Jobs
>
West Hartford

    Affordable Housing Originator - West Hartford, United States - NBT Bancorp Inc.

    Default job background
    Full time
    Description
    Assists in the development, implementation, and reporting of CRA-related loan tracking, loan programs and all activities designed to maintain a high satisfactory rating for NBT Bank, N. A. with the Community Reinvestment Act. Assists with coordination and compilation of Residential Mortgage Lending for Mock CRA Exam. Acts as the primary contact for a designated group of non-profit housing partners that manage grant programs and educational seminars for eligible LMI first time home buyers. Responsible for originating residential mortgage loans, to include emphasis on the Affordable Housing products, according to established policies, procedures and regulatory guidelines.

    Education and Experience:

  • Associate Degree with emphasis on Business/Finance or equivalent education and experience
  • 2 or more years experience in Residential Lending as sales or operations employee
  • 1 or more years experience working with non-profit housing partners and Federal/State grant programs
  • Skills and Abilities:

  • Complete understanding of Mortgage Banking loan policy, products and procedures.
  • Complete understanding of CRA & Banking Regulations.
  • Working knowledge of workflow application, disclosures, closing and upload.
  • Strong analytical and organizational skills.
  • Strong written and oral communication skills.
  • Excellent customer service skills.
  • Knowledge of current compliance and regulatory guidelines with an approved NMLS number.
  • Knowledge of Mortgage Banking underwriting application systems such as MortgageBot and Mortgage Builder.
  • Unique Job Characteristics and Requirements:

    Business Travel required as needed between Bank Office and all designated non-profit housing agencies, realtors, etc. , as well as various bank branches and regional business partner meetings, Conferences, Professional Organizations and role related Training. NMLS Certification required or ability to obtain upon hire.

    Tasks Performed:

  • 45% Establishes relationships and maintains active business development calls with all non-profit housing partners in a designated territory. Maintains an active database of the various grant program options available through these partners and trains the other Loan Originators in the designated territory on the programs.
  • 25% Originates residential mortgage loans, to include emphasis on the Affordable Housing products, according to established policies, procedures and regulatory guidelines, within their home base market. Explains a variety of mortgage products and associated closing costs, negotiates loan terms and conditions, and finalizes sales. Maintains primary customer and non-profit housing partner responsibility from application thru to loan closing.
  • 20% Assists Bank CRA Officer, Residential Mortgage Banking Manager, and Sales Manager in the development, implementation, and reporting of CRA-related loan tracking, loan programs and all CRA-related business development activities, including recommendations for additional loan programs and special financing offerings
  • 5% Assists with coordination and compilation of Residential Mortgage Lending for Mock CRA Exam for submission to the Executive Management Team to monitor and gage progress meeting Lending Test minimums in all state Assessment Areas, including recommendations for additional loan programs and special financing offerings.
  • 5% Other duties as assigned.
  • Physical Requirements:

  • Communicate effectively with internal and/or external customers
  • Stationary 50% of time
  • Move about within or between locations
  • Bend, Twist, Crouch, Squat
  • Move Objects to Maximum 10 lbs


  • NBT Bank West Hartford, United States

    Assists in the development, implementation, and reporting of CRA-related loan tracking, loan programs and all activities designed to maintain a high satisfactory rating for NBT Bank, N. A. with the Community Reinvestment Act. Assists with coordination and compilation of Residenti ...


  • Journey Home, Inc. West Hartford, United States

    Journey Home is a thought leader and innovator pushing forward the efforts to end homelessness in the Capital Region of Connecticut. We are a dedicated team of professionals who value hard work, and a flexible, honest work environment. · The Street Outreach Project Manager is res ...


  • TIAA Hartford, United States Full time

    The Associate Transaction Counsel is an in-house legal opportunity to assist with the origination, closing and asset management components of C-PACE financing transactions ranging from $5,000,000 to $25,000,000+. · Key Responsibilities and Duties · Drafting and negotiating comme ...

  • Goodwin Recruiting

    General Manager

    1 week ago


    Goodwin Recruiting Hartford, United States

    To Apply for this Job Click Here · Do you have a passion for food and hospitality? If so, we would love to talk to you Join our renowned restaurant group, celebrated for its exceptional reputation. We offer an amazing work-life balance and a vibrant work environment. If you are a ...


  • Wadsworth Atheneum Museum of Art Hartford, United States

    About Us: · The Wadsworth Atheneum Museum of Art is the oldest continuously operating public art museum in the United States, greeting guests since 1842. In the heart of Hartford, and home to a collection of nearly 50,000 works of art, the Wadsworth is a cultural pillar of the ar ...


  • Wheeler Clinic Hartford, United States Full time

    Group Engagement Specialist · Hartford, CT, USA Req #1486 Wednesday, June 5, 2024 Wheeler's vision is that all people will have the opportunity to grow, change and live healthier, productive lives. Our mission is to provide equitable access to innovative care that improves heal ...

  • Peoples Bancorp (OH)

    CRA Mortgage Officer

    2 weeks ago


    Peoples Bancorp (OH) West Hartford, United States

    Welcome to PeoplesBank We are the largest mutually chartered bank in Western Mass and Northern Connecticut and a leader in green values, sustainable energy financing, and charitable giving. We operate in the best interest of our customers and strive to be an inclusive and engagin ...


  • Global Atlantic Hartford, United States Freelance

    COMPANY OVERVIEW · Global Atlantic Financial Group is a leader in the U.S. life insurance and annuity industry, serving the needs of individuals and institutions. Global Atlantic is a wholly-owned subsidiary of KKR, a leading global investment firm that offers alternative asset m ...


  • Journey Home Inc West Hartford, United States

    Journey Home is a thought leader and innovator pushing forward the efforts to end homelessness in the Capital Region of Connecticut. We are a dedicated team of professionals who value hard work, and a flexible, honest work environment. · The Street Outreach Project Manageris res ...

  • Trinity Health

    Dishwasher

    4 weeks ago


    Trinity Health West Hartford, United States

    Employment Type: · Part time · Shift: · Evening Shift · Description: · Join Our Team at The McAuley · Are you ready to embark on an exciting journey of care and compassion? At The McAuley, we don't just provide healthcare services; we create an environment where every day is an o ...

  • FREEDOM CARE , LLC

    Case Manager

    1 week ago


    FREEDOM CARE , LLC West Hartford, United States

    Started in 2016, FreedomCare is a Healthcare company that is innovating and revolutionizing the way home care is delivered. We bring dignity and support to patients needing care in their homes and to the caregivers who care for them. We're the largest consumer-directed home care ...


  • Optum West Hartford, CT, United States

    $1,000 Sign-on Bonus for External Candidates · Are you ready to make a positive impact in health care? If so, you're the missing piece in our care team. As part of the Optum and UnitedHealth Group family, ProHealth Physicians offers new opportunities for growth. Here, you'll e ...

  • MedPro Staffing

    Mammo Technologist

    2 weeks ago


    MedPro Staffing Hartford, United States

    MedPro Healthcare Staffing, a Joint Commission-certified staffing agency, is seeking a quality Mammography Tech for a contract with one of our top healthcare clients. · Requirements · Completion of a two year approved School of Radiologic Technology · Valid state radiology regist ...

  • MedPro Healthcare Staffing

    Travel Nurse RN

    4 days ago


    MedPro Healthcare Staffing Hartford, United States

    MedPro Healthcare Staffing is seeking a travel nurse RN Pediatrics ER - Emergency Room for a travel nursing job in Hartford, Connecticut. · Job Description & Requirements · Specialty: · Pediatrics ER - Emergency Room · Discipline: · RN · Start Date: · ASAP · Duration: · 13 weeks ...


  • The Salvation Army Eastern Territory Hartford, United States

    Overview · Location: Marshall House Family Shelter (Hartford, CT) · Provide daily supervision, reporting, and support services to clients in a low barrier residential facility that promotes a Housing First philosophy. Facilitate an environment conducive to enhancing positive mora ...


  • The Salvation Army Hartford, United States

    Overview · Location: Marshall House Family Shelter (Hartford, CT) · Provide daily supervision, reporting, and support services to clients in a low barrier residential facility that promotes a Housing First philosophy. Facilitate an environment conducive to enhancing positive mora ...


  • The Salvation Army Eastern Territory Hartford, United States

    Overview: · Location: Marshall House Family Shelter (Hartford, CT) · Provide daily supervision, reporting, and support services to clients in a low barrier residential facility that promotes a Housing First philosophy. Facilitate an environment conducive to enhancing positive m ...


  • Community Solutions, Inc. Hartford, United States

    COMPANY OVERVIEW: · Community Solutions Inc. (CSI) is a nonprofit organization that promotes the responsible citizenship, accountability, and well-being of individuals and families involved, or at risk of involvement, in the child welfare, juvenile justice, or criminal justice sy ...


  • Westminster School Hartford, United States

    Westminster School, one of the leading small independent boarding schools in the country, is a diverse, co-educational high school, a close-knit community of 95 faculty and 430 students (75 percent boarding, 25 percent day students) set on a 200-acre campus in Simsbury, Connectic ...


  • Insight Global Hartford, United States

    Insight Global is looking for a Housing Case Manager. This position will assist project-based and scattered-site tenant-clients by providing services and referrals for a variety of needs including general assistance, substance abuse counseling/programs, mental health, medical car ...