Midwest BankCentre St Louis, United StatesMidwest BankCentre is proud to be recognized as one of St. Louis' Top Workplaces for 2021 · About Midwest BankCentre · Midwest BankCentre is a values-based bank that has been a mainstay of St. Louis community banking since 1906. Our purpose is to help regional communities thrive ...
-
Collections Call Center Representative
1 week ago
Enova Saint Louis, United StatesJob Description · Job DescriptionWe are seeking Collections Representatives for our upcoming classes · This role is entirely remote, with a requirement for candidates to reside within 100 miles of Chicago, IL or in IA, MO, WI, and WY. · About the role: · Enova operates multiple c ...
-
VP, Senior SBA Underwriter
1 week ago
Enterprise Bank & Trust St Louis, United StatesEnterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive. With offices in Missouri, Ka ...
-
Personal Lines Account Executive
1 week ago
AssuredPartners St Louis, United StatesOverview · AssuredPartners of Missouri is seeking their next, Property & Causality licensed, Personal Lines Account Executive for our Personal Lines Department in St. Louis, MO This role will be on our Private Client Unit within our Personal Lines Team. · The Account Executive a ...
-
Federal Reserve System St. Louis, United States Full timeCompany · Federal Reserve Bank of St. LouisOur Consumer Affairs team is looking for commissioned Bank Examiners to join the team. You will evaluate the degree to which banking organizations are complying with applicable consumer protection laws and regulations. You will work on ...
-
Risk Management Analyst
3 days ago
Midwest BankCentre St Louis, United States2191 Lemay Ferry Rd, St. Louis, MO 63125, USA · Job Description · Midwest BankCentre is proud to be recognized as one of St. Louis' Top Workplaces for 2021, 2022 and 2023 · About Midwest BankCentre · Midwest BankCentre is a values-based bank that has been a mainstay of St. Louis ...
-
Deputy General Counsel
1 week ago
Stifel St. Louis, United States Full timeSummary · The Deputy General Counsel will provide legal advice and service primarily to Stifel Financial Corp.'s subsidiary banks and trust companies (collectively, the "Banks"). In cooperation with management of the Banks and their parent company, the candidate will have respons ...
-
Lead Electrical Engineer
5 days ago
Black & Veatch St Louis, United States**Lead Electrical Engineer - Federal Facilities Design (US Hybrid)** · Date: Apr 30, 2024 · Location: · US · Company: Black & Veatch Family of Companies · **Together, we own our company, our future, and our shared success.** · As an employee-owned company, our people _are_ ...
-
HR Generalist
5 days ago
Momentum Academy STL Saint Louis, United StatesJob Description · Job DescriptionSalary: · Momentum Academy is a public charter school district with four campuses in St. Louis City, serving scholars in grades PK-8. Momentum promotes academic excellence in an environment of mutual care and support that builds character, confid ...
-
Executive Managing Director, Wealth Advisory
1 week ago
BankTalent HQ Creve Coeur, United StatesWHAT YOU'LL DO · The Executive Managing Director, Wealth Advisory will lead a team of Wealth management professionals within a specific, local market and responsible for three key areas: the identification and generation of new business opportunities with both existing and prosp ...
-
Executive Managing Director, Wealth Advisory
1 week ago
Busey Bank Creve Coeur, United States· WHAT YOU'LL DO · The Executive Managing Director, Wealth Advisory will lead a team of Wealth management professionals within a specific, local market and responsible for three key areas: the identification and generation of new business opportunities with both existing and pr ...
Lending Representative - St Louis, United States - Gateway Metro Credit Union
Description
Job Type
Full-time
Description
A successful Lending Representative will be responsible for soliciting, cross-selling, negotiating and coordinating the processing and closing of consumer loans (vehicle loans, personal lines of credit, signature loans, share/certificate/stock loans, etc.) They will obtain satisfactory supporting documentation as needed on all loans. Compliance with the credit union philosophy, policies and procedures is extremely important in this position. It is vital for the Lending Rep. to maintain good, long-standing member relations by referring members to the appropriate credit union services, which will also, ultimately yield referrals.
Requirements
About The Position
$39,000-$50,000 annually based on experience
